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| financial gifts for adults: The Bogleheads' Guide to Investing Taylor Larimore, Mel Lindauer, Michael LeBoeuf, 2006-04-20 Within this easy-to-use, need-to-know, no-frills guide to building financial well-being is advice for long-term wealth creation and happiness, without all the worries and fuss of stock pickers and day traders. |
| financial gifts for adults: The Four Money Bears Mac Gardner, Mac Gardner Cfp, 2015-03-15 The Four Money Bears have come together to teach young children how to manage their money. The bears show children how to Spend Cautiously, Save Diligently, Invest Wisely, and Give Generously. |
| financial gifts for adults: The White Coat Investor James M. Dahle, 2014-01 Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a Backdoor Roth IRA and Stealth IRA to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place. - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research. - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books This book should be in every career counselor's office and delivered with every medical degree. - Rick Van Ness, Author of Common Sense Investing The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk. - Joe Jones, DO Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis. - Dennis Bethel, MD An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust. - Greg E Wilde, M.D Scroll up, click the buy button, and get started today! |
| financial gifts for adults: Social Q's Philip Galanes, 2012-11-27 A series of whimsical essays by the New York Times Social Q's columnist provides modern advice on navigating today's murky moral waters, sharing recommendations for such everyday situations as texting on the bus to splitting a dinner check. |
| financial gifts for adults: Hundred Dollar Holiday Bill McKibben, 2013-06-25 Too many people have come to dread the approach of the holidays, a season that should -- and can -- be the most relaxed, intimate, joyful, and spiritual time of the year. In this book, Bill McKibben offers some suggestions on how to rethink Christmastime, so that our current obsession with present-buying becomes less important than the dozens of other possible traditions and celebrations. Working through their local churches, McKibben and his colleagues found that people were hungry for a more joyful Christmas season. For many, trying to limit the amount of money they spent at Christmas to about a hundred dollars per family, was a real spur to their creativity -- and a real anchor against the relentless onslaught of commercials and catalogs that try to say Christmas is only Christmas if it comes from a store. McKibben shows how the store-bought Christmas developed and how out of tune it is with our current lives, when we're really eager for family fellowship for community involvement, for contact with the natural world, and also for the blessed silence and peace that the season should offer. McKibben shows us how to return to a simpler and more enjoyable holiday. Christmas is too wonderful a celebration to give up on, too precious a time simply to repeat the same empty gestures from year to year. This book will serve as a road map to a Christmas far more joyful than the ones you've known in the past. |
| financial gifts for adults: The Total Money Makeover: Classic Edition Dave Ramsey, 2013-09-17 Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite personal finance expert, Dave Ramsey. By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for. The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Secure a healthy nest egg for emergencies and set yourself up for retirement Become financially healthy for life Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition of The Total Money Makeover includes new, expanded Dave Rants that tackle marriage conflict, college debt, and so much more. The Total Money Makeover: Classic Edition also includes brand new back-of-the-book resources to help you make The Total Money Makeover your new reality. |
| financial gifts for adults: Get a Financial Life Beth Kobliner, 2000 Provides financial advice that speaks the language and answers the questions of the generation just starting out on the road to financial responsibility. |
| financial gifts for adults: Financial Adulting Ashley Feinstein Gerstley, 2022-02-23 Perfect for anyone seeking to get a firm handle on their personal finances, Financial Adulting is a must-have resource that demystifies and simplifies complex topics and makes understanding personal finance fun From the founder of The Fiscal Femme, a popular feminist money platform, and author of The 30-Day Money Cleanse, Ashley Feinstein Gerstley's Financial Adulting: Everything You Need to be a Financially Confident and Conscious Adult delivers an easy-to-follow, informative, and fun financial guide. From budgeting and consumer activism to retirement investing and paying down debt, you'll learn everything you need to know and do to be a financially savvy adult. In this important book, you'll: Master fundamental concepts, including dealing with student loans, maximizing your 401(k), and preparing for salary negotiations Use a racial and feminist justice lens to tackle rarely discussed topics in money and equity and better understand deep-seated historic and systemic obstacles Recognize that your circumstances, goals, and values are unique and require a custom approach in order to succeed financially Receive a simple step-by-step guide to reaching your financial goals while living a big, exciting, and meaningful life |
