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| financial exploitation of vulnerable adults: Elder Abuse and Its Prevention National Research Council, Institute of Medicine, Board on Global Health, Forum on Global Violence Prevention, 2014-03-18 Elder Abuse and Its Prevention is the summary of a workshop convened in April 2013 by the Institute of Medicine's Forum on Global Violence Prevention. Using an ecological framework, this workshop explored the burden of elder abuse around the world, focusing on its impacts on individuals, families, communities, and societies. Additionally, the workshop addressed occurrences and co-occurrences of different types of abuse, including physical, sexual, emotional, and financial, as well as neglect. The ultimate objective was to illuminate promising global and multisectoral evidence-based approaches to the prevention of elder maltreatment. While the workshop covered scope and prevalence and unique characteristics of abuse, the intention was to move beyond what is known about elder abuse to foster discussions about how to improve prevention, intervention, and mitigation of the victims' needs, particularly through collaborative efforts. The workshop discussions included innovative intervention models and opportunities for prevention across sectors and settings. Violence and related forms of abuse against elders is a global public health and human rights problem with far-reaching consequences, resulting in increased death, disability, and exploitation with collateral effects on well-being. Data suggest that at least 10 percent of elders in the United States are victims of elder maltreatment every year. In low- and middle-income countries, where the burden of violence is the greatest, the figure is likely even higher. In addition, elders experiencing risk factors such as diminishing cognitive function, caregiver dependence, and social isolation are more vulnerable to maltreatment and underreporting. As the world population of adults aged 65 and older continues to grow, the implications of elder maltreatment for health care, social welfare, justice, and financial systems are great. However, despite the magnitude of global elder maltreatment, it has been an underappreciated public health problem. Elder Abuse and Its Prevention discusses the prevalence and characteristics of elder abuse around the world, risk factors for abuse and potential adverse health outcomes, and contextually specific factors, such as culture and the role of the community. |
| financial exploitation of vulnerable adults: Elder Mistreatment National Research Council, Division of Behavioral and Social Sciences and Education, Committee on Law and Justice, Committee on National Statistics, Panel to Review Risk and Prevalence of Elder Abuse and Neglect, 2003-02-06 Since the late 1970s when Congressman Claude Pepper held widely publicized hearings on the mistreatment of the elderly, policy makers and practitioners have sought ways to protect older Americans from physical, psychological, and financial abuse. Yet, during the last 20 years fewer than 50 articles have addressed the shameful problem that abusersâ€and sometimes the abused themselvesâ€want to conceal. Elder Mistreatment in an Aging America takes a giant step toward broadening our understanding of the mistreatment of the elderly and recommends specific research and funding strategies that can be used to deepen it. The book includes a discussion of the conceptual, methodological, and logistical issues needed to create a solid research base as well as the ethical concerns that must be considered when working with older subjects. It also looks at problems in determination of a report's reliability and the role of physicians, EMTs, and others who are among the first to recognize situations of mistreatment. Elder Mistreatment in an Aging America will be of interest to anyone concerned about the elderly and ways to intervene when abuse is suspected, including family members, caregivers, and advocates for the elderly. It will also be of interest to researchers, research sponsors, and policy makers who need to know how to advance our knowledge of this problem. |
| financial exploitation of vulnerable adults: Understanding Elder Abuse Shelly L. Jackson, 2018 Helping mental health clinicians anticipate, recognize and respond to elder abuse, this book quickly summarizes risk and protective factors, the important role of cognition and capacity and clinicians' legal and ethical obligations to report suspected or known elder abuse. |
| financial exploitation of vulnerable adults: Undue Influence Sandra D. Glazier, Thomas M. Dixon (Lawyer), Thomas F. Sweeney (Lawyer), 2020 This book is primarily geared toward estate planners and probate litigators, it may provide a greater understanding of issues relating to capacity, the attorney's role, and the process known as undue influence. This book does not constitute legal advice-- |
| financial exploitation of vulnerable adults: Financial Exploitation of the Elderly Rose Mary Bailly, Elizabeth Loewy, 2007 |
| financial exploitation of vulnerable adults: Elder Abuse XinQi Dong, 2017-02-22 This book provides a global comprehensive and systematic state-of-the review of this field that fills the gaps between research, practice, and policy. The book addresses the epidemiology of the issue and the global prevalence of elder abuse in both developed and developing countries, which synthesizes the most up-to-date data about risk factors and protective factors associated with elder abuse and consequences of elder abuse; clinical assessment and management of elder abuse, including screening, detection, management of elder abuse, and the role of decision making capacity and forensic approaches; practice and services that describe adult protective services, legal justice, elder court systems, and guardianship system; elder abuse and culture, which provides more in-depth anthropological and ethnographic experiences; policy issues, which highlights the elder justice movement, GAO reports, elder justice act, older American act and elder justice coordinating council; and future directions, which explores translational research, practice, education/training and policy issues surrounding elder abuse. Elder Abuse: Research, Practice and Policy is a useful resource for aging researchers, social services, general internists, family medicine physicians, social workers, nurses, and legal professionals interested in the issues of elder abuse. |
