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| financial planning for freelancers: The Money Book for Freelancers, Part-Timers, and the Self-Employed Joseph D'Agnese, Denise Kiernan, 2010-03-02 This is a book for people like us, and we all know who we are. We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments. All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately, we also have no 401(k)s and no one matching them, no benefits package, and no one collecting our taxes until April 15th. It’s time to take stock of where you are and where you want to be. Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and checks are late? Who is setting money aside for your taxes? Who is responsible for your health insurance? Take a good look in the mirror: You are. The Money Book for Freelancers, Part-Timers, and the Self-Employed describes a completely new, comprehensive system for earning, spending, saving, and surviving as an independent worker. From interviews with financial experts to anecdotes from real-life freelancers, plus handy charts and graphs to help you visualize key concepts, you’ll learn about topics including: • Managing Cash Flow When the Cash Isn’t Flowing Your Way • Getting Real About What You’re Really Earning • Tools for Getting Out of Debt and Into Financial Security • Saving Consistently When You Earn Irregularly • What To Do When a Client’s Check Doesn’t Come In • Health Savings Accounts and How To Use Them • Planning for Retirement, Taxes and Dreams—All On Your Own |
| financial planning for freelancers: The Money Book for Freelancers, Part-Timers, and the Self-Employed Joseph D'Agnese, Denise Kiernan, 2010-03-02 This is a book for people like us, and we all know who we are. We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments. All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately, we also have no 401(k)s and no one matching them, no benefits package, and no one collecting our taxes until April 15th. It’s time to take stock of where you are and where you want to be. Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and checks are late? Who is setting money aside for your taxes? Who is responsible for your health insurance? Take a good look in the mirror: You are. The Money Book for Freelancers, Part-Timers, and the Self-Employed describes a completely new, comprehensive system for earning, spending, saving, and surviving as an independent worker. From interviews with financial experts to anecdotes from real-life freelancers, plus handy charts and graphs to help you visualize key concepts, you’ll learn about topics including: • Managing Cash Flow When the Cash Isn’t Flowing Your Way • Getting Real About What You’re Really Earning • Tools for Getting Out of Debt and Into Financial Security • Saving Consistently When You Earn Irregularly • What To Do When a Client’s Check Doesn’t Come In • Health Savings Accounts and How To Use Them • Planning for Retirement, Taxes and Dreams—All On Your Own |
| financial planning for freelancers: Finance for Freelancers Andrew Holmes, 2008 Many of us dream of the freedom afforded by working freelance, however, the daunting task of organising your own finances can be enough to put most people off. This book explains in an accessible and down-to-earth style what you need to consider before taking the plunge and how to keep on top of your financial situation as a freelancer. It will cover key issues such as: building a budget; choosing your company's structure; costs, income and tax issues; pricing your work; establishing a portfolio and finding new work; and maintaining the freelance lifestyle. The Financial Intelligenceseries offers down-to-earth, practical guides to personal finance, aimed at anyone who wants to increase their financial IQ. These guides will help readers to feel confident about making the right decisions when it comes to spending, saving and investing their money. |
| financial planning for freelancers: The Freelance Way Robert Vlach, 2022-03-02 The most comprehensive book for freelancers ever written - Packed with proven freelance know-how, including advice from world-class experts like David Allen (Getting Things Done), Adam Grant (Give and Take), Austin Kleon (Show Your Work), and David H. Hansson (Remote: Office Not Required). The Freelance Way is THE business book for independent professionals. It presents the best available and fully up-to-date freelance know-how, compiled from hundreds of quality sources, including surveys, the latest market data, advice from world-class experts, as well as real-life experiences and stories from hundreds of professionals in different fields and countries, which makes the book highly relevant to freelancers worldwide. The contents of this volume cover all the basics and best practices for beginning freelancers, as well as advanced career strategies and tools for freelance veterans. There are practical tips for greater productivity, successful teamwork, smart pricing, powerful business negotiations, bulletproof personal finance, effective marketing, and much more. |