| financial gifts for adults: ThriftStyle Allison Engel, Reise Moore, Margaret Engel, 2017-09-05 A must-have guide for bargain-hunting fashionistas looking to make a statement without sabotaging their budgets. With this easy-to-use resource, savvy shoppers can cultivate upscale, upcycled wardrobes at thrift and consignment store prices. Shoppers will learn to navigate the racks of their local consignment shop, spot name brands like Versace, Dior, and Burberry, select the best quality items, and repair secondhand clothes that need some love. Photo-filled chapters on thrifted handbags, jewelry, scarves, and other accessories show what's available and give tips for distinguishing quality items from fakes. Interviews with expert tailors, dry cleaners, shoe repair wizards, and fabric-dyeing professionals explain what makes a damaged piece of clothing worth renovating. Before-and-after photos show what can be done to refashion less-than-perfect finds. |
| financial gifts for adults: Rock, Brock, and the Savings Shock Sheila Bair, 2017-02-01 2010 Bill Martin Jr. Picture Book Award Master List (Kansas Reading Association) 2009 Association for Gerontology in Higher Education Book Award for Children's Literature on Aging for Primary Readers Rock and Brock may be twins, but they are as different as two twins can be. One day, their grandpa offers them a plan—for ten straight weeks on Saturday he will give them each one dollar. But there is a catch! Listen now, for here's the trick, each buck you save, I'll match it quick. But spend it, there’s no extra dough, so save your cash, and watch it grow. Rock is excited—there are all sorts of things he can buy for one dollar! So each week he spends his money on something different—an inflatable moose head, green hair goo, white peppermint wax fangs. But while Rock is spending his money, Brock is saving his. And each week when Rock gets just one dollar, Brock’s savings get matched. By the end of summer, Brock has five hundred and twelve dollars, while Rock has none. When Rock sees what his brother has saved, he realizes he has made a mistake. But Brock shows him that it is never too late to start saving. |
| financial gifts for adults: How to Turn $100 Into $1,000,000 James McKenna, Jeannine Glista, Matt Fontaine, 2016-01-01 Published simultaneously in Canada by Thomas Allen & Son, Limited--Title page verso. |
| financial gifts for adults: The Pot and How to Use It Roger Ebert, 2010-09-21 A guide to the handy kitchen appliance, plus a range of recipes, from the Pulitzer Prize–winning movie critic. In The Pot and How to Use It, Roger Ebert—Pulitzer Prize–winning film critic, admitted “competent cook,” and long-time electric rice cooker enthusiast—gives readers a charming, practical guide to this handy and often-overlooked kitchen appliance. While The Pot and How to Use It contains numerous and surprisingly varied recipes for electric rice cookers, it is much more than a cookbook. Originating from a blog entry on Roger’s popular Web site, the book also includes readers’ comments and recipes alongside Roger’s own discerning insights and observations on why and how we cook. With an introduction by vegetarian cookbook author Anna Thomas and expert assistance from recipe consultant and nutritionist Yvonne Nienstadt, The Pot and How to Use It is perfect for fans of Roger’s superb writing, as well as anyone looking to incorporate the convenience and versatility of electric rice cookers into his or her kitchen repertoire. |
| financial gifts for adults: Ask a Manager Alison Green, 2018-05-01 From the creator of the popular website Ask a Manager and New York’s work-advice columnist comes a witty, practical guide to 200 difficult professional conversations—featuring all-new advice! There’s a reason Alison Green has been called “the Dear Abby of the work world.” Ten years as a workplace-advice columnist have taught her that people avoid awkward conversations in the office because they simply don’t know what to say. Thankfully, Green does—and in this incredibly helpful book, she tackles the tough discussions you may need to have during your career. You’ll learn what to say when • coworkers push their work on you—then take credit for it • you accidentally trash-talk someone in an email then hit “reply all” • you’re being micromanaged—or not being managed at all • you catch a colleague in a lie • your boss seems unhappy with your work • your cubemate’s loud speakerphone is making you homicidal • you got drunk at the holiday party Praise for Ask a Manager “A must-read for anyone who works . . . [Alison Green’s] advice boils down to the idea that you should be professional (even when others are not) and that communicating in a straightforward manner with candor and kindness will get you far, no matter where you work.”—Booklist (starred review) “The author’s friendly, warm, no-nonsense writing is a pleasure to read, and her advice can be widely applied to relationships in all areas of readers’ lives. Ideal for anyone new to the job market or new to management, or anyone hoping to improve their work experience.”—Library Journal (starred review) “I am a huge fan of Alison Green’s Ask a Manager column. This book is even better. It teaches us how to deal with many of the most vexing big and little problems in our workplaces—and to do so with grace, confidence, and a sense of humor.”—Robert Sutton, Stanford professor and author of The No Asshole Rule and The Asshole Survival Guide “Ask a Manager is the ultimate playbook for navigating the traditional workforce in a diplomatic but firm way.”—Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together |
