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| are raymond james financial advisors fiduciaries: The History of Financial Planning E. Denby Brandon, Jr., H. Oliver Welch, 2009-09-17 The first book to provide a comprehensive history of the financial planning profession The financial services field has been revolutionized in the last quarter of the twentieth century by the financial planning profession. So much has happened in so little time that it has been difficult to keep up with the events and key players that make up the world of financial planning. The History of Financial Planning is the first book to provide a comprehensive history of the profession. Backed by the Financial Planning Association, The History of Financial Planning offers a clear overview of the industry and how it has grown and changed over the years. This book chronicles the history of the profession, with explanations of how the financial planning movement has grown beyond the United States to other countries-particularly in the last fifteen years. The book also demonstrates how the work of key researchers, such as Dr. Daniel Kahneman, Vernon Smith, and Amos Tversky, has influenced the rise of the financial planning profession Names four initial engines of growth that contributed to the success of financial planning Reveals the moments and key players that define the history of financial planning Discusses the emergence of the Financial Planning Association (FPA) The financial planning field has a rich history, and with this book as your guide, you'll quickly discover how it has evolved over the years. |
| are raymond james financial advisors fiduciaries: Making Money Simple Peter Lazaroff, 2019-04-02 Simplify your financial life and ensure financial success into the future Feeling paralyzed by the overwhelming number of complex decisions you need to make with your money? You don’t need to be an expert to achieve financial freedom. You just need a framework that makes the right choices simple and easy to make. Making Money Simple provides that much-needed process so you can get on the right track to long-term financial security. This valuable resource provides a solid foundation for all the nuanced personal finance decisions you need to make as you go through your career, hit major life milestones, and look to grow wealth. It’s a blueprint for financial achievement—even through tough-to-navigate situations where there are no clear-cut rules. After you read Making Money Simple, you’ll be able to create your personal plan for success using proven wealth management methods and real-world financial strategies. From basic financial principles to advanced investing techniques, you’ll get comprehensive coverage of fundamental financial topics with easy-to-follow advice from author Peter Lazaroff, who draws from his expertise as the Chief Investment Officer of a multi-billion-dollar wealth management firm to give you the tools you need to simplify your financial situation and make the right moves at every opportunity. Getting your finances in order doesn’t have to be hard. It doesn’t require fancy, convoluted investment strategies. Nor does it require keeping track of detailed spreadsheets. You just need this step-by-step process to get your financial house in order and keep it that way forever. It doesn’t matter what your specific situation is. We all need to understand our money—and what to do with it. Making Money Simple shows you how to: Develop clear financial goals and plan for your future Understand the three crucial elements of building a strong financial house Implement effective investment strategies to grow your wealth and avoid costly mistakes Learn ten smart questions to ask when hiring financial professionals For those seeking to secure a solid financial future, Making Money Simple: A Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever is the roadmap to get you there. |
| are raymond james financial advisors fiduciaries: Fiduciary Law Tamar Frankel, 2011 In Fiduciary Law, Tamar Frankel examines the structure, principles, themes, and objectives of fiduciary law. Fiduciaries, which include corporate managers, money managers, lawyers, and physicians among others, are entrusted with money or power. Frankel explains how fiduciary law is designed to offer protection from abuse of this method of safekeeping. She deals with fiduciaries in general, and identifies situations in which fiduciary law falls short of offering protection. Frankel analyzes fiduciary debates, and argues that greater preventive measures are required. She offers guidelines for determining the boundaries and substance of fiduciary law, and discusses how failure to enforce fiduciary law can contribute to failing financial and economic systems. Frankel offers ideas and explanations for the courts, regulators, and legislatures, as well as the fiduciaries and entrustors. She argues for strong legal protection against abuse of entrustment as a means of encouraging fiduciary services in society. Fiduciary Law can help lawyers and policy makers designing the future law and the systems that it protects. |
| are raymond james financial advisors fiduciaries: Unshakeable Anthony Robbins, Tony Robbins, Peter Mallouk, 2017-02-28 After interviewing fifty of the world's greatest financial minds and penning the #1 New York Times bestseller Money: Master the Game, Tony Robbins returns with a step-by-step playbook, taking you on a journey to transform your financial life and accelerate your path to financial freedom. No matter your salary, your stage of life, or when you started, this book will provide the tools to help you achieve your financial goals more rapidly than you ever thought possible. Robbins, who has coached more than fifty million people from 100 countries, is the world's #1 life and business strategist. In this book, he teams up with Peter Mallouk, the only man in history to be ranked the #1 financial advisor in the US for three consecutive years by Barron's. Together they reveal how to become unshakeable--someone who can not only maintain true peace of mind in a world of immense uncertainty, economic volatility, and unprecedented change, but who can profit from the fear that immobilizes so many. In these pages, through plain English and inspiring stories, you'll discover... -How to put together a simple, actionable plan that can deliver true financial freedom. -Strategies from the world's top investors on how to protect yourself and your family and maximize profit from the inevitable crashes and corrections to come. -How a few simple steps can add a decade or more of additional retirement income by discovering what your 401(k) provider doesn't want you to know. -The core four principles that most of the world's greatest financial minds utilize so that you can maximize upside and minimize downside. -The fastest way to put money back in your pocket: uncover the hidden fees and half truths of Wall Street--how the biggest firms keep you overpaying for underperformance. -Master the mindset of true wealth and experience the fulfillment you deserve today. |