| financial exploitation of vulnerable adults: The Federal Securities Exchange Act of 1934 Edward N. Gadsby, 1967 |
| financial exploitation of vulnerable adults: Assessment of Older Adults with Diminished Capacity Jennifer Moye, 2005 |
| financial exploitation of vulnerable adults: Financial Crimes Against the Elderly Kelly Dedel Johnson, 2003-10 |
| financial exploitation of vulnerable adults: Financial Decision Making and Retirement Security in an Aging World Olivia S. Mitchell, P. Brett Hammond, Stephen Peter Utkus, 2017 This volume will explore how financial decision-making changes at older ages, how and when financial advice can be useful for the older population, and what solutions and opportunities are needed to resolve the likely problems that will arise. |
| financial exploitation of vulnerable adults: Social Isolation and Loneliness in Older Adults National Academies of Sciences, Engineering, and Medicine, Division of Behavioral and Social Sciences and Education, Health and Medicine Division, Board on Behavioral, Cognitive, and Sensory Sciences, Board on Health Sciences Policy, Committee on the Health and Medical Dimensions of Social Isolation and Loneliness in Older Adults, 2020-05-14 Social isolation and loneliness are serious yet underappreciated public health risks that affect a significant portion of the older adult population. Approximately one-quarter of community-dwelling Americans aged 65 and older are considered to be socially isolated, and a significant proportion of adults in the United States report feeling lonely. People who are 50 years of age or older are more likely to experience many of the risk factors that can cause or exacerbate social isolation or loneliness, such as living alone, the loss of family or friends, chronic illness, and sensory impairments. Over a life course, social isolation and loneliness may be episodic or chronic, depending upon an individual's circumstances and perceptions. A substantial body of evidence demonstrates that social isolation presents a major risk for premature mortality, comparable to other risk factors such as high blood pressure, smoking, or obesity. As older adults are particularly high-volume and high-frequency users of the health care system, there is an opportunity for health care professionals to identify, prevent, and mitigate the adverse health impacts of social isolation and loneliness in older adults. Social Isolation and Loneliness in Older Adults summarizes the evidence base and explores how social isolation and loneliness affect health and quality of life in adults aged 50 and older, particularly among low income, underserved, and vulnerable populations. This report makes recommendations specifically for clinical settings of health care to identify those who suffer the resultant negative health impacts of social isolation and loneliness and target interventions to improve their social conditions. Social Isolation and Loneliness in Older Adults considers clinical tools and methodologies, better education and training for the health care workforce, and dissemination and implementation that will be important for translating research into practice, especially as the evidence base for effective interventions continues to flourish. |
| financial exploitation of vulnerable adults: The Mental Health and Substance Use Workforce for Older Adults Institute of Medicine, Board on Health Care Services, Committee on the Mental Health Workforce for Geriatric Populations, 2012-10-26 At least 5.6 million to 8 million-nearly one in five-older adults in America have one or more mental health and substance use conditions, which present unique challenges for their care. With the number of adults age 65 and older projected to soar from 40.3 million in 2010 to 72.1 million by 2030, the aging of America holds profound consequences for the nation. For decades, policymakers have been warned that the nation's health care workforce is ill-equipped to care for a rapidly growing and increasingly diverse population. In the specific disciplines of mental health and substance use, there have been similar warnings about serious workforce shortages, insufficient workforce diversity, and lack of basic competence and core knowledge in key areas. Following its 2008 report highlighting the urgency of expanding and strengthening the geriatric health care workforce, the IOM was asked by the Department of Health and Human Services to undertake a complementary study on the geriatric mental health and substance use workforce. The Mental Health and Substance Use Workforce for Older Adults: In Whose Hands? assesses the needs of this population and the workforce that serves it. The breadth and magnitude of inadequate workforce training and personnel shortages have grown to such proportions, says the committee, that no single approach, nor a few isolated changes in disparate federal agencies or programs, can adequately address the issue. Overcoming these challenges will require focused and coordinated action by all. |
| financial exploitation of vulnerable adults: The Poverty Industry Daniel L. Hatcher, 2016-06-21 Hatcher [posits that] state governments and their private industry partners are profiting from the social safety net, turning America's most vulnerable populations into sources of revenue-- |
| financial exploitation of vulnerable adults: Advances in Elder Abuse Research Amanda Phelan, 2020-01-01 This book provides an insight into advances in elder abuse in the areas of research, policy, practice and legislation. It provides readers with a broad understanding of the topic and considers the progress in elder abuse knowledge. The book explores the nexus of ageism and elder abuse, describes key social policies and their legislative manifestation, covers major policies and programs related to elder abuse, defines elder sexual abuse and much more. It offers the reader a comprehensive insight into new perspectives and approaches to both understanding and responding to elder abuse. As such it will be an asset to academics, students, healthcare practitioners, policy makers and the general public. |