| financial gifts for adults: Grown and Flown Lisa Heffernan, Mary Dell Harrington, 2019-09-03 PARENTING NEVER ENDS. From the founders of the #1 site for parents of teens and young adults comes an essential guide for building strong relationships with your teens and preparing them to successfully launch into adulthood The high school and college years: an extended roller coaster of academics, friends, first loves, first break-ups, driver’s ed, jobs, and everything in between. Kids are constantly changing and how we parent them must change, too. But how do we stay close as a family as our lives move apart? Enter the co-founders of Grown and Flown, Lisa Heffernan and Mary Dell Harrington. In the midst of guiding their own kids through this transition, they launched what has become the largest website and online community for parents of fifteen to twenty-five year olds. Now they’ve compiled new takeaways and fresh insights from all that they’ve learned into this handy, must-have guide. Grown and Flown is a one-stop resource for parenting teenagers, leading up to—and through—high school and those first years of independence. It covers everything from the monumental (how to let your kids go) to the mundane (how to shop for a dorm room). Organized by topic—such as academics, anxiety and mental health, college life—it features a combination of stories, advice from professionals, and practical sidebars. Consider this your parenting lifeline: an easy-to-use manual that offers support and perspective. Grown and Flown is required reading for anyone looking to raise an adult with whom you have an enduring, profound connection. |
| financial gifts for adults: The Great Lemonade Stand Standoff (The Secret Slide Money Club, Book 1) Art Rainer, 2019-07-15 When Jake, Sophia, and Brody slide down the tube slide at their local park, they are shocked to find themselves in an underground headquarters and transformed into Secret Slide Money Club agents. Soon the friends learn that they’re in an ongoing battle against Albatross, a selfish villain who uses bad money choices to turn other kids into Albies. The agents must help the Albies get free of Albatross’s reach and start to make good money choices—all while going on some ridiculous new adventures. In this first book in the series, the three friends must help a classmate raise money for their school. But when the Albies try to crash the agents’ lemonade stand, it’s time to launch some lemons while learning a lesson in giving. The Secret Slide Money Club is a unique early-reader fiction series that uses humor and adventure to teach children the foundational principles of financial health—Give, Save, Live. This first trio of books is quick-paced, offering tons of silliness and action while showing young readers about God's way to be wise with money. Also available! Book 2—The Mad Cash Dash Book 3—Trouble at the Toy Store |
| financial gifts for adults: Cashing in on the American Dream Paul Terhorst, 1988 A brilliant and practical five year plan for all who dream of retiring while they're young and healthy enough to enjoy it. Provides clear advice on how to overcome the personal, financial and psychological obstacles. |
| financial gifts for adults: Wallet Activism Tanja Hester, 2021-11-16 2022 NATIONAL INDIE EXCELLENCE AWARDS FINALIST — SOCIAL/POLITICAL CHANGE • 2022 ASJA ANNUAL WRITING AWARD WINNER — SERVICE • 2022 NAUTILUS BOOK AWARDS GOLD MEDALIST — SOCIAL CHANGE & SOCIAL JUSTICE • 2022 AXIOM BUSINESS BOOK AWARD GOLD MEDALIST — PHILANTHROPY/NONPROFIT/SUSTAINABILITY How do we vote with our dollars, not just to make ourselves feel good, but to make a real difference? Wallet Activism challenges you to rethink your financial power so can feel confident spending, earning, and saving money in ways that align with your values. While we call the American system a democracy, capitalism is the far more powerful force in our lives. The greatest power we have—especially when political leaders won’t move quickly enough—is how we use our money: where we shop, what we buy, where we live, what institutions we entrust with our money, who we work for, and where we donate determines the trajectory of our society and our planet. While our votes and voices are essential, too, Wallet Activism helps you use your money for real impact. It can feel overwhelming to determine “the right way” to spend: a choice that might seem beneficial to the environment may have unintended consequences that hurt people. And marketers are constantly lying to you, making it hard to know what choice is best. Wallet Activism empowers us to vote with our wallets by making sense of all the information coming at us, and teaching us to cultivate a more holistic mindset that considers the complex, interrelated ecosystems of people and the planet together, not as opposing forces. From Tanja Hester, Our Next Life blogger and author of Work Optional, comes the mindset-shifting guide to help you put your money where your values are. Wallet Activism is not a list of dos and don’ts that will soon become outdated, nor does it call for anti-consumerist perfection. Instead, it goes beyond simple purchasing decisions to explore: The impacts a financial decision can have across society and the environment How to create a personal spending philosophy based on your values Practical questions to quickly assess the “goodness” of a product or an entity you may buy from The ethics of earning money, choosing what foods to eat, employing others, investing responsibly, choosing where to live, and giving money away For anyone interested in leaving the world better than you found it, Wallet Activism helps you build habits that will make your money matter. |