| financial planning for freelancers: Path of the Freelancer Jason Scott Montoya, 2017-04-24 Freelancing Is Difficult. Are You Ready For This Rewarding Challenge? After the shutdown of his marketing firm, Jason Montoya unexpectedly had numerous business owners and non-profit leaders requesting his help to solve their organization's communication problems. Facing numerous challenges as a new freelancer, he quickly integrated his business insights to move through the many familiar obstacles he faced. He then began sharing with other freelancers a framework of eight vital achievements, see below, that took him to a state of personal and vocational flourishing. Behind these covers, he dives into these mile markers, unveils a blueprint and shares personal stories to help guide and equip other freelancers in their difficult but rewarding journey. |
| financial planning for freelancers: Money-Smart Solopreneur Laura D. Adams, 2020-09-22 Build Your Business and Your Financial Future As a solopreneur, you can reinvent the way you work with much more freedom, fun, and financial security. There’s never been a better time to earn more money by starting a full- or part-time solo venture. But being your own boss can be a challenge or feel scary when you don’t have a roadmap. In Money-Smart Solopreneur, Laura D. Adams answers questions every aspiring and new entrepreneur has about creating a business and building a secure financial future. It's a complete guide for what to do, critical mistakes to avoid, and how to start a solo business without taking too much risk. You'll get answers to these common questions: Can I get started without any filings or paperwork? Do I need a business bank account? How can I budget and reach goals with an irregular income? What business entity is best? When should I incorporate? How do I protect my intellectual property? When do I need an accountant? How can I figure out how much to charge clients? What tax deadlines am I required to meet? Do I need a business license? When should I leave my day job? Which tools are worth paying for? No matter if you're a freelancer, independent contractor, or side-hustler in the on-demand economy, you'll get essential knowledge, tools, and inspiration to live a successful solopreneur life. Laura D. Adams demystifies how to start and build any solo or small business. She covers legal, financial, and tax issues you must know to stay out of trouble. Her upbeat tone and approach for managing variable income, using an automatic money system, and creating a self-employed benefits package are just a few gems you'll discover. Laura's smart tips and chapter exercises include refreshing strategies for earning more, managing the unexpected, and reaching financial goals. You'll come away empowered to build your full- or part-time solo business and create long-lasting financial security. After reading Money-Smart Solopreneur, you'll be able to: Earn full- or part-time self-employed income with confidence. Refine your business and brand vision. Evaluate the pros and cons of working as a solopreneur. Create a strategy to exit a day job by building a business on the side. Turbocharge your productivity using pro tips. Create a financial safety net and leapfrog to the life you want. Organize and legally protect your business using simple techniques. Set higher rates, create better proposals, and negotiate wisely. Save money by operating a home-based business. Set up an automatic money system to achieve goals and build wealth. |
| financial planning for freelancers: Finance for Freelancers Veronica Goldspiel, 2024-09-19 Finance for Freelancers: Maximize Income, Manage Cash Flow, Minimize Stress Are you ready to take control of your freelance finances and build a sustainable, thriving business? In Finance for Freelancers: Maximize Income, Manage Cash Flow, Minimize Stress, you'll discover the essential tools and strategies to navigate the often-complicated world of freelance income, expenses, and financial planning. Inside this book, you'll learn: Smart cash flow strategies for steady, reliable income. How to track your earnings and expenses with ease, so you always know where your money is going. How to build a foolproof budget that adapts to fluctuating income. Ways to build an emergency fund and protect yourself from the unexpected. How to handle slow periods and stay financially stable year-round. Financial planning tips to help you save for retirement and big goals. How to diversify your income streams for more financial security. How to identify key tax deductions to lower your taxable income. With playful yet motivational insights, Finance for Freelancers makes managing your money easy, so you can focus on what you do best-building a thriving freelance business. Take charge of your finances and unlock the success you deserve! |