| are raymond james financial advisors fiduciaries: Form 10-K. United States. Securities and Exchange Commission, 1949 |
| are raymond james financial advisors fiduciaries: The Infrastructure Finance Challenge Ingo Walter, 2016-11-21 Infrastructure and its effects on economic growth, social welfare, and sustainability receive a great deal of attention today. There is widespread agreement that infrastructure is a key dimension of global development and that its impact reaches deep into the broader economy with important and multifaceted implications for social progress. At the same time, infrastructure finance is among the most complex and challenging areas in the global financial architecture. Ingo Walter, Professor Emeritus of Finance, Corporate Governance and Ethics at the Stern School of Business, New York University, and his team of experts tackle the issue by focussing on key findings backed by serious theoretical and empirical research. The result is a set of viable guideposts for researchers, policy-makers, students and anybody interested in the varied challenges of the contemporary economy. |
| are raymond james financial advisors fiduciaries: How to Make Your Money Last - Completely Updated for Planning Today Jane Bryant Quinn, 2020-01-07 NOW COMPLETELY UPDATED to reflect the changes in tax legislation, health insurance, and the new investment realities. In this “highly valuable resource” (Publishers Weekly, starred review) Quinn “provides simple, straightforward” (The New York Times) solutions to the universal retirement dilemma—how to make your limited savings last for life—covering mortgages, social security, income investing, annuities, and more! Will you run out of money in your older age? That’s the biggest worry for people newly retired or planning to retire. Fortunately, you don’t have to plan in the dark. Jane Bryant Quinn tells you how to squeeze a higher income from all your assets—including your social security account (get every dollar you’re entitled to), a pension (discover whether a lump sum or a lifetime monthly income will pay you more), your home equity (sell, rent, or take a reverse mortgage?), savings (how to use them safely to raise your monthly income), retirement accounts (invest the money for growth in ways that let you sleep at night), and—critically—how much of your savings you can afford to spend every year without running out. There are easy ways to figure all this out. Who knew? Quinn also shows you how to evaluate your real risks. If you stick with super-safe investment choices, your money might not last and your lifestyle might erode. The same might be true if you rely on traditional income investments. Quinn rethinks the meaning of “income investing,” by combining reliable cash flow during the early years of your retirement with low-risk growth investments, to provide extra money for your later years. Odds are, you’ll live longer than you might imagine, meaning that your savings will stretch for many more years than you might have planned for. With the help of this book, you can turn those retirement funds into a “homemade” paycheck that will last for life. |
| are raymond james financial advisors fiduciaries: The Tools & Techniques of Financial Planning Stephan R. Leimberg, Martin J. Satinsky, Robert T. LeClair, 1986 |
| are raymond james financial advisors fiduciaries: Pioneering Portfolio Management David F. Swensen, 2009-01-06 In the years since the now-classic Pioneering Portfolio Management was first published, the global investment landscape has changed dramatically -- but the results of David Swensen's investment strategy for the Yale University endowment have remained as impressive as ever. Year after year, Yale's portfolio has trumped the marketplace by a wide margin, and, with over $20 billion added to the endowment under his twenty-three-year tenure, Swensen has contributed more to Yale's finances than anyone ever has to any university in the country. What may have seemed like one among many success stories in the era before the Internet bubble burst emerges now as a completely unprecedented institutional investment achievement. In this fully revised and updated edition, Swensen, author of the bestselling personal finance guide Unconventional Success, describes the investment process that underpins Yale's endowment. He provides lucid and penetrating insight into the world of institutional funds management, illuminating topics ranging from asset-allocation structures to active fund management. Swensen employs an array of vivid real-world examples, many drawn from his own formidable experience, to address critical concepts such as handling risk, selecting advisors, and weathering market pitfalls. Swensen offers clear and incisive advice, especially when describing a counterintuitive path. Conventional investing too often leads to buying high and selling low. Trust is more important than flash-in-the-pan success. Expertise, fortitude, and the long view produce positive results where gimmicks and trend following do not. The original Pioneering Portfolio Management outlined a commonsense template for structuring a well-diversified equity-oriented portfolio. This new edition provides fund managers and students of the market an up-to-date guide for actively managed investment portfolios. |