| financial gifts for adults: The Next Millionaire Next Door D. J. D. Stanley, D Stanley D Fallaw, 2018-10-01 Over the past 40 years, Tom Stanley and his daughter Sarah Stanley Fallaw have been involved in research examining how self-made, economically successful Americans became that way. Despite the publication of The Millionaire Next Door, The Millionaire Mind, and others, myths about wealth in American still abound. Government officials, journalists, and many American still tend to confuse income with wealth. A new generation of household financial managers are hearing from so-called experts in personal financial management due to the proliferation of the cottage industry of financial blogs, podcasts, and the like. In many cases, these outlets are simply experiences shared without science, case studies without data based on broader populations. Therefore, the authors decided to take another look at millionaires in the United States to examine what changes could be seen 20 years after the original publication of The Millionaire Next Door. In this book the authors highlight how specific decisions, behaviors, and characteristics align with the discipline of wealth building, covering areas such as consumption, budgeting, careers, investing, and financial management in general. They include results from quantitative studies of wealth as well as case studies of individuals who have been successful in building wealth. They discuss general paths to building wealth on your own, focusing specifically on careers and lifestyles associated with each path, and what it takes to be successful in each. |
| financial gifts for adults: The Only Investment Guide You'll Ever Need Andrew P. Tobias, 2002 Publisher Description |
| financial gifts for adults: The Squirrel Manifesto Ric Edelman, Jean Edelman, 2018-11-20 From acclaimed and award-winning financial adviser Ric Edelman comes a modern-day fable in the spirit of The Ant and the Grasshopper that teaches kids—and their parents—the value of spending money, saving for the future, and giving to charity. Financial habits form early. Children learn by observing a parent’s behavior and through their own experiences. That’s why it’s important to make sure your children are treating money the right way. From allowances and birthday money to cash they’ll one day earn babysitting or mowing lawns, The Squirrel Manifesto provides a platform to set your children on the path to a lifetime of fiscal responsibility. Just as a squirrel gathers nuts to prepare for the winter—eating some now and storing some for later—kids can learn the value of money by spending some of their allowance now and saving the rest for later using animals as examples. |
| financial gifts for adults: The Barefoot Investor Scott Pape, 2019-06-12 ** Reviewed and updated for the 2020-2021 financial year** This is the only money guide you'll ever need That's a bold claim, given there are already thousands of finance books on the shelves. So what makes this one different? Well, you won't be overwhelmed with a bunch of 'tips' ... or a strict budget (that you won't follow). You'll get a step-by-step formula: open this account, then do this; call this person, and say this; invest money here, and not there. All with a glass of wine in your hand. This book will show you how to create an entire financial plan that is so simple you can sketch it on the back of a serviette ... and you'll be able to manage your money in 10 minutes a week. You'll also get the skinny on: Saving up a six-figure house deposit in 20 months Doubling your income using the 'Trapeze Strategy' Saving $78,173 on your mortgage and wiping out 7 years of payments Finding a financial advisor who won't rip you off Handing your kids (or grandkids) a $140,000 cheque on their 21st birthday Why you don't need $1 million to retire ... with the 'Donald Bradman Retirement Strategy' Sound too good to be true? It's not. This book is full of stories from everyday Aussies — single people, young families, empty nesters, retirees — who have applied the simple steps in this book and achieved amazing, life-changing results. And you're next. |
| financial gifts for adults: Not Your Parents' Money Book Jean Chatzky, 2010-08-10 For the first time, financial guru and TODAY Show regular Jean Chatzky brings her expertise to a young audience. Chatzky provides her unique, savvy perspective on money with advice and insight on managing finances, even on a small scale. This book will reach kids before bad spending habits can get out of control. With answers and ideas from real kids, this grounded approach to spending and saving will be a welcome change for kids who are inundated by a consumer driven culture. This book talks about money through the ages, how money is actually made and spent, and the best ways for tweens to earn and save money. |
| financial gifts for adults: Dare to Lead Brené Brown, 2018-10-09 #1 NEW YORK TIMES BESTSELLER • Brené Brown has taught us what it means to dare greatly, rise strong, and brave the wilderness. Now, based on new research conducted with leaders, change makers, and culture shifters, she’s showing us how to put those ideas into practice so we can step up and lead. Don’t miss the five-part HBO Max docuseries Brené Brown: Atlas of the Heart! NAMED ONE OF THE BEST BOOKS OF THE YEAR BY BLOOMBERG Leadership is not about titles, status, and wielding power. A leader is anyone who takes responsibility for recognizing the potential in people and ideas, and has the courage to develop that potential. When we dare to lead, we don’t pretend to have the right answers; we stay curious and ask the right questions. We don’t see power as finite and hoard it; we know that power becomes infinite when we share it with others. We don’t avoid difficult conversations and situations; we lean into vulnerability when it’s necessary to do good work. But daring leadership in a culture defined by scarcity, fear, and uncertainty requires skill-building around traits that are deeply and uniquely human. The irony is that we’re choosing not to invest in developing the hearts and minds of leaders at the exact same time as we’re scrambling to figure out what we have to offer that machines and AI can’t do better and faster. What can we do better? Empathy, connection, and courage, to start. Four-time #1 New York Times bestselling author Brené Brown has spent the past two decades studying the emotions and experiences that give meaning to our lives, and the past seven years working with transformative leaders and teams spanning the globe. She