| financial planning for freelancers: The One-Page Financial Plan Carl Richards, 2015-03-31 A simple, effective way to transform your finances and your life from leading financial advisor and New York Times columnist Carl Richards Creating a financial plan can seem overwhelming, but the best plans aren't long or complicated. A great plan has nothing to do with the details of how to save and invest your money and everything to do with why you're doing it in the first place. Knowing what's important to you, you will be able to make better decisions in any market conditions. The One-Page Financial Plan will help you identify your values and goals. Carl Richard's simple steps will show you how to prioritize what you really want in life and figure out how to get there. 'In a world where financial advice is (often purposely) complicated and filled with jargon, Carl Richards distils what matters most into something that is easy and fun to read' Wall Street Journal 'Feeling tormented by your finances? Read this book. Now. The One-Page Financial Plan helps you identify what you truly want from life, get crystal clear about the financial position you are starting from today, and develop a simple, actionable plan to narrow the gap between the two' Manisha Thakor, CEO at MoneyZen Wealth Management Carl Richards is a certified financial planner and a columnist for the New York Times, where his weekly Sketch Guy column has run every Monday for over five years. He is also a columnist for Morningstar magazine and a contributor to Yahoo Finance. His first book, The Behavior Gap, was very well received, and his weekly newsletter has readers around the world. Richards is a popular keynote speaker and is the director of investor education for the BAM ALLIANCE. |
| financial planning for freelancers: Self-employment Tax , 1988 |
| financial planning for freelancers: Profit First Mike Michalowicz, 2017-02-21 Author of cult classics The Pumpkin Plan and The Toilet Paper Entrepreneur offers a simple, counterintuitive cash management solution that will help small businesses break out of the doom spiral and achieve instant profitability. Conventional accounting uses the logical (albeit, flawed) formula: Sales - Expenses = Profit. The problem is, businesses are run by humans, and humans aren't always logical. Serial entrepreneur Mike Michalowicz has developed a behavioral approach to accounting to flip the formula: Sales - Profit = Expenses. Just as the most effective weight loss strategy is to limit portions by using smaller plates, Michalowicz shows that by taking profit first and apportioning only what remains for expenses, entrepreneurs will transform their businesses from cash-eating monsters to profitable cash cows. Using Michalowicz's Profit First system, readers will learn that: · Following 4 simple principles can simplify accounting and make it easier to manage a profitable business by looking at bank account balances. · A small, profitable business can be worth much more than a large business surviving on its top line. · Businesses that attain early and sustained profitability have a better shot at achieving long-term growth. With dozens of case studies, practical, step-by-step advice, and his signature sense of humor, Michalowicz has the game-changing roadmap for any entrepreneur to make money they always dreamed of. |
| financial planning for freelancers: Money Hacks Lisa Rowan, 2020-09-22 Achieve all of your financial goals with these 300 easy solutions to all your personal finance questions—from paying off your student loans to managing investments. Are you looking for ways to decrease your spending…and start increasing your savings? Need some simple advice for maximizing your investments? Want to start planning for your retirement but don’t know where to start? It’s now easier than ever to achieve all your financial goals! Many people are afraid to talk about money, which means that you might be missing some of the best money-saving skills out there! In Money Hacks you will learn the basics of your finances so you can start making every penny count. Whether you’re trying to pay down debt, start an emergency fund, or make the smartest choice on a major purchase, this book is chock-full of all the useful hacks to make your money work for you in every situation! |
| financial planning for freelancers: Dear Debt Melanie Lockert, 2016-08-12 In her debut book Dear Debt, personal finance expert Melanie Lockert combines her endearing and humorous personal narrative with practical tools to help readers overcome the crippling effects of debt. Drawing from her personal experience of paying off eighty thousand dollars of student loan debt, Melanie provides a wealth of money-saving tips to help her community of debt fighters navigate the repayment process, increase current income, and ultimately become debt-free. By breaking down complex financial concepts into clear, manageable tools and step-by-step processes, Melanie has provided a venerable guide to overcoming debt fatigue and obtaining financial freedom. Inside Dear Debt you will learn to: • Find the debt repayment strategy most effective for your needs • Avoid spending temptations by knowing your triggers • Replace expensive habits with cheaper alternatives • Become a frugal friend without being rude • Start a side hustle to boost your current income • Negotiate your salary to maximize value • Develop a financial plan for life after debt |