| are raymond james financial advisors fiduciaries: North of Dixie Mark Speltz, 2016-11-01 The history of the civil rights movement is commonly illustrated with well-known photographs from Birmingham, Montgomery, and Selma—leaving the visual story of the movement outside the South remaining to be told. InNorth of Dixie, historian Mark Speltz shines a light past the most iconic photographs of the era to focus on images of everyday activists who fought campaigns against segregation, police brutality, and job discrimination in Chicago, Detroit, Los Angeles, Philadelphia, and many other cities. With images by photojournalists, artists, and activists, including Bob Adelman Charles Brittin, Diana Davies, Leonard Freed, Gordon Parks, and Art Shay, North of Dixie offers a broader and more complex view of the American civil rights movement than is usually presented by the media.North of Dixie also considers the camera as a tool that served both those in support of the movement and against it. Photographs inspired activists, galvanized public support, and implored local and national politicians to act, but they also provided means of surveillance and repression that were used against movement participants. North of Dixie brings to light numerous lesser-known images and illuminates the story of the civil rights movement in the American North and West. |
| are raymond james financial advisors fiduciaries: Fixing the 401(k) Joshua P. Itzoe, 2008 Are you a retirement plan fiduciary but unsure of what's required of you? Does it scare you to be held personally liable for bad decisions? Do you have a sneaking suspicion that your plan is paying too much in fees but you're not sure how to find out? Are you worried that your employees won't be able to retire? If the answer to any of these questions is Yes, this book is for you. Josh Itzoe has a remarkable capacity for seeing through the maze of regulations surrounding qualified plans to the handful of core ideals by which successful plans must operate. This is a great, understandable guide for plan sponsors. -Pete Swisher, CFP, CPC, Vice President and Senior Institutional Consultant, Unified Trust Company, N.A. and author of 401 (k) Fiduciary Governance: An Advisor's Guide Fixing the 401(k) is a bold and excellent work. Josh Itzoe reminds us that excellence is desperately needed within our private retirement system. By following the solid principles shared in this book, Itzoe reveals how any employer, large or small, can build and operate an excellent 401(k). The 401(k) is the mechanism that over fifty million people will rely upon to help their retirement dreams become a reality. This book is the starting point for employers who want to understand how to make their 401(k) truly excellent and help secure the common good of society. -Matthew D. Hutcheson, Congressional Expert and Independent Pension Fiduciary |
| are raymond james financial advisors fiduciaries: Creating Value Through Corporate Restructuring Stuart C. Gilson, 2010-04-05 An updated look at how corporate restructuring really works Stuart Gilson is one of the leading corporate restructuring experts in the United States, teaching thousands of students and consulting with numerous companies. Now, in the second edition of this bestselling book, Gilson returns to present new insight into corporate restructuring. Through real-world case studies that involve some of the most prominent restructurings of the last ten years, and highlighting the increased role of hedge funds in distressed investing, you'll develop a better sense of the restructuring process and how it can truly create value. In addition to classic buyout and structuring case studies, this second edition includes coverage of Delphi, General Motors, the Finova Group and Warren Buffett, Kmart and Sears, Adelphia Communications, Seagate Technology, Dupont-Conoco, and even the Eurotunnel debt restructuring. Covers corporate bankruptcy reorganization, debt workouts, vulture investing, equity spin-offs, asset divestitures, and much more Addresses the effect of employee layoffs and corporate downsizing Examines how companies allocate value and when a corporation should pull the trigger From hedge funds to financial fraud to subprime busts, this second edition offers a rare look at some of the most innovative and controversial restructurings ever. |
| are raymond james financial advisors fiduciaries: Transparency Wave Paul A. Pagnato, 2020-04-14 |
| are raymond james financial advisors fiduciaries: Wisdom at Work Chip Conley, 2018-09-18 Experience is making a comeback. Learn how to repurpose your wisdom. At age 52, after selling the company he founded and ran as CEO for 24 years, rebel boutique hotelier Chip Conley was looking at an open horizon in midlife. Then he received a call from the young founders of Airbnb, asking him to help grow their disruptive start-up into a global hospitality giant. He had the industry experience, but Conley was lacking in the digital fluency of his 20-something colleagues. He didn't write code, or have an Uber or Lyft app on his phone, was twice the age of the average Airbnb employee, and would be reporting to a CEO young enough to be his son. Conley quickly discovered that while he'd been hired as a teacher and mentor, he was also in many ways a student and intern. What emerged is the secret to thriving as a mid-life worker: learning to marry wisdom and experience with curiosity, a beginner's mind, and a willingness to evolve, all hallmarks of the Modern Elder. In a world that venerates the new, bright, and shiny, many of us are left feeling invisible, undervalued, and threatened by the digital natives nipping at our heels. But Conley argues that experience is on the brink of a comeback. Because at a time when power is shifting younger, companies are finally waking up to the value of the humility, emotional intelligence, and wisdom that come with age. And while digital skills might have only the shelf life of the latest fad or gadget, the human skills that mid-career workers possess--like good judgment, specialized knowledge, and the ability to collaborate and coach - never expire. Part manifesto and part playbook, Wisdom@Work ignites an urgent conversation about ageism in the workplace, calling on us to treat age as we would other type of diversity. In the process, Conley liberates the term elder from the stigma of elderly, and inspires us to embrace wisdom as a path to growing whole, not old. Whether you've been forced to make a mid-career change, are choosing to work past retirement age, or are struggling to keep up with the millennials rising up the ranks, Wisdom@Work will help you write your next chapter. |
| are raymond james financial advisors fiduciaries: The Smartest Investment Book You'll Ever Read Daniel R. Solin, 2006 Presents a plan for personal financial success that emphasizes the use of trusted, brand-name fund managers, and shows investors how to create and monitor portfolios while avoiding common investment mistakes. |
| are raymond james financial advisors fiduciaries: 20 for Twenty AQR Capital Management, LLC, 2018-09-25 |