found that leaders in organizations ranging from small entrepreneurial startups and family-owned businesses to nonprofits, civic organizations, and Fortune 50 companies all ask the same question: How do you cultivate braver, more daring leaders, and how do you embed the value of courage in your culture? In this new book, Brown uses research, stories, and examples to answer these questions in the no-BS style that millions of readers have come to expect and love. Brown writes, “One of the most important findings of my career is that daring leadership is a collection of four skill sets that are 100 percent teachable, observable, and measurable. It’s learning and unlearning that requires brave work, tough conversations, and showing up with your whole heart. Easy? No. Because choosing courage over comfort is not always our default. Worth it? Always. We want to be brave with our lives and our work. It’s why we’re here.” Whether you’ve read Daring Greatly and Rising Strong or you’re new to Brené Brown’s work, this book is for anyone who wants to step up and into brave leadership. |
| financial gifts for adults: Dave Ramsey's Complete Guide to Money Dave Ramsey, 2012-01-01 If you’re looking for practical information to answer all your “How?” “What?” and “Why?” questions about money, this book is for you. Dave Ramsey’s Complete Guide to Money covers the A to Z of Dave’s money teaching, including how to budget, save, dump debt, and invest. You’ll also learn all about insurance, mortgage options, marketing, bargain hunting and the most important element of all―giving. This is the handbook of Financial Peace University. If you’ve already been through Dave’s nine-week class, you won’t find much new information in this book. This book collects a lot of what he’s been teaching in FPU classes for 20 years, so if you’ve been through class, you’ve already heard it! It also covers the Baby Steps Dave wrote about in The Total Money Makeover, and trust us―the Baby Steps haven’t changed a bit. So if you’ve already memorized everything Dave’s ever said about money, you probably don’t need this book. But if you’re new to this stuff or just want the all-in-one resource for your bookshelf, this is it! |
| financial gifts for adults: Student Loan Solution David Carlson, 2019-03-15 Carlson breaks down the complexity of student loans by taking a step-by-step approach to understanding your loans, repayment options, and more. He also gives advice on how to improve your general financial life, such as examining your money mindset, creating a budget that works, and such. -- Adapted from back cover. |
| financial gifts for adults: Shut Up, Stop Whining, and Get a Life Larry Winget, 2011-07-08 Shut Up, Stop Whining, and Get a Life was immediately hailed as not your average self-help book and demanded attention and praise right out of the gate. It is now considered one of the icons of the personal development movement. Now, Larry Winget is back with his signature caustic, no-nonsense, hilarious style, which earned him the titles Pitbull of Personal Development® and World's Only Irritational Speaker®. Winget's get off your butt and go to work approach to self-improvement boils success down to a simple formula: Everything in your life gets better when you get better. Get tangible advice from one of the world's most successful speakers and the author of five bestselling books and television personality. Learn the keys to turning your life, money and business around. Stop making excuses, stop blaming others and take responsibility for your life and your results The brutal advice he offers has changed the lives of millions of people and increased sales for countless businesses. In this Second Edition of Shut Up, Stop Whining, and Get a Life, Winget takes the same principles and expands the lessons with brand new examples, stories, and added wisdom. It may sound ruthless, but your life is your own fault and if you shut up, stop whining, and take action you can create a better life. |
| financial gifts for adults: I'm A Shareholder Rick Roman, I'm A Shareholder is a unique and experiential way to teach kids about the stock market. It's colorful, it's fun, and it's the only kids book that can be coupled with a share of stock, whether it is from GiveAshare.com or stock held in a brokerage account. In fact, the book comes with coupon for $20 off the students first share of stock in a company they love. This NAPPA award winning book teaches the basics about stocks, what it means to be a shareholder, and the experiences that come with stock ownership. Teachers, parents, and grandparents who want to teach their kids to be savers and investors rather than spenders should buy this book! See the stellar reviews on Amazon.com . |
| financial gifts for adults: The New I Do Susan Pease Gadoua, Vicki Larson, 2014-09-23 If half of all cars bought in America each year broke down, there would be a national uproar. But when people suggest that maybe every single marriage doesn't look like the next and isn't meant to last until death, there's nothing but a rash of proposed laws trying to force it to do just that. In The New I Do, therapist Susan Pease Gadoua and journalist Vicki Larson take a groundbreaking look at the modern shape of marriage to help readers open their minds to marrying more consciously and creatively. Offering actual models of less-traditional marriages, including everything from a parenting marriage (intended for the sake of raising and nurturing children) to a comfort or safety marriage (where people marry for financial security or companionship), the book covers unique options for couples interested in forging their own paths. With advice to help listeners decide what works for them, The New I Doacts as a guide to thinking outside the marital box and the framework for a new debate on marriage in the 21st century. |