| financial planning for freelancers: All Your Worth Elizabeth Warren, Amelia Warren Tyagi, 2006-01-09 The bestselling mother/daughter coauthors of The Two-Income Trap now pen an essential guide to the five simple keys to lasting financial peace. |
| financial planning for freelancers: Escape from Corporate America Pamela Skillings, 2008-05-13 Does your corporate career leave you stressed out, burned out, or just plain bummed out? You’re not alone. The good news is that there’s a way out–and you’re holding it. Written by career expert and corporate escapee Pamela Skillings, Escape from Corporate America inspires the cubicle-bound and the corner-office-cornered to break free and create the career of their dreams–without going broke. With no-nonsense advice and unflagging humor, Skillings shows you how to • assess your job’s “suck” factor–from terminal boredom to boss from hell • identify your true calling–brainstorm fantasy careers and test-drive your dream jobs • develop your Escape Plan–set goals, figure out your timing, and evaluate your finances and health insurance options • find jobs that don’t bite–entrepreneurial corporate environments, energetic start-ups, the nonprofit sector, and flexible work options • be your own boss–explore entrepreneurship and freelancing, assemble an advisory team, and start a business while you collect a paycheck • follow your creative dreams–learn how to make time for your artistic passion and develop a plan to quit your day job • overcome any obstacle–deal with fear, doubt, negative people, and other bumps along the road Plus, Skillings shares success stories from dozens of corporate escape artists, including celebrity TV chef Andrea Beaman, Cranium CEO Richard Tait, and many others. Full of practical strategies and fun-to-follow exercises, Escape from Corporate America will help disgruntled office workers everywhere find more meaningful, fulfilling careers. |
| financial planning for freelancers: Business Planning for Editorial Freelancers Louise Harnby, 2013-04-12 Are you thinking about starting a new editing or proofreading business? Written for those with no prior publishing or editorial experience, this practical guide takes new editorial freelancers, step by step, through the basics of planning their career. Chapters focus on why a business plan is necessary, the different aspects of editorial freelancing, training, client focus, getting experience, financial assessment, promotion, networking, tools for the job, and real-world case studies featuring new starters. Additional material includes tips from experienced practitioners that illustrate the tasks and learning goals discussed, as well as useful tools and resources. Published in association with the Publishing Training Centre. 'This is exactly the book that would-be editorial freelancers need to read before setting up their businesses.' (Katharine O'Moore-Klopf, ELS; KOK Edit) 'If you're thinking of setting out on the journey to becoming a freelance editorial professional, make sure this is the first book you read.' (Hazel Harris, Wordstitch) 'Essential reading for anyone thinking of setting themselves up as a freelance editor.' (Jen Hamilton-Emery, Salt Publishing) 'Helpful, hopeful, yet realistic about the challenges ahead, this book will leave its readers better informed, and therefore better prepared, for their entry into this highly competitive field.' (Madhubanti Bhattacharyya, Edward Elgar Publishing) |
| financial planning for freelancers: The Freelancer's Bible Sara Horowitz, Toni Sciarra Poynter, 2012-10-23 Amazingly, one-third of the American workforce is freelance—that’s 42 million people who have to wrestle with not just doing the work, but finding the work, then getting paid for the work, plus health care, taxes, setting up an office, marketing, and so on. Now help is here, and consultants, independent contractors, the self-employed, “solopreneurs,” and everyone else living a freelancer’s life will never be alone again but instead can be part of a strong and vibrant community. Written by the authority on freelance working, Sara Horowitz, MacArthur “Genius” Fellow and founder of the national Freelancers Union and, most recently, the Freelancers Insurance Company, The Freelancer’s Bible will help those new to freelancing learn the ropes, and will help those who’ve been freelancing for a while grow and expand. It’s the one-stop, all-encompassing guide to every practical detail and challenge of being a nimble, flexible, and successful freelancer: the three essentials of getting clients and the three most important ways to keep them happy. Five fee-setting strategies. Thirteen tactics for making it through a prolonged dry spell. Setting up a home office vs. renting space. The one-hour contract. A dozen negotiating dos and don’ts. Building and maintaining your reputation. Dealing with deadbeats. Health Insurance 101. Record-keeping and taxes. Productivity, including a quiz: “What Is Your Ideal Day?” Building a community. Subcontracting and other strategies for taking your freelancing career to the next level. Retirement plans, plans for saving for education, and how to achieve financial freedom. |