| financial exploitation of vulnerable adults: Assessing Capacities of Older Adults Jennifer Moye, 2020 This book demonstrates how to address practical and ethical challenges when assessing older adults with neurocognitive disorders, like dementia. Expanding on the ABA/APA's Assessment of Older Adults with Diminished Capacity: A Handbook for Psychologists, it explores the tension between ensuring a client's autonomy while protecting them from harm, particularly when decision-making capacity or daily living skills are impaired. Chapters cover a range of complex issues in careful detail, including financial exploitation, undue influence, sexual consent, and medical aid in dying. |
| financial exploitation of vulnerable adults: Money Smart for Older Adults Resource Guide Federal Deposit Federal Deposit Insurance Corporation, Bureau of Bureau of Consumer Financial Protection, 2019-03 This recently updated guide produced by the Bureau of Consumer Financial Protection (BCFP) and the Federal Deposit Insurance Corporation (FDIC) provides information on common frauds, scams and other forms of elder financial exploitation and suggests steps that older persons and their caregivers can take to avoid being targeted or victimized.The mission of the BCFP, a government agency, is to make markets for consumer financial products and services work for consumers by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. The FDIC is an independent agency created by the Congress to maintain stability and public confidence in the nation's financial system. |
| financial exploitation of vulnerable adults: The Lost Art of Healing Bernard Lown, 1999-02-02 The real crisis in medicine today is not about economics, insurance, or managed care--it's about the loss of the fundamental human relationship between doctor and patient. In this wise and passionate book, one of our most eminent physicians reacquaints us with a classic notion often overlooked in modern medicine: health care with a human face, in which the time-honored art of healing guides doctors in their approach to patient care and their use of medical technology. Drawing on four decades of practice as a cardiologist and a vast knowledge of literature and medical history, Dr. Lown probes the heart and soul of the doctor-patient relationship. Insightful and accessible to all, The Lost Art of Healing describes how true healers use sympathetic listening and touch to hone their diagnostic skills, how language affects the perception of illness, how doctors and patients can cultivate a relationship of trust, and how patients can obtain the most complete and beneficial care through a combination of healing techniques and conventional practices. As Dr. Lown explains, the art of healing does not mean abandoning the spectacular advances of modern science, but rather incorporating them into a sensitive, humane, enlightened approach to medical care. With its urgent message and poignant, fascinating vignettes, The Lost Art of Healing is a book of vital, universal importance. |
| financial exploitation of vulnerable adults: Families Caring for an Aging America National Academies of Sciences, Engineering, and Medicine, Health and Medicine Division, Board on Health Care Services, Committee on Family Caregiving for Older Adults, 2016-12-08 Family caregiving affects millions of Americans every day, in all walks of life. At least 17.7 million individuals in the United States are caregivers of an older adult with a health or functional limitation. The nation's family caregivers provide the lion's share of long-term care for our older adult population. They are also central to older adults' access to and receipt of health care and community-based social services. Yet the need to recognize and support caregivers is among the least appreciated challenges facing the aging U.S. population. Families Caring for an Aging America examines the prevalence and nature of family caregiving of older adults and the available evidence on the effectiveness of programs, supports, and other interventions designed to support family caregivers. This report also assesses and recommends policies to address the needs of family caregivers and to minimize the barriers that they encounter in trying to meet the needs of older adults. |
| financial exploitation of vulnerable adults: Laudato Si Pope Francis, 2015-07-18 “In the heart of this world, the Lord of life, who loves us so much, is always present. He does not abandon us, he does not leave us alone, for he has united himself definitively to our earth, and his love constantly impels us to find new ways forward. Praise be to him!” – Pope Francis, Laudato Si’ In his second encyclical, Laudato Si’: On the Care of Our Common Home, Pope Francis draws all Christians into a dialogue with every person on the planet about our common home. We as human beings are united by the concern for our planet, and every living thing that dwells on it, especially the poorest and most vulnerable. Pope Francis’ letter joins the body of the Church’s social and moral teaching, draws on the best scientific research, providing the foundation for “the ethical and spiritual itinerary that follows.” Laudato Si’ outlines: The current state of our “common home” The Gospel message as seen through creation The human causes of the ecological crisis Ecology and the common good Pope Francis’ call to action for each of us Our Sunday Visitor has included discussion questions, making it perfect for individual or group study, leading all Catholics and Christians into a deeper understanding of the importance of this teaching. |