| financial gifts for adults: Your Money, Day One Michael J Wagner Ma Ed, Michael J. Wagner, 2009-03-26 An essential guide on personal finance for young adults, Your Money, Day One uses compelling statistics and humor to show how everyone can, early on, take responsibility and control over one's money. |
| financial gifts for adults: Did I Say That Out Loud? Kristin van Ogtrop, 2021-04-13 From the former editor-in-chief of Real Simple, enjoy this hilarious and deeply insightful take on the indignities of middle age and how to weather them with grace: A pure pleasure to read (Cathi Hanauer, author of Gone). Do you hate the term “middle age?” So does Kristin van Ogtrop, who is still trying to come up with a less annoying way to describe those years when you find yourself both satisfied and outraged, confident and confused, full of appreciation but occasional disdain for the world around you. Like an intimate chat with your best friend, this mostly funny, sometimes sad, always affirming volume from longtime magazine journalist van Ogtrop is a celebration of that period of life when mild humiliations are significantly outweighed by a self-actualized triumph of the spirit. Finally! Featuring stories from her own life, as well as anecdotes from her unwitting friends and family, van Ogtrop encourages you to laugh at the small irritations of midlife: neglectful children, stealth insomnia, forks that try to kill you, t.v. remotes that won’t find Netflix, abdominal muscles that can’t seem to get the job done. But also to acknowledge the things you may have lost: innocence, unbridled optimism, smooth skin. Dear friends. Parents. It’s all here: the sublime and the ridiculous, living together in the pages of this book as they do in your heart, like a big messy family, in this no-better-term-for-it middle age. |
| financial gifts for adults: If You Made a Million David M. Schwartz, 1994-11-15 If You Made a Million Have you ever wanted to make a million dollars? Marvelosissimo the Mathematical Magician is ready, willing, and able to explain the nuts and bolts -- as well as the mystery and wonder -- of earning money, investing it, accruing dividends and interest, and watching savings grow. Hey, you never know! An ALA Notable Book A Horn Book Fanfare Selection A School Library Journal Best Book of the Year A Teachers' Choices Selection |
| financial gifts for adults: Starting Out Right Larry Burkett, 2015 A financial guide for young couples with a biblical basis. |
| financial gifts for adults: Money Smart for Older Adults Resource Guide Federal Deposit Federal Deposit Insurance Corporation, Bureau of Bureau of Consumer Financial Protection, 2019-03 This recently updated guide produced by the Bureau of Consumer Financial Protection (BCFP) and the Federal Deposit Insurance Corporation (FDIC) provides information on common frauds, scams and other forms of elder financial exploitation and suggests steps that older persons and their caregivers can take to avoid being targeted or victimized.The mission of the BCFP, a government agency, is to make markets for consumer financial products and services work for consumers by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. The FDIC is an independent agency created by the Congress to maintain stability and public confidence in the nation's financial system. |
| financial gifts for adults: Financial Peace Junior Kit Dave Ramsey, 2015-10-28 Financial Peace Junior is designed to help you teach your kids about money. It's packed with tools, resources and step-by-step instructions for parents. What can be intimidating is made ultra-easy. There are ideas for activities and age-appropriate chores, and you'll have all the tools you need to make learning about money a part of your daily life. Your kids will love the exciting games and toys. The lessons of working, giving, saving and spending are brought to life through fun stories in the activity book, and kids will love tracking their progress on the dry-erase boards Financial Peace Junior doesn't just give you the tools to teach your kids to win with money--it shows you how. |
| financial gifts for adults: All About Asset Allocation, Second Edition Richard A. Ferri, 2010-07-12 WHEN IT COMES TO INVESTING FOR YOUR FUTURE, THERE'S ONLY ONE SURE BET—ASSET ALLOCATION THE EASY WAY TO GET STARTED Everything You Need to Know About How To: Implement a smart asset allocation strategy Diversify your investments with stocks, bonds,real estate, and other classes Change your allocation and lock in gains Trying to outwit the market is a bad gamble. If you're serious about investing for the long run, you have to take a no-nonsense, businesslike approach to your portfolio. In addition to covering all the basics, this new edition of All About Asset Allocation includes timely advice on: Learning which investments work well together and why Selecting the right mutual funds and ETFs Creating an asset allocation that’s right for your needs Knowing how and when to change an allocation Understanding target-date mutual funds All About Asset Allocation offers advice that is both prudent and practical--keep it simple, diversify, and, above all, keep your expenses low--from an author who both knows how vital asset allocation is to investment success and, most important, works with real people. -- John C. Bogle, founder and former CEO, The Vanguard Group With All About Asset Allocation at your side, you'll be executing a sound investment plan, using the best materials and wearing the best safety rope that money can buy. -- William Bernstein, founder and author, The Intelligent Asset Allocator |