| financial planning for freelancers: The Freelance Bible Alison Grade, 2020-03-05 'Finally! The book that millions of people have been crying out for. An empowering guide of how to use your work to achieve independence, inspiration and - crucially - balance' Bruce Daisley, author of The Joy of Work and VP,Twitter You want to go freelance. You want to make your career work for you, on your terms and determined by your own definition of success. You want autonomy, flexibility and variety. But where do you start? In The Freelance Bible, award-winning entrepreneur and freelancer, Alison Grade, guides you through absolutely everything that you need to know to start your successful self-employed life. Starting from day one, she will help you develop your personal brand, pick up the financial essentials, grow your client base, manage your work-life balance, negotiate deals and value your time as you become more established. This is your complete guide to turning your talent into a fulfilling and sustainable career. 'Alison strikes an excellent and inspirational balance; sharing tips and advice that help you work out how to be secure in insecurity and ace the journey to becoming a freelancer' Alex Mahon CEO, Channel 4 |
| financial planning for freelancers: Freelance Design in Practice Cathy Fishel, 2009-07-08 · Many employed designers do freelance work in their spare time and aspire to a full-time freelance career · Compiles the advice of many successful freelancers, offering multiple perspectives on this challenging career path As a designer, it's easy to take on a freelance project here and there to expand your creativity and increase your income. But very quickly, such projects begin to have legal and financial ramifications. Freelance Design in Practice addresses these issues as well as explaining exactly what it takes to create a full-time freelance business. For both active freelancers and those who aspire to it, Freelance Design in Practice offers insight and advice from working professionals who have successfully jumped the many hurdles on the road to becoming solo practitioners. |
| financial planning for freelancers: Freelance Newbie RealToughCandy, 2019-02-01 Are you ready to jump-start your freelance career? Freelance Newbie has you covered! In this book, you’ll learn practical, actionable steps you can start using today to get your first client by the end of the week. Featuring all the methods, techniques, tips, tricks, and insights you need to succeed, Freelance Newbie was written by a working freelancer whose mission is to help people like you find personal success and financial independence. The material you’ll read here has never been featured at a lower price — you simply cannot get this kind of value for less. We go through everything step-by-step with real-world examples so you know exactly what you need to do to become a successful freelancer. In Freelance Newbie, you’ll learn how to: :• Develop a business plan from scratch• Establish a suitable work environment • Configure your own freelance website to generate quality leads • Determine what services to offer (and what to do if you don't know how to do something) • Figure out an appropriate pricing scheme for your services • Find “starter” clients that pave the way for 5-star social proof and full-paying, long-term clients • Draft effective proposals and contracts• Advertise for free (or very, very cheaply) • Deliver above-average customer service • Efficiently complete client projects — time runs out FAST • And much, much more! This book can also be used as the perfect companion manual to the video course available on Udemy by RealToughCandy. |
| financial planning for freelancers: The 4-hour Workweek Timothy Ferriss, 2011 How to reconstruct your life? Whether your dream is experiencing high-end world travel, earning a monthly five-figure income with zero management, or just living more and working less, this book teaches you how to double your income, and how to outsource your life to overseas virtual assistants for $5 per hour and do whatever you want. |
| financial planning for freelancers: Finance for the People Paco de Leon, 2022-02-01 An illustrated, practical guide to navigating your financial life, no matter your financial situation a potent mix of deeply practical and wonderfully empathetic —Erin Lowry, author of Broke Millennial one of the most approachable financial books I've ever read. —Refinery 29 We are all weird about money. Whether you have a lot or a little, your feelings and beliefs about money have been shaped by a combination of silence (or even shame) around talking about money, personal experiences, family and societal expectations, and a whole big complex system rigged against many of us from the start. Begin with that baseline premise and it’s no surprise so many of us find it so difficult to save enough money (but way too easy to get trapped in ballooning credit card debt), emotionally draining to deal with student loans, and nearly impossible to understand the