| financial exploitation of vulnerable adults: The Promise of Adolescence National Academies of Sciences, Engineering, and Medicine, Health and Medicine Division, Division of Behavioral and Social Sciences and Education, Board on Children, Youth, and Families, Committee on the Neurobiological and Socio-behavioral Science of Adolescent Development and Its Applications, 2019-07-26 Adolescenceâ€beginning with the onset of puberty and ending in the mid-20sâ€is a critical period of development during which key areas of the brain mature and develop. These changes in brain structure, function, and connectivity mark adolescence as a period of opportunity to discover new vistas, to form relationships with peers and adults, and to explore one's developing identity. It is also a period of resilience that can ameliorate childhood setbacks and set the stage for a thriving trajectory over the life course. Because adolescents comprise nearly one-fourth of the entire U.S. population, the nation needs policies and practices that will better leverage these developmental opportunities to harness the promise of adolescenceâ€rather than focusing myopically on containing its risks. This report examines the neurobiological and socio-behavioral science of adolescent development and outlines how this knowledge can be applied, both to promote adolescent well-being, resilience, and development, and to rectify structural barriers and inequalities in opportunity, enabling all adolescents to flourish. |
| financial exploitation of vulnerable adults: Elder Abuse Detection and Intervention Bonnie Brandl, MSW, Carmel Bitondo Dyer, MD, FACP, AGSF, Candace J. Heisler, JD, Joanne Marlatt Otto, MSW, Lori A. Stiegel, JD, Randolph W. Thomas, MA, 2006-08-07 PRESERVING A LIFE OF PEACE AND DIGNITY FOR THE AGING This ground-breaking volume offers a new, collaborative approach geared to enhance case review, improve victim safety, raise abuser accountability, and promote system change. Sharing the common goal of promoting elder victim safety, experts in adult protective services, law enforcement, prosecution, health care, advocacy, and civil justice have formed a unique, multidisciplinary team approach to tackle the following critical topics: Establishing a collaborative description of elder abuse history Identifying the criteria for the reporting of cases Accessing the intervention systems involved Highlighting benefits and obstacles to success Reviewing policy, legislation, research, and social change As the aging population continues to grow, so does the potential for increasing cases of elder abuse. Replete with case examples that allow the experiences of victims to speak for themselves, this book provides the framework to begin, and to build on, collaborative approaches at the local, state, and national levels toward ending elder abuse. |
| financial exploitation of vulnerable adults: Financial Exploitation of Older Persons , 2011 |
| financial exploitation of vulnerable adults: Solicitors Disciplinary Tribunal Nigel West, 2016-02-18 The Solicitors Disciplinary Tribunal (SDT) has the power to strike off a solicitor from the roll, suspend a solicitor from practice, fine or reprimand a solicitor or make such other order as it thinks fit. Whilst over 90% of all cases brought before the SDT are brought by the SRA, it is open to anyone to bring a matter before it.This book provides a unique step-by-step guide to the law and practice of the Solicitors Disciplinary Tribunal, from the issue of proceedings through to appeal. Its practical approach will help anyone who wishes to avoid the common pitfalls faced by unfamiliar users of the Tribunal.It is the only comprehensive book available on SDT proceedings and it contains all the leading cases on Tribunal proceedings, many of which are not available on the internet, in one handy volume. |
| financial exploitation of vulnerable adults: Elder Law in a Nutshell Lawrence A. Frolik, Richard L. Kaplan, 2006 Elder Law in a Nutshell, 4th ed. updates the previous edition to reflect the fast pace of legal change in this area of the law. Special attention is paid to major changes in Medicare, including the new Part D prescription drug program, means-testing of premiums, Medigap policies, and appeals procedures, as well as the 2006 amendments to Medicaid eligibility requirements that pertain to asset transfers, home equity limitations, and long-term care insurance incentives. The latest edition introduces the reader to the rapidly growing legal specialty of elder law. Addressing the myriad of legal issues encountered by the elderly, the book is a succinct overview of this complex intersection of law and social policy, including such areas as health care decision-making, pensions, Social Security, reverse mortgages, nursing homes, guardianship, long-term care, age discrimination in employment, and veterans benefits. The book is designed to assist anyone who has regular contract with older persons, including lawyers, law students, social workers, health care personnel, retirement planners and gerontologists or anyone who wishes a better insight into the world of elder law. |
| financial exploitation of vulnerable adults: Aging & Ministry in the 21st Century Richard H. Gentzler, 2008 The church is in the hands of its elders. While the popular perception is that the aged are needy and infirm, Gentzler affirms that the majority of older adults have plenty to give. The church needs to tap into their wisdom, energy, experience, and talents. Gentzler stresses that older adult ministries need to be by and with elders as well as for them, since participants will represent all stages of retirement and activity levels. In addition to the practical issues of programming, Gentzler takes on more difficult topics of aging including chronic conditions, depression, and death. He also recommends that churches pay special attention to the needs of the Baby Boomer generation, since they are now becoming the older adults who will determine the church's path for years to come. As Boomers have cycled through their various life stages, they passed through 'hippie' and 'yuppie' to become 'abbies': aging Baby Boomers, Gentzler writes. But don't tell Boomers they're aging. ...They really do expect to stay young and see getting old as an option, rather than a reality. The Leader's Guide is here. |