| are raymond james financial advisors fiduciaries: Sudden Money Susan Bradley, Mary Martin, 2000-04-20 From inheritances and divorce and insurance settlements to retirement payouts and the most recent phenomenon of stock options, the largest transfer of wealth in the history of America is now taking place. For some, this welcome event is relatively stress-free. But for those who are inexperienced in dealing with large sums of money, a windfall can be an overwhelming, even losing, situation. What is the difference between those who build on their financial gains and those who end up worse off than before? In this much-needed, one-of-a-kind book, top financial planner Susan Bradley gets to the heart of the matter by examining the emotional complexity of the windfall experience and how to manage it-and your newfound money-successfully. Whatever the sum involved, the impact of one's emotional state on the way money is handled--or mishandled--cannot be underestimated. In addition to the legal intricacies of receiving sudden money, the element of surprise that catches people unprepared also often leaves them there. Here, at last, is a type of owner's manual to sudden money that demystifies the process for recipients and their financial planners. Based on her work with countless clients, many of whose stories appear in this book, Bradley has developed a step-by-step program for moving safely through the three phases of building a solid financial foundation: Preparation and Planning Investing Monitoring, Giving, and Sharing Giving individual attention to each possible windfall event, Bradley addresses their distinct tax consequences, insurance and estate planning considerations, as well as the crucial emotional component. She also shares advice on how to put together the proper team of advisors, including an attorney and a therapist. When correctly handled, an unexpected windfall can provide expected benefits that will continue far beyond the lifetime of the initial recipient---and turn sudden money into lasting wealth. Turn Sudden Money into Lasting Wealth Maximize your wealth and minimize your stress and confusion with this unique, indispensable guide to handling a sudden financial windfall. Written by nationally recognized financial planner Susan Bradley, Sudden Money provides a complete program for successfully managing newfound wealth. Discover ways to: Stay calm and not make decisions based on your emotions Seek experienced, professional advice Avoid pressure from others Create and execute the best financial plan for you Most important, Sudden Money provides you with easy-to-implement, proven ways to ensure that your financial gains are more than fleeting good fortune. A 'must read' for financial advisors and for clients who have received financial windfalls. Susan Bradley has detailed--in an easy-to-apply way--a new financial planning discipline that is sure to become a vital part of discussions about the burgeoning wealth in this country. —Ronni Burns, Wall Street consultant This book is essential for anyone who receives a financial windfall. It's an easy read and packed with useful advice. —Don Phillips, CEO, Morningstar Reading this book is like having a trusted friend explain what to expect, what to do, and what not to do at a happy time that can also be overwhelming and stressful. This book has been extraordinarily helpful to me. —Marci Shimoff, coauthor, Chicken Soup for the Soul Women in particular are often ill prepared to manage a financial windfall. Without careful planning, it could turn into a pitfall. Susan Bradley's book is a sensible guide on how to handle instant wealth. —Jennifer Openshaw, CEO, WFN.com, Financial Network for Women |
| are raymond james financial advisors fiduciaries: Ethics in Real Estate Stephen E. Roulac, 2013-04-17 ethics. Certainly our industry is bound by the formal constraints of law in national, state, and local jurisdictions. What this volume reminds us, however, is that those laws are only as good as the personal sea of ethics in which each of us operates. THE ETHICS OF PROPERTY INVOLVEMENTS Stephen E. Roulac The Roulac Group San Rafael, California and Visiting Professor University of Ulster Ethical considerations are a dominant theme in the management literature. As Ethics and ethical issues surround our liver, ... ethics has become one of the most rapidly growing areas of management research, with over 800 articles and 1,400 books appearing since 1990 (Schminke, Ambrose, and Miles, 1998). Compared to business and business management,however, the research and writing on real estate in an ethics context is in the very early stages of development. The lack of a developed literature on ethics in real estate is reflected in the response by one highly placed executive to my solicitation for funding to support the publication of this volume: I didn't know there were any ethics in real estate! Fortunately, the Summa Corporation and the Amer ican Real Estate Society believe in the importance of ethics in real estate, for their cosponsorship has made possible this special monograph on the subject of Ethics in Real Estate. The support of the Summa Corporation and the American Real Estate Society of this pioneering volume is warmly and appreciatively acknowledged. |
| are raymond james financial advisors fiduciaries: The Purpose of Capital Jed Emerson, 2018-09-24 An exploration of our understanding of the purpose of capital and the cultural, historic and environmental aspects of how we have come to understand the relation between economic, social and environmental components of capital. Offers a vision of capital as a fuel to promote individual freedom in the context of community and Earth. |
| are raymond james financial advisors fiduciaries: Investment Adviser Regulation Clifford E. Kirsch, 2006 Investment Adviser Regulation: A Step-by-Step Guide to Compliance and the Law gives you the thorough regulatory guidance you need to understand the rules currently governing investment advisers while ensuring you keep pace with the tougher rules to come. This straightforward, easy-to-read compliance resource shows you how to file and update the pivotal Form ADV and draft compliant advisory contracts. |