| financial gifts for adults: Your Money, Your Goals Consumer Financial Consumer Financial Protection Bureau, 2015-03-18 Welcome to the Consumer Financial Protection Bureau's Your Money, Your Goals: A financial empowerment toolkit for social services programs! If you're reading this, you are probably a case manager, or you work with case managers. Finances affect nearly every aspect of life in the United States. But many people feel overwhelmed by their financial situations, and they don't know where to go for help. As a case manager, you're in a unique position to provide that help. Clients already know you and trust you, and in many cases, they're already sharing financial and other personal information with you. The financial stresses your clients face may interfere with their progress toward other goals, and providing financial empowerment information and tools is a natural extension of what you are already doing. What is financial empowerment and how is it different from financial education or financial literacy? Financial education is a strategy that provides people with financial knowledge, skills, and resources so they can get, manage, and use their money to achieve their goals. Financial education is about building an individual's knowledge, skills, and capacity to use resources and tools, including financial products and services. Financial education leads to financial literacy. Financial empowerment includes financial education and financial literacy, but it is focused both on building the ability of individuals to manage money and use financial services and on providing access to products that work for them. Financially empowered individuals are informed and skilled; they know where to get help with their financial challenges. This sense of empowerment can build confidence that they can effectively use their financial knowledge, skills, and resources to reach their goals. We designed this toolkit to help you help your clients become financially empowered consumers. This financial empowerment toolkit is different from a financial education curriculum. With a curriculum, you are generally expected to work through most or all of the material in the order presented to achieve a specific set of objectives. This toolkit is a collection of important financial empowerment information and tools you can access as needed based on the client's goals. In other words, the aim is not to cover all of the information and tools in the toolkit - it is to identify and use the information and tools that are best suited to help your clients reach their goals. |
| financial gifts for adults: The Wealthy Barber David Barr Chilton, 2002 |
| financial gifts for adults: Financial Peace Dave Ramsey, 2002-01-01 Dave Ramsey explains those scriptural guidelines for handling money. |
| financial gifts for adults: Money for Beginners Matthew Oldham, Eddie Reynolds, 2023-06-27 Many people say it's not polite to talk about money. But if we don't talk about it, how will anyone understand how money works, what counts as fair pay, and why the rich are getting richer while the poor stay poor?-- |
| financial gifts for adults: Jonathan Clements Money Guide 2016 Jonathan Clements, 2015-12 Work self-published by author using CreateSpace. |
Six Alternatives to Traditional Holiday Gifts - LPL Financial
In this eBook, we offer six suggestions that not only make great gifts but also have the potential to grow in value—or at least have an impact on your gift recipient’s life. 6. Make a Donation. 2. A …
Money Management Financial Planning Workbook
travel, or gifts. Keep in mind your “happiness budget” as you go through. A well-rounded happiness budget takes into account: basics, love and friendship, helping others, leisure and …
Personal Financial Workbook - Consumer Credit
The Personal Financial Workbook is a tool that you can use to organize your finances and gain an understanding of how you are spending your money. By using the worksheets you’ll be able to …
FOUR CORNERSTONES OF FINANCIAL LITERACY
Put all extra money (bonuses, tax refunds, gift money, rebates) into savings. There are three layers of savings that you should try to build: If You Can’t Pay All your Bills this Month, …
Investments: The gifts that keep on giving - Kansas City Fed
Financial advisors say that the sooner kids start investing, the more financially savvy they’ll be as adults. This investment building will help them plan for financial goals such as their education, …
Trusts and other alternatives for making financial gifts - CIBC
When making financial gifts, using a trust may help you to have a say in when and how the recipient may use the funds. This report discusses how a trust may be used to make gifts, …
Strategic Giving Guidebook - FFTC
FFTC works with you and your professional advisors to help structure estate gifts that match your personal priorities and tax planning needs today, while maximizing your impact for generations …
LEAVING AN INHERITANCE VS Gifting During Your Lifetime
Providing financial gifts Increasingly, parents and grandparents are providing financial gifts to family members and friends during their lifetime. It can be an attractive option, but you also …
Terry Savage: Holiday gifts with a lasting financial impact
My annual holiday money gift column for children and young adults arrives just at the start of the holiday shopping season. In a time when many are hesitant to shop in stores, all of these …
Your Financial Planning - Crown Financial Ministries
FINANCIAL STATEMENT Assets (Present market value) Liabilities (Current amount owed) Total Liabilities. Net Worth (Total assets minus total liabilities) ... Gifts. Other Insurance. Life …
Practical Money Skills Workbook
can help you gain control over your financial future. This workbook is designed to help you learn basic budgeting skills and understand how financial services and products work so you can …
Guide to Presenting Money Smart for Adults - Federal …
Knowledge of key financial concepts and skills, along with access to safe, affordable banking services, fosters greater financial stability for people and communities.