| financial exploitation of vulnerable adults: Abuse and Neglect of Older Adults Lynn McDonald, A. Collins, Canada. Health Canada, Canada. Family Violence Prevention Unit, 2000 The purpose of this paper is to provide an overview of the important developments that have occurred in the field of research related to the abuse & neglect of older adults since 1989. The first section briefly reviews previous Canadian research on the subject. Section 2 covers the definitions of the different types of abuse & neglect and discusses the disputes that have arisen over how to define. Subsequent sections review the research on the following: abuse & neglect of older adults in domestic and institutional settings; characteristics of victims and perpetrators; theories of abuse & neglect; risk factors for abuse; protocols for abuse & neglect detection, assessment, and intervention; programs and services developed to address the issue; and prevention. The final section is a brief look to the future. |
| financial exploitation of vulnerable adults: European Report on Preventing Elder Maltreatment Dinesh Sethi, 2011 Elder maltreatment is pervasive throughout the WHO European Region: at least 4 million elderly people are estimated to experience maltreatment in any one year and 2500 of them will die each year. Most countries in the region have an ageing population, putting increasing numbers of people at risk. This report highlights the biological, social, cultural, economic and environmental factors that influence the risk of being a victim or perpetrator of elder maltreatment, as well as the protective factors that can help prevent it. There is some evidence of effective interventions, including psychological programs for perpetrators and programs designed to change attitudes towards older people, improve the mental health of caregivers and, in earlier life, to promote nurturing relationships and learn social skills. The evidence base needs to be strengthened, but surveys show that the public and policy-makers are already concerned about the problem. This report proposes a set of actions for Member States, international agencies, nongovernmental organizations, researchers, practitioners and other stakeholders to strengthen the policy response and devote adequate resources to the issue. |
| financial exploitation of vulnerable adults: Safeguarding Adults and the Law Michael Mandelstam, 2013 The protection of vulnerable adults is an increasingly important issue right across health and social care. Safeguarding Vulnerable Adults and the Law, now in its second edition, sets this complex area of work within a comprehensive legal framework and provides extensive guidance for practitioners and students. The book covers Department of Health guidelines, human rights, the regulation of health and social care providers, the barring of carers from working with vulnerable adults, care standards tribunal cases, mental capacity, undue influence, assault, battery, willful neglect, ill treatment, manslaughter, murder, theft, fraud, sexual offences, data protection and the sharing of information. It focuses on how these areas of law apply to vulnerable adults, and brings together an extensive body of case law to illustrate this. Also covered is how local authorities and the NHS may themselves be implicated in the harm - through abuse, neglect or omission - suffered by vulnerable adults. This fully-updated second edition comprehensively reflects recent changes to the law, and includes many new case studies. This book will be an invaluable resource for all those working in community care, adult social work, health care and housing. Those working for local authorities, the NHS, voluntary organizations and students will find it to be essential reading. |
| financial exploitation of vulnerable adults: Abuse and Neglect of Vulnerable Adult Populations Joanne Marlatt Otto, 2005 |
| financial exploitation of vulnerable adults: Good Practice with Vulnerable Adults Jacki Pritchard, 2001 Addresses key problems and dilemmas in working to protect vulnerable adults - such as the elderly or those with physical disabiities - from abuse, and to support those who have already experienced abuse or neglect. Contributors make practical suggestions for working with both victims and abusers. |
| financial exploitation of vulnerable adults: Foreclosure Aftermath: Preying on Senior Homeowners, S. Hrg. 110-532, February 13, 2008, 110-2 Hearing, * , 2008 |
| financial exploitation of vulnerable adults: APA Handbook of Dementia Glenn E. Smith, Sarah Tomaszewski Farias, 2018 The APA Handbook of Dementia addresses assessment, comorbidity, evaluation, and treatment of various forms of dementia. The handbook reviews common dementias including Alzheimer's disease, Lewy body disease, vascular dementia, frontotemporal dementia, and other less common dementias. It is organized into sections discussing diagnosis, epidemiology, and neurobiology (including neuropathology and neuroimaging); assessment, including cultural issues, methodology, and neuropsychology; and primary, secondary, and tertiary intervention strategies. The handbook is intended as a resource for all psychologists and other health professionals that serve persons and families impacted by neurodegenerative disease. |
| financial exploitation of vulnerable adults: Oxford Bibliographies Edward J. Mullen, Offers peer-reviewed annotated bibliographies on social work as a discipline grounded in social theory and the improvement of peoples' lives. Bibliographies are browseable by subject area and keyword searchable. Contains a My OBO function that allows users to create personalized bibliographies of individual citations from different bibliographies. |
| financial exploitation of vulnerable adults: Elder Justice: Protecting Seniors From Abuse And Neglect... Hearing... S. Hrg. 107-734... Committee On Finance, United States Senate... 107th Congress, 2nd Session , 2003 |
| financial exploitation of vulnerable adults: Geriatric Forensic Medicine and Pathology Kim A. Collins, Roger W. Byard, 2020 Covers all facets of geriatric forensic medicine and pathology, from natural changes, trauma and dementias, to toxicology and scene investigation. |