| are raymond james financial advisors fiduciaries: Activate Your Money Janine Firpo, 2021-05-11 Educate yourself about finance and socially conscious investing with a woman-centered approach Activate Your Money provides the foundational support women need to talk to each other about their money, invest to grow their wealth, and to take the actions required to shift their assets into alignment with their values. Written for smart, savvy women who want to feel financially empowered, Activate Your Money starts where other personal finance books leave off. It delivers the depth of information you need to make informed investment decisions across your entire portfolio. Starting with checking and savings accounts and proceeding asset class by asset class, this book provides you with core investment knowledge, as well as concrete examples about how and where you can invest your money in alignment with your values. You don't have to do it alone. As women, our strength is in relationships, and this book will help you use that strength to attain better financial outcomes for yourself and your family. Activate Your Money will help you find communities of support and position you to share your knowledge with other women and enable the next generation of smart, confident values-aligned investors. Activate Your Money also includes a companion website that contains downloadable tools you can use to take action and a curriculum that guides women through the process of starting and running their own values-aligned investment clubs. Step up your relationship with money and recognize the power you have to change the world through your investment decisions Demystify financial lingo, learn investment strategies, and acquire tools to help you grow your wealth Explore values-aligned investment options, asset class by asset class, and make informed decisions about where to put your money Break the taboo on discussing money with partners, advisors, friends, and daughters Unlike any other investing book out there, Activate Your Money offers expert guidance, a uniquely woman-centered approach, and a focus on doing good while doing well. Whether you are just starting out or are already a seasoned investor, this book has something for you. Use it as a reference that you can return to again and again as you build your knowledge, confidence, and values-aligned portfolio. |
| are raymond james financial advisors fiduciaries: Your Dollars, Our Sense Karen Sarten, Hillgren, Kelly Digonzini, 2018-01-20 This quick read is a go-to guide for decoding the essentials of life and money. The book makes sense of a variety of topics, including credit, saving priorities, investing, home ownership, insurance, children, estate planning and more. It provides readers with relatable and simple financial advice to help navigate various life stages and major life events in a fun, informative manner without the dryness often associated with the topic. |
| are raymond james financial advisors fiduciaries: The Smartest Retirement Book You'll Ever Read Daniel R. Solin, 2009-09-01 Follow the advice in The Smartest Retirement Book You'll Ever Read and you will: Find simple strategies to maximize your retirement nest egg Steer clear of scams that rob you of your hard-earned savings Ensure that your money lasts longer than you do Avoid the common mistakes that can leave your spouse impoverished Discover financial lifelines no matter how desperate the economy If you want a handy guide that provides information in small chunks, Solin's book is it. -Newark Star-Ledger |
| are raymond james financial advisors fiduciaries: Securities Exchange Act of 1934 Release United States. Securities and Exchange Commission, 1962 |
| are raymond james financial advisors fiduciaries: The Rule Against Perpetuities John Chipman Gray, 1886 |
| are raymond james financial advisors fiduciaries: Fiduciary Duties of Investment Intermediaries , 2014-07-02 A TSO version of a title previously published by HM Government. |
| are raymond james financial advisors fiduciaries: CFP Board Financial Planning Competency Handbook CFP Board, 2015-07-09 The official CFP guide for career excellence CFP Board Financial Planning Competency Handbook is the essential reference for those at any stage of CFP certification and a one-stop resource for practitioners looking to better serve their clients. This fully updated second edition includes brand new content on connections diagrams, new case studies, and new instructional videos, and a completely new section devoted to the interdisciplinary nature of financial planning. You'll gain insights from diverse fields like psychology, behavioral finance, communication, and marriage and family therapy to help you better connect with and guide your clients, alongside the detailed financial knowledge you need to perform to the highest expectations as a financial planner. The only official CFP Board handbook on the market, this book contains over ninety chapters that are essential for practitioners, students, and faculty. Whether a practitioner, student, or faculty member, this guide is the invaluable reference you need at your fingertips. Comprehensive, clear, and detailed, this handbook forms the foundation of the smart financial planner's library. Each jurisdiction has its own laws and regulations surrounding financial planning, but the information in this book represents the core body of knowledge the profession demands no matter where you practice. CFP Board Financial Planning Competency Handbook guides you from student to practitioner and far beyond, with the information you need when you need it. |
| are raymond james financial advisors fiduciaries: Legacy Richard Orlando, 2013-12-12 In LEGACY, Dr. Richard Orlando explores the five most important family wealth decisions that directly impact us, our loved ones, and our legacies. He offers wisdom, stories, and step-by-step advice for optimizing these decisions by aligning them with our values, purpose, and faith, in essence, our spiritual capital. |
| are raymond james financial advisors fiduciaries: Your Economic Freedom United States. Office of Armed Forces Information and Education, United States. Department of Defense, 1955 |