Financial Literacy Month - Week 1 - Needs/Wants - Adult …
Understanding the difference between needs and wants helps you be strategic about your spending. 1. Think of at least 10 recent expenses and then categorize each one as a need or a …
The Financial Hardship Faced by Older Americans Needing …
likely to receive support in the way of financial gifts or through public programs providing food stamps or payment assistance for utilities such as electricity or gas. Nearly one in 10 older …
Charitable Planning Guide - Fidelity Charitable
charitable giving into your financial planning including common techniques to maximize philanthropic, tax and legacy planning goals. You will learn the benefits of donating different …
Money Smart - Module 1: Your Money Values and Influences
Welcome to the FDIC’s Money Smart for Adults! This is the Participant Guide for Module 1:Your Money Values and Influences. Use it during and after training. Mark it up, write in it, take …
Safeguarding Adults at Risk - Kent County Council
Financial abuse more commonly perpetrated by a stranger includes mass marketing fraud, identity theft or rogue trading. The following organisations give examples of this type of financial
Giving wisely - UBS
One of the keys to a family flourishing, especially amid significant wealth, is giving and receiving wisely. That means much more than attending to the tax implications of gifts. The Cycle of the …
Exhibit 5-1: Income Inclusions and Exclusions - HUD.gov
contributions or gifts received from organizations or from persons not residing in the dwelling; and (8) All regular pay, special pay, and allowances of a member of the Armed Forces, except as …
DA1489 Guide to Gifting | Legal & General
Fortunately there are plenty of ways you can make practical, helpful gifts – and they don’t have to be financial ones. We’re starting with gifting and property ladder ideas so you can see how IHT …
Six Alternatives to Traditional Holiday Gifts - LPL Financial
In this eBook, we offer six suggestions that not only make great gifts but also have the potential to grow in value—or at least have an impact on your gift recipient’s life. 6. Make a Donation. 2. A …
Money Management Financial Planning Workbook
travel, or gifts. Keep in mind your “happiness budget” as you go through. A well-rounded happiness budget takes into account: basics, love and friendship, helping others, leisure and …
Personal Financial Workbook - Consumer Credit
The Personal Financial Workbook is a tool that you can use to organize your finances and gain an understanding of how you are spending your money. By using the worksheets you’ll be able to …
FOUR CORNERSTONES OF FINANCIAL LITERACY - Lakes and …
Put all extra money (bonuses, tax refunds, gift money, rebates) into savings. There are three layers of savings that you should try to build: If You Can’t Pay All your Bills this Month, …
Investments: The gifts that keep on giving - Kansas City Fed
Financial advisors say that the sooner kids start investing, the more financially savvy they’ll be as adults. This investment building will help them plan for financial goals such as their education, …
Trusts and other alternatives for making financial gifts - CIBC
When making financial gifts, using a trust may help you to have a say in when and how the recipient may use the funds. This report discusses how a trust may be used to make gifts, …
Strategic Giving Guidebook - FFTC
FFTC works with you and your professional advisors to help structure estate gifts that match your personal priorities and tax planning needs today, while maximizing your impact for generations …
LEAVING AN INHERITANCE VS Gifting During Your Lifetime
Providing financial gifts Increasingly, parents and grandparents are providing financial gifts to family members and friends during their lifetime. It can be an attractive option, but you also …
Terry Savage: Holiday gifts with a lasting financial impact
My annual holiday money gift column for children and young adults arrives just at the start of the holiday shopping season. In a time when many are hesitant to shop in stores, all of these …
Your Financial Planning - Crown Financial Ministries
FINANCIAL STATEMENT Assets (Present market value) Liabilities (Current amount owed) Total Liabilities. Net Worth (Total assets minus total liabilities) ... Gifts. Other Insurance. Life …
Practical Money Skills Workbook
can help you gain control over your financial future. This workbook is designed to help you learn basic budgeting skills and understand how financial services and products work so you can …
Guide to Presenting Money Smart for Adults - Federal …
Knowledge of key financial concepts and skills, along with access to safe, affordable banking services, fosters greater financial stability for people and communities.
Financial Literacy Month - Week 1 - Needs/Wants - Adult …
Understanding the difference between needs and wants helps you be strategic about your spending. 1. Think of at least 10 recent expenses and then categorize each one as a need or …
The Financial Hardship Faced by Older Americans Needing …
likely to receive support in the way of financial gifts or through public programs providing food stamps or payment assistance for utilities such as electricity or gas. Nearly one in 10 older …
Charitable Planning Guide - Fidelity Charitable
charitable giving into your financial planning including common techniques to maximize philanthropic, tax and legacy planning goals. You will learn the benefits of donating different …
Money Smart - Module 1: Your Money Values and Influences
Welcome to the FDIC’s Money Smart for Adults! This is the Participant Guide for Module 1:Your Money Values and Influences. Use it during and after training. Mark it up, write in it, take …
Safeguarding Adults at Risk - Kent County Council
Financial abuse more commonly perpetrated by a stranger includes mass marketing fraud, identity theft or rogue trading. The following organisations give examples of this type of financial
Giving wisely - UBS
One of the keys to a family flourishing, especially amid significant wealth, is giving and receiving wisely. That means much more than attending to the tax implications of gifts. The Cycle of the …
Exhibit 5-1: Income Inclusions and Exclusions - HUD.gov
contributions or gifts received from organizations or from persons not residing in the dwelling; and (8) All regular pay, special pay, and allowances of a member of the Armed Forces, except as …
DA1489 Guide to Gifting | Legal & General
Fortunately there are plenty of ways you can make practical, helpful gifts – and they don’t have to be financial ones. We’re starting with gifting and property ladder ideas so you can see how IHT …