esoteric world of investing. Unlike most personal finance books that focus on skills and behaviors, FINANCE FOR THE PEOPLE asks you to examine your beliefs and experiences around money—blending extremely practical exercises with mindfulness, and including more than 50 illustrations and diagrams to make the concepts accessible (and even fun). With deep insider expertise from years spent in many different corners of the financial industry, Paco de Leon is a friendly, approachable, and wise guide who invites readers to change their relationship with money. With her holistic approach you’ll learn how to: • root out your unconscious beliefs about money • untangle the mental and emotional burden of student loans to pay them off • use a gratitude practice to help you think differently about spending • break out of the debt cycle and begin building wealth This book is for anyone who feels unseen, ignored, or bored to death by the way personal finances are approached and taught, and is ready to go on a journey of self-discovery and step into their financial power. |
| financial planning for freelancers: How to Become a Fulltime Freelance Writer Michael A. Banks, 2003 Think you're ready to take the plunge into a full-time free-lance writing career? This hands-on resource provides scores of real-life success tips for becoming a professional full-time writer -- all based on solid experience.This guide approaches writing as a career where hard work and management skills are just as important as talent. Readers will discover how they can plan their transition to a full-time writing career; tips for managing cash flow, accounting, taxes and other business issues; detailed plans for generating income as a writer in non-traditional ways; and much more. They'll also find many ready-to-use checklists as well as helpful lists of writers organizations, online writers networks, and other resources specifically targeted for the working writer. |
| financial planning for freelancers: The Wealthy Freelancer Pete Savage, Steve Slaunwhite, 2010-03-02 Being your own boss can lead to incredible profts - here's how... Whether you call yourself a freelancer, consultant, independent contractor or solo professional of any kind, 'The Wealthy Freelancer: 12 Secrets to a Great Income and an Enviable Lifestyle', shows you how to get the clients, income, and lifestyle you deserve. So you can put more money in the bank, enjoy more time with your family and make a great living doing what you truly love to do, free from the burden of employment... Filled with proven ideas and real-world examples from dozens of successful freelancers, 'The Wealthy Freelancer' is essential reading for any solo professional who wants to enjoy a lifestyle that's 'wealthy' in every sense of the word. Here's a glimpse of what's waiting for you inside this book: * Why the typical one-size-fits-all marketing advice rarely works, and a fool-proof system for determining the optimal mix of marketing activities for your specific circumstances and goals. * How to get more prospects to say Yes! to the fees that you propose. * Why striving to be the best in your field almost never works, and what to do instead. * How to charge more - and earn more - by creating new income streams closely related to your core business. *How to have more time for the life you want and still have a great income. *How to test the waters and land freelance work now, even if you're already employed. * Why freelancing has moved beyond creative fields and into mainstream careers such as Engineering, Software Development, Bookkeeping, and more than 160 other professions. * Stories of real-life freelancers who destroy the myth that freelancers barely scrape by. * Dozens more proven tips and strategies to build a more profitable and fulfilling solo business. |
| financial planning for freelancers: Investigate Before You Invest United States. Securities and Exchange Commission, 1975 |
| financial planning for freelancers: The Well-Fed Writer (Third Edition) Peter Bowerman, 2021-04 Third edition of a detailed how-to guide to starting and growing your own lucrative commercial writing practice-writing for corporations and creative agencies, and for hourly rates of $50-125+. |
| financial planning for freelancers: The Creative Professional's Guide to Money Ilise Benun, 2011-03-01 The Creative Professional's Guide to Money teaches creatives everything they need to know about the financial side of running a creative business. Creatives - which include anyone promoting their own creative services (designers, copywriters, photographers, illustrators, interior designers, web designers, and more) - are great at their work, but when it comes to running the financial side of their business, most would rather not talk about it. This book focuses on proven techniques and resources used by a wide range of successful creatives to manage their business finances. Expert advisers are interviewed on topics such as accounting, taxes, contracts and financial planning. Using examples, case studies, and real-life stories from actual creatives, this book addresses: How to build the financial structure of a creative business from the ground up How to set up and achieve long-term financial goals and plan for a prosperous retirement Common financial mistakes small business owners make and how to avoid them How to handle taxes and insurance How to perform day-to-day accounting tasks How to create a budget and adhere to it What to charge for work and how to determine a profit margin How to talk about money with clients and prospects |