| are raymond james financial advisors fiduciaries: Ask a Manager Alison Green, 2018-05-01 From the creator of the popular website Ask a Manager and New York’s work-advice columnist comes a witty, practical guide to 200 difficult professional conversations—featuring all-new advice! There’s a reason Alison Green has been called “the Dear Abby of the work world.” Ten years as a workplace-advice columnist have taught her that people avoid awkward conversations in the office because they simply don’t know what to say. Thankfully, Green does—and in this incredibly helpful book, she tackles the tough discussions you may need to have during your career. You’ll learn what to say when • coworkers push their work on you—then take credit for it • you accidentally trash-talk someone in an email then hit “reply all” • you’re being micromanaged—or not being managed at all • you catch a colleague in a lie • your boss seems unhappy with your work • your cubemate’s loud speakerphone is making you homicidal • you got drunk at the holiday party Praise for Ask a Manager “A must-read for anyone who works . . . [Alison Green’s] advice boils down to the idea that you should be professional (even when others are not) and that communicating in a straightforward manner with candor and kindness will get you far, no matter where you work.”—Booklist (starred review) “The author’s friendly, warm, no-nonsense writing is a pleasure to read, and her advice can be widely applied to relationships in all areas of readers’ lives. Ideal for anyone new to the job market or new to management, or anyone hoping to improve their work experience.”—Library Journal (starred review) “I am a huge fan of Alison Green’s Ask a Manager column. This book is even better. It teaches us how to deal with many of the most vexing big and little problems in our workplaces—and to do so with grace, confidence, and a sense of humor.”—Robert Sutton, Stanford professor and author of The No Asshole Rule and The Asshole Survival Guide “Ask a Manager is the ultimate playbook for navigating the traditional workforce in a diplomatic but firm way.”—Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together |
| are raymond james financial advisors fiduciaries: U.S. Regulation of the International Securities and Derivatives Markets , 2002 |
| are raymond james financial advisors fiduciaries: Financial Market History: Reflections on the Past for Investors Today David Chambers, Elroy Dimson, Since the 2008 financial crisis, a resurgence of interest in economic and financial history has occurred among investment professionals. This book discusses some of the lessons drawn from the past that may help practitioners when thinking about their portfolios. The book’s editors, David Chambers and Elroy Dimson, are the academic leaders of the Newton Centre for Endowment Asset Management at the University of Cambridge in the United Kingdom. |
| are raymond james financial advisors fiduciaries: Renovating Retirement Charlie Jewett, 2016-05-01 The financial planning industry needs a spanking and I'm declaring myself the one to do it. I'm going to piss a lot of people off and I'm OK with that. I don't need you or anyone to like me. If you are an open-minded human being, interested in the truth, no matter how shocking it may be, you are going love this book. |
| are raymond james financial advisors fiduciaries: Get Wise to Your Advisor Steven D. Lockshin, 2013-09-03 The financial services world is changing. Technology is enabling an automated approach to investing that should bring down the cost of commodity services. No longer do you have to fund the lifestyle of a broker or advisor to have him tell you how to diversify or where to find the next investment that cannot be missed. This book will provide the tools for calculators that tell you most of what you need to know; from how much insurance you need to have to how you should diversify. The book will help readers with the following: Understand what you have Plan your long-term goals Start to save (maximizing your 401k) Reduce debt Run your Monte Carlo Simulation Determine the appropriate asset allocation Set up your auto-rebalancing and periodically (annually, perhaps) re-examining your asset allocation to account for globalization Deploy the asset mix through low cost, tax-efficient strategies Look at it once per year This book will provide a better understanding of your investment decisions. But, we all cannot be do-it-yourselfers. Advisors serve as an important resource for consumers when they are both capable and understand their duty to serve you, the customer, first. To complement their moral station, they must have the skills to deliver appropriate advice. The book, much like the company Steve founded, will simplify standards for consumers and audit advisors to those standards. |
| are raymond james financial advisors fiduciaries: Funded Retirement Benefits Isidore Goodman, 1987 |
| are raymond james financial advisors fiduciaries: Regulation of Investment Advisers Thomas P. Lemke, Gerald T. Lins, 2015 |
| are raymond james financial advisors fiduciaries: Asset Protection Secrets Arnold S. Goldstein, 1997-10 This all new 2nd edition reveals the little known secrets and strategies guaranteed to protect personal and business assets from any financial disaster. This bible of asset protection is packed with hundreds of legal tips on keeping your assets safe from creditors, ex-spouses, bankruptcy and even the IRS. This encyclopedia of techniques and tactics will safeguard your assets under all circumstances. |
| are raymond james financial advisors fiduciaries: Regulation of Savings and Loan Holding Companies United States. Congress. House. Committee on Banking and Currency, 1957 |
| are raymond james financial advisors fiduciaries: Hedge Funds Stephanie R. Breslow, David J. Efron, Marc E. Elovitz, Steven J. Fredman, David Nissenbaum, Paul N. Roth, 2018-09-28 Hedge funds covers hedge fund investment strategies, domestic /off-shore hedge fund structure/tax considerations, terms, fees, related considerations for sponsors and investors, and more. |
| are raymond james financial advisors fiduciaries: Directory of Pension Funds and Their Investment Managers , 2003 |
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Jan 8, 2025 · Toyota acquired The Raymond Corporation in 2001. This ongoing unification will allow TMHNA to leverage the unique strengths of both organizations to be more efficient for …
Electric Pallet Jack | Pallet Jack for Sale - Raymond Corp
Fill in your fleet or ramp up for your busy season with used electric pallet jacks from your local Raymond Solutions and Support Center. Our heavy-duty 8000 Series electric pallet jacks …
Warehouse Products and Material Handling Equipment
Raymond Solutions and Support Centers offer all your material handling products for end to end warehouse solutions, from forklift batteries and chargers to modular offices and everything in …
Automated Solutions| Material Handling Automation | Raymond
Raymond offers automated solutions to meet your unique application needs. Effectively and efficiently manage product handling tasks with a customized automation.