| financial exploitation of vulnerable adults: Aging and Money Ronan M. Factora, 2021-02-24 This book aims to disseminate and share knowledge about financial exploitation of elders with the purpose of protecting those individuals in our society who are most vulnerable to financial abuse and mistreatment. It instructs practicing clinicians in identification of risk factors, recognition of signs, and implementation of screening methods to protect their patients. This updated edition expands upon and advances the earlier text by including the most recent research and methods used to assess risk of financial exploitation, as well as updates in how the law approaches such cases. It also highlights ways in which community awareness can aid in identifying those most at risk, effectively protecting the elderly community, advocating for those victimized, and pursuing perpetrators to the fullest extent of the law. Professionals from law enforcement, medical clinics, financial institutions, and the legal field are now tasked with acting on suspected situations thanks to increasing recognition of financial abuse and mistreatment of an aging population. This book also guides professionals on how to discuss this information with potential victims. This second edition of Aging and Money expands the knowledge base to highlight the perspectives of different disciplines including professionals in medicine, law, the financial industry, and social services who play an important role in investigating and preventing financial abuse of the elderly. |
| financial exploitation of vulnerable adults: Financial Abuse of Older Clients: Law, Practice and Prevention Ann Stanyer, 2020-08-14 As the only practitioner title with detailed practical guidance and advice in this area, this is a comprehensive work written by a private client solicitor who has 30 years' experience of practice, and is a regular speaker at conferences on the subject. No professional faced with this ever-increasing area of law, should be without it. It enables solicitors and other professionals to be more proactive in protecting their older clients. It describes the rise in financial abuse, explains how to spot warning signs, provides awareness of various elements of legal protection and demonstrates that change is needed in the current system. Topics covered include: - Financial abuse issues for care homes (new to this edition) - Grooming for financial abuse (new to this edition) - Who is vulnerable to financial abuse? - Who are the perpetrators and why? - The forms financial abuse takes - How to prevent financial abuse The Second Edition also includes: - Statistics showing the prevalence of financial abuse - Commentary on recent case law, legislation and industry reports including: - Section 76 of the Serious Crime Act 2015 – coercive control legislation - Banking and financial services - Review of HMLR protections for property owners - Review of all OPG and COP recent guidance and practice notes - Updated information about care allowance rules - Case law on retrospective approval of gifts - Discussion of a deputy's authority to litigate It also covers cases with issues particular to jurisdictions such as the Republic of Ireland, USA, Scotland, Wales and Northern Ireland. |
| financial exploitation of vulnerable adults: Financial Education and Capability Julie Birkenmaier, Jami Curley, Margaret Sherraden, 2013-02-21 This book introduces the concept of financial capability and assembles the latest evidence from ground-breaking innovations with financially vulnerable families, and links it to education, policy, and practice. It is a key resource for those interested in improving financial education and financial products and services for low-income families. |
| financial exploitation of vulnerable adults: Safe Sanctuaries Joy Thornburg Melton, 2008 The Only Resource of Its Kind Is Now Two Bestsellers in One! Tragically, churches have not always been safe places for children or youth or vulnerable adults. With this in mind, attorney, pastor, and author Melton outlines a process for developing policies and procedures to recognize and reduce the risk of abuse in the church. Safe Sanctuaries combines and expands information from two of her earlier groundbreaking books, which focused, separately, on children and teens. Safe Sanctuaries is the most helpful resource I have found dealing with this troubling topic, says one minister. Straightforward yet non-threatening, the information is helpful for all denominations and congregations of faith. Practical guidance is provided in developing and implementing a substantive, holistic action plan of abuse prevention: recruiting, screening and working with volunteers training models for all who work with children, youth, and vulnerable adults suggestions for congregational response to unthinkable allegations of abuse order of worship celebrating the adoption of Safe Sanctuaries policies Melton's transformative, relevant, and foundational resource will train leaders in what they need to know to stay safe and keep the vulnerable in their care safe. This revised edition now features updated and timely information about protecting young people from online predators. |
| financial exploitation of vulnerable adults: The Routledge Handbook of Financial Literacy Gianni Nicolini, Brenda J. Cude, 2021-12-30 Financial literacy and financial education are not new topics, even though interest in these topics among policymakers, financial authorities, and academics continues to grow. The Routledge Handbook of Financial Literacy provides a comprehensive reference work that addresses both research perspectives and practical applications to financial education. This is the first volume to summarize the milestones of research in financial literacy from multiple perspectives to offer an overview. The book is organized into six parts. The first three parts provide a conceptual framework, which discusses what financial literacy is, how it should be measured, and explains why it represents a relevant topic and effective tool in enhancing decision-making among consumers as well as consumer protection strategies. Part IV addresses the connection between financial education and financial literacy, with chapters about financial education in school settings as well as for adults. This part includes an analysis of the role of Fintech and the use