8510 Rider Pallet Jack Electric Pallet Jack - Raymond Corp
Boost throughput and pick rates with reliable, high-performance Raymond electric pallet jacks. We can customize our vast selection of pallet trucks, including fork length, width and a variety of …
Raymond James Retirement Plan Monthly Newsletter
Raymond James Retirement Plan Monthly Newsletter . Dec, 2017 . Welcome to Fiduciary Insights, the monthly newsletter that keeps you in touch with issues, trends, events, and …
Raymond James Retirement Plan Monthly Newsletter
Raymond James Retirement Plan Monthly Newsletter . Dec, 2017 . Welcome to Fiduciary Insights, the monthly newsletter that keeps you in touch with issues, trends, events, and …
ANNUAL REPORT 2021 - Raymond James
RAYMOND JAMES ANNUAL REPORT 2021 ANNUAL REPORT 2021 At Raymond James, we’re ready. And we’re ready precisely because we don’t ... market appreciation and the net addition …
SEPTEMBER | 2020 IFS | Fiduciary Insights Update - Raymond …
Advisors who are fiduciaries may make this a core part of their sales pitch to a new client. But they shouldn't assume that just because a client has signed on with them, that he or she …
FORM 10-K RAYMOND JAMES FINANCIAL, INC.
Sep 30, 2024 · RAYMOND JAMES FINANCIAL, INC. (Exact name of registrant as specified in its charter) Florida 59-1517485 (State or other jurisdiction of (I.R.S. Employer ... and securities …
FORM 10-K RAYMOND JAMES FINANCIAL, INC.
We had 8,239 financial advisors affiliated with us as of September 30, 2020. Employee financial advisors Employee financial advisors work in a traditional branch setting supported by local …
Raymond James Retirement Plan Monthly Newsletter
Raymond James Retirement Plan Monthly Newsletter . May 2017 . ... In the brave new world of fee transparency that has emerged, advisors are forced to be specific about the value they …
Q4 2020 Legislative & Regulatory Update - Raymond James
the importance for fiduciaries to understand the fees your plan is paying and how those fees are structured.2 2021 Contribution Limits 3 2021 401k Plan Limits
IFS | Fiduciary Insights Update - Raymond James
- For DC Plans, Pandemic Reinforces Value of Consultants and Advisors COMPLIANCE AND REGULATORY RELATED - DOL Submits Final ESG Rule to OMB - IRS Issues 401k …
ANNUAL REPORT 2022 - Raymond James
Raymond James Network for Women Advisors makes official debut. 1962 In 1962, Bob James set out to build a different kind of financial services firm. ... common shareholders’ equity …
Timothy J. Guilford, CEBS - Raymond James
Raymond James 401(k) Monthly Newsletter July 2020 Timothy J. Guilford, CEBS Registered Principal Raymond James Financial Services, Inc. 57 Oak Shade Road Gaithersburg, MD …
Raymond James Retirement Plan Monthly Newsletter
Raymond James Retirement Plan Monthly Newsletter March, 2018 Welcome to Fiduciary Insights, the monthly newsletter that keeps you in touch with issues, trends, events, and …
RJA Qualified Consulting Services Agreement+Schedules
prior to or at the time Client enters into the Agreement. Consultant is a wholly-owned subsidiary of Raymond James Financial, Inc., a publicly owned company. Please refer to Consultant’s Form …
FORM 10-K RAYMOND JAMES FINANCIAL, INC.
RAYMOND JAMES FINANCIAL, INC. (Exact name of registrant as specified in its charter) Florida 59-1517485 (State or other jurisdiction of (I.R.S. Employer ... investment advisory and …
SUMMER 2021 BFANCONNECTION - Raymond James
Raymond James’ Black Financial Advisors Network Guided by a spirit of excellence and a client-first approach, the Black Financial Advisors Network is committed to contributing to the long …
Raymond James Retirement Plan Monthly Newsletter
Raymond James Retirement Plan Monthly Newsletter . May 2017 . ... In the brave new world of fee transparency that has emerged, advisors are forced to be specific about the value they …
Raymond James Retirement Plan Monthly Newsletter
Targeting Financial Wellness. Abstract: Financial wellness has become a hot topic. Employers that are thinking about starting a financial-wellness program should remember a couple of …
OCTOBER | 2018 IFS | Fiduciary Insights Update - Raymond …
- Fiduciary Litigation: Best Practices for DC Plan Fiduciaries - Seven Rules Every Professional Fiduciary Must Follow - Staying Power Among the Automatically Enrolled, Research Says ...
OCTOBER | 2018 IFS | Fiduciary Insights Update - Raymond …
- Fiduciary Litigation: Best Practices for DC Plan Fiduciaries - Seven Rules Every Professional Fiduciary Must Follow - Staying Power Among the Automatically Enrolled, Research Says ...
JULY | 2020 IFS | Fiduciary Insights Update - Raymond James
DOL OFFERS GUIDANCE TO FIDUCIARIES CONSIDERING PRIVATE EQUITY INVESTMENTS IN DC PLANS While the guidance does not establish any new fiduciary rules …
Code of Ethics for Advisers: Compliance with Fiduciary …
2/22/2022 1 Code of Ethics for Advisers: Compliance with Fiduciary Standards –Part 1 Meghan Irmler, Associate General Counsel –Advisory, Raymond James Tito Pombra, Chief …
ANNUAL REPORT 2022 - Raymond James
Raymond James Network for Women Advisors makes official debut. 1962 In 1962, Bob James set out to build a different kind of financial services firm. ... common shareholders’ equity …
Obligations & Risk Management Retirement Plan Fiduciary
You should consult your own tax, legal and accounting advisors before engaging in any transaction, including, for example, establishing a retirement plan for your company or …
FORM 10-K RAYMOND JAMES FINANCIAL, INC.