of gamification in financial education. Part V is a collection of contributions that analyze financial literacy and financial education around the world, with a focus on geographical areas including the U.S., South America, Western Europe, Eastern Europe, Asia, and Africa. This part also considers how financial literacy should be addressed in the case of Islamic finance. The concluding part of the book examines how financial literacy is related to other possible approaches to consumer finance and consumer protection, addressing the relationships between financial literacy and behavioral economics, financial well-being, and financial inclusion. This volume is an indispensable reference for scholars who are new to the topic, including undergraduate and graduate students, and for experienced researchers who wish to enrich their knowledge, policymakers seeking a broader understanding and an international perspective, and practitioners who seek knowledge of best practices as well as innovative approaches. |
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Interagency Statement on Elder Financial Exploitation
2 A recent study estimates annual losses from U.S. older adults as a result of elder financial exploitation at $28.3 billion.3 The U.S. Department of the Treasury’s 2024 National Money …
FINANCIAL EXPLOITATION OF VULNERABLE ADULTS
Protection of Vulnerable Adults from Financial Exploitation Act 44 61-1-201. Definitions. 45 As used in this part: 46 (1) "Adult Protective Services" means the same as that term is defined in …
NASAA Model Legislation to Protect Vulnerable Adults from …
Background: The need for new tools to help detect and prevent financial exploitation of vulnerable adults . Financial exploitation is the fastest growing category of elder abuse in many states. …
Identifying and Intervening in Financial Exploitation
Financial Exploitation Cases Rising There is growing awareness of financial exploitation of vulnerable adults, throughout Minnesota and around the globe. Minnesota law defines adults …
Sections ABUSE OF VULNERABLE ADULTS - Washington
74.34.215 Financial exploitation of vulnerable adults. 74.34.220 Financial exploitation of vulnerable adults—Training— Reporting. 74.34.300 Vulnerable adult fatality reviews. …
§ 18.2-178.1. Financial exploitation of vulnerable adults; penalty
Financial exploitation of vulnerable adults; penalty € A. As used in this section, "vulnerable adult" means the same as that term is defined in § 18.2-369. € B. It is unlawful for any person who …
Addressing and Reporting Financial Exploitation of Senior …
believed involved suspected financial exploitation of a senior. 4. They contacted the SEC to get assistance with a situation that they reasonably believed involved suspected financial …
Serving West Virginia’s Vulnerable Adults - West Virginia …
investigate reports of adult abuse, neglect, and financial exploitation while providing least restrictive interventions. It is the mission of APS to provide support and services to vulnerable …
Adult Protection Resources list - Minnesota's State Portal
Vulnerable Adults Mandated Reporter – professionals or professional’s delegate identified by law who MUST make a report if they have reason to believe abuse, neglect or financial …
Report and Hold Legislation: A Vital Tool for Protecting …
Increasing Senior/Vulnerable Adult Financial Losses Makes Legislation Necessary Financial crime losses are increasing for Idaho seniors/vulnerable adults due to unique challenges ranging …
85(R) HB 3921 - Enrolled version
FINANCIAL EXPLOITATION OF VULNERABLE ADULTS. If a financial institution submits a report of suspected financial exploitation of a vulnerable adult to the department under Section …
A report should be made to DCF when: Kansas Adult …
Abuse, Neglect, and Exploitation Central Registry of substantiated perpetrators. 11. Immediately notify the appropriate law enforcement agency if a criminal act has occurred or has appeared …
Senior Exploitation and Vulnerable Adults - cefli.org
Vulnerable Adults from Financial Exploitation) (2016) • Virginia SB 1490 & HB 1987 (2019) (Applies to insurance companies) States adopting NASAA Model Act The following states …
Adult Protective Services ANNUAL REPORT - State of …
Prohibits and provides penalties for the financial exploitation of a vulnerable adult. Banks and credit unions with . a physical location in Michigan are mandatory reporters. Michigan …
(Senate Bill 327) Financial Exploitation of Vulnerable …
WHEREAS, Financial exploitation of vulnerable susceptible adults and older adults over the age of 65 67, including through theft, fraud, lottery scams, investment fraud, and unauthorized real …
Alabama Legislature Passes Bill To Help Protect Vulnerable …
Nov 4, 2023 · informed financial decisions. A special thanks to the Alabama Securities Commission for its continued and successful efforts to protect our valued senior citizens.” …
Protecting Vulnerable Adults from Financial Exploitation:
applicable if financial exploitation of a vulnerable adult is suspected. Equipping employees with the tools necessary to recognize red flags and other warning signs that may leave a customer …
Elder Fraud and Financial Exploitation - Ohio Attorney General
many who understand that financial fraud and exploitation are very common and can happen to anyone. Financial fraud and exploitation involve the illegal or improper taking, misuse or …
MN Adult Protection Let’s Start at the Beginning
local governments serving older adults and adults with disabilities who need assistance because of abuse, neglect, self-neglect, or financial exploitation (adult maltreatment). Rule Notice – Fall …
Mandatory Reporting Requirements: The Elderly Minnesota
“Financial exploitation” means: In breach of a fiduciary obligation recognized elsewhere in law, a person: (1) engages in unauthorized expenditure of funds entrusted to the actor by the …
Chapter 26 Financial Exploitation Prevention Act
(3) resources for a vulnerable adult who suspects a financial scam; and (4) resources for an individual who suspects the financial exploitation of a vulnerable adult. Enacted by Chapter …
SF0024 Financial exploitation of vulnerable adults.