Sep 30, 2023 · RAYMOND JAMES FINANCIAL, INC. (Exact name of registrant as specified in its charter) Florida 59-1517485 (State or other jurisdiction of (I.R.S. Employer ... investment …
COOKEVILLE - Raymond James
Raymond James Financial Services Advisors, Inc. Address: 304 N. Washington Ave., Cookeville, TN 38501 Phone: 931.520.0778. 304 Family Wealth is not a registered broker/dealer and is …
ADVISORCHOICE® BUSINESS MODEL COMPARISON …
with assistance from Raymond James Human Resources. Hire and manage your own support team with the assistance and guidance of Raymond James Human Resources. Hire and …
DEEP ROOTS - Raymond James
We ended the year with nearly 8,800 financial advisors affiliated with the firm. Despite a competitive environment, our regrettable attrition remained very low in fiscal 2024. Meanwhile, …
FORM 10-K RAYMOND JAMES FINANCIAL, INC.
Sep 30, 2021 · RAYMOND JAMES FINANCIAL, INC. (Exact name of registrant as specified in its charter) Florida 59-1517485 (State or other jurisdiction of (I.R.S. Employer ... investment …
Exhibit 991 RJF2021 JulyOpData 08252021 - Raymond James
Aug 25, 2021 · RAYMOND JAMES FINANCIAL REPORTS JULY 2021 OPERATING DATA ST. PETERSBURG, Fla. - Raymond James Financial, Inc. (NYSE: RJF) today reported selected …
FORM 10-K - Raymond James
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE …
DETERMINING THE BUSINESS MODEL THAT’S RIGHT FOR …
As the financial services industry has evolved over the years, the business models available to financial advisors have changed and expanded. In the past, advisors could elect to work for an …
PLANNING FOR THE FUTURE OF YOUR PRACTICE - Raymond …
Despite all of the clients Raymond James financial advisors ably steer toward retirement, turning their insights inward can often prove difficult. One reason is that advisors know their practices …
AUGUST | 2020 IFS | Fiduciary Insights Update - Raymond …
Plan Sponsors and their advisors consider many factors when evaluating and defining retirement plan design. One of those should be understanding participant sentiments about saving and …
NOVEMBER | 2018 IFS | Fiduciary Insights Update - Raymond …
- Defining Financial Wellness - Retirement Is in Peril for Most Working-Class Americans, Warns New Report ... One might think that there is a lower level of liability risk for plan fiduciaries …
TECHNOLOGY BUILT FROM THE MIND OF THE ADVISOR
TECHNOLOGY BUILT FROM THE MIND OF THE ADVISOR 6 WEALTH MANAGEMENT A flexible, streamlined approach to meeting investment and financial planning needs.
GOING INDEPENDENT - Raymond James
and provided ‘Raymond James at a glance’ information. Clients were impressed by the history and size of the firm, as well as the services and resources it provides.” Diana Dowhaluk Senior …
The Power of Independence INDEPENDENT CONTRACTOR
Raymond James Financial Services. Are You a Good Candidate for Independence? First of all, you need experience. Independence is for successful advisors. ... In addition, Raymond …
THE DIFFERENCE - Raymond James
Raymond James nor any of its financial advisors pay a fee in exchange for this award/rating. BIC is not affiliated with Raymond James. 3. To compile the list, multiple variables were combined …
IFS | Fiduciary Insights Update - Raymond James
The Exemption regulates the conduct of "Investment Advice Fiduciaries" who provide investment and/or rollover advice. "Investment Advice Fiduciaries" are investment advisers, broker …
2024 Analyst & Investor Day - Raymond James
Chair & CEO, Raymond James Financial. 2024 ANALYST & INVESTOR DAY. Our firm has been shaped by four core values. 6. Private Client Group, 68%. Capital Markets, 9%. Asset …
Death of a Family Member Checklist - Raymond James
Investment Advisory Services are offered through Raymond James Financial Services Advisors, Inc. This information, developed by an independent third party, has been obtained from …
EFFECTIVE FINANCIAL ADVISOR COMPENSATION
performance within financial institutions, and what that means for those institutions’ bottom lines. To do this, Raymond James worked with Kehrer Bielan Research & Consulting, a leading …
TECHNOLOGY - Raymond James
Neither Raymond James nor any of its financial advisors pay a fee in exchange for this award. BISA is not affiliated with Raymond James. 4 WHERE TECHNOLOGY MEETS …
FOR INTERNAL USE ONLY - raymondjames.ca
Raymond James Ltd. and Raymond James (USA) Ltd. Payout Grid for Commission Based Accounts (before ticket charges) Raymond James Advisors, operating as independent Agents, …
Net unrealized appreciation - Raymond James
long-term financial and retirement plan. As you consider this strategy, be sure to work with your financial and tax advisors who can help you weigh your options and determine the best one for …
Introducing separately managed accounts - Raymond James
through advisors affiliated with Raymond James. KEY TAKEAWAYS An SMA is run by a portfolio manager who follows a focused philosophy for investing in a certain asset class. ...
Are Raymond James Financial Advisors Fiduciaries Full PDF
Are Raymond James Financial Advisors Fiduciaries Making Money Simple Peter Lazaroff,2019-04-02 Simplify your financial life and ensure financial success into the future Feeling …
DEEP ROOTS - raymondjames.uk.com
beginning-of-period assets, driven by strong financial advisor retention and recruiting. We ended the year with nearly 8,800 financial advisors affiliated with the firm. Despite a competitive …