SF0024 Financial exploitation of vulnerable adults. Sponsored By: Joint Judiciary Interim Committee AN ACT relating to banks, banking and finance; requiring financial institutions to …
Safeguarding Adults at Risk - Kent County Council
Appendix D Strategies for Protecting Adults at risk of financial abuse 31 - 35 Appendix E Case studies providing some examples of financial abuse cases ... More vulnerable to further …
A Short Form of the Financial Exploitation Vulnerability Scale
The financial exploitation of older adults is an expensive personal and societal problem. The pre-valence rate of financial exploitation among older adults varies from 3.5% to 7.3%, depending …
HOUSE BILL 604
4 Criminal Law – Financial Exploitation of Vulnerable and Senior Adults 5 FOR the purpose of prohibiting a caregiver, family member, or household member from 6 knowingly and willfully …
Criminal and Adult Protection Financial Exploitation Laws in …
2016] FINANCIAL EXPLOITATION LAWS IN THE U.S. 899 worth for a married couple, age thirty-five to fifty-four, was approximately $116,170.7 Interestingly, financial exploitation crimes …
Financial Fraud and Exploitation Affecting Older Adults
friends of older adults to provide guidance, education and support to older adults who may be vulnerable to financial fraud and exploitation. Financial fraud and exploitation involve the ille …
NATIONAL GUIDELINES FOR FINANCIAL INSTITUTIONS
Sep 1, 2019 · on Reporting Suspected Financial Exploitation of Older Adults Elder financial exploitation is a substantial and complex social, justice and health problem. According to …
Financial Exploitation of the Elderly in Tennessee (2020)
Section 3: The cost of elder financial exploitation nationwide and in select states Section 4: The state legislature’s efforts to address financial exploitation of the elderly New offense of financial …
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SUBJECT: Legal Analysis - Authority to Enforce the Financial Exploitation of Vulnerable Adults and the Elderly Amendment Act of 2016 (AL-18-362) You asked whether the Office of the …
NASAA Model Act to Protect Vulnerable Adults from …
Vulnerable Adults Financial exploitation is the fastest growing category of elder abuse in many states. According to the 2016 Investor Protection Trust Elder Investment Fraud Survey, nearly …
VULNERABLE ADULT - Health and Human Services North …
physical injury, mental anguish, unreasonable confinement, sexual abuse or exploitation, or financial exploitation to or of a vulnerable adult. • Neglect means the failure of a caregiver to …
Signs of Abuse, Neglect, and Exploitation - PA.GOV
Legal Basics: Signs of Abuse, Neglect, and Exploitation 4 Sexual Abuse PHYSICAL SIGNS (Talk with caregivers who may observe these signs.) Bruises around the breasts or genitals Torn or …
Reporting Abuse and Neglect
or neglect or vulnerable adult abuse, abandonment, neglect or financial exploitation. Calls will be sent to the proper agency. For vulnerable adults, an online report may be filed. Child …
FINANCIAL EXPLOITATION - SafeSeniors
WHY ARE SENIORS TARGETED? Loneliness and grief may make older adults more vulnerable; financial predators take advantage and exploit this vulnerability. Isolation means there may be …
Reporting to Adult Protective Services (APS)
Sep 13, 2018 · the Abuse of Vulnerable Adults law, RCW 74.34 The law addresses the reporting and investigation of abuse, abandonment, neglect, self-neglect, and financial exploitation of …
FINANCE CODE CHAPTER 281. PROTECTION OF …
FINANCIAL EXPLOITATION OF VULNERABLE ADULTS.AAIf a financial institution submits a report of suspected financial exploitation of a vulnerable adult to the department under Section …
Microsoft Word - Mandated Reporting_Vulnerable Adults
Financial Exploitation A facility or caregiver is not required to provide or supervise financial management for a vulnerable adult unless required by law. Financial exploitation includes but …
Safeguarding Adults at Risk - Procedures Online
“financial or material abuse, including theft, fraud, exploitation, pressure in connection with wills, property or inheritance or financial transactions, or the misuse or misappropriation of property, …
A GUIDE FOR DEVELOPING PRACTICES AND …
financial exploitation. Included are suggested practices firms may implement that are designed to detect and address instances of diminished capacity in senior and other clients. This Guide is …
A GUIDE FOR DEVELOPING PRACTICES AND …
financial exploitation. Included are suggested practices firms may implement that are designed to detect and address instances of diminished capacity in senior and other clients. This Guide is …
2021 JCRC SB 327 Financial Exploitation Vulnerable
Civil Actions – Financial Exploitation of Vulnerable Adults (Maryland SAFE Act) February 2, 2021 On behalf of the National Association of Social Workers, Maryland Chapter (NASW-MD), we …
FINANCIAL EXPLOITATION OF OLDER CLIENTS: …
VULNERABLE ADULTS AT RISK OF FINANCIAL EXPLOITATION ... Financial exploitation of older adults is both prevalent and costly, with estimated annual losses in the billions (Wood & …
Elder Financial Exploitation White Paper - SEC.gov
elder financial exploitation: financial abuse, in which a relationship of trust has been violated by family members, friends, or others; and elder fraud, such as scams perpe-trated by strangers. …