| financial planning for freelancers: Retirement Plans for Self-employed Individuals United States. Internal Revenue Service, 1996 |
| financial planning for freelancers: Freelancing for Journalists Lily Canter, Emma Wilkinson, 2020-07-22 Freelancing for Journalists offers an authoritative, practical and engaging guide for current and aspiring journalism freelances, exploring key aspects of the role including pitching a story, networking, branding and navigating freelance laws and rights. Featuring case studies from experienced freelance journalists working in the UK, US, Asia and Australia, the book addresses the evolving media landscape and provides valuable tips on how to become established as a successful journalist across a variety of platforms. The authors also explore practical aspects of the trade including tips for setting up a business, managing tax and legal issues, getting paid and earning additional income in related sectors. This book is an invaluable resource for both students and professionals who are interested in taking the next step into freelance journalism work. |
| financial planning for freelancers: The Soul of an Entrepreneur David Sax, 2020-04-21 An award-winning business writer dismantles the myths of entrepreneurship, replacing them with an essential story about the experience of real business owners in the modern economy. We're often told that we're living amidst a startup boom. Typically, we think of apps built by college kids and funded by venture capital firms, which remake fortunes and economies overnight. But in reality, most new businesses are things like restaurants or hair salons. Entrepreneurs aren't all millennials -- more often, it's their parents. And those small companies are the fabric of our economy. The Soul of an Entrepreneur is a business book of a different kind, exploring our work but also our passions and hopes. David Sax reports on the deeply personal questions of entrepreneurship: why an immigrant family risks everything to build a bakery; how a small farmer fights to manage his debt; and what it feels like to rise and fall with a business you built for yourself. This book is the real story of entrepreneurship. It confronts both success and failure, and shows how they can change a human life. It captures the inherent freedom that entrepreneurship brings, and why it matters. |
| financial planning for freelancers: Zero Down Your Debt Holly Porter Johnson, Greg Johnson, 2017-01-10 How to get out of debt and enjoy debt free living with the powerful Zero-Sum Budget method Zero Down Your Debt ─ How to manage money and experience debt free living: Getting into debt is a piece of cake, but getting out? That's the hard part. Fortunately, award-winning authors Holly Porter Johnson and Greg Johnson offer actionable tips and advice in their new book on how to get out of debt and enjoy debt free living. The secret? The zero-sum budget-- the black belt of budgeting methods and the answer to how to get out of debt and pay off that debt quickly. They should know: It helped them wipe out $50,000 of debt. How to get out of debt: With just a pen and a piece of paper in your arsenal, you'll learn how to implement a zero-sum budget and become debt-free - once and for all. The zero-sum budget's primary tenets are giving every single dollar earned a purpose -- whether it's for bills, debt repayment or savings -- and using last month's earnings to cover this month's bills. All you need is the know-how, some willpower, and a positive attitude to transform your financial situation. Let Holly and Greg Johnson show you how to put zero-sum budgeting to work for you. In Zero Down Your Debt you will learn to: Unlock the powerful potential of your paycheck to help you save more and get ahead faster Seize control of your money by creating a simple monthly plan that actually works Understand the root causes of your debt and how to get out of debt Use a step-by-step plan to eliminate your debt once and for all and enjoy debt free living Identify and avoid budget vampires that drain your bank account and wreak havoc on your savings Prepare for unexpected expenses and survive financial emergencies |
| financial planning for freelancers: Starting Your Career as a Freelance Web Designer Neil Tortorella, 2011-09-26 Break out of the cubicle and gain the business savvy you need to launch your own freelance web design business with Starting Your Career as a Freelance Web Designer! Written by seasoned pro Neil Tortorella, this book guides web designers step-by-step down the path to success and helps them avoid common pitfalls. Jam-packed with practical know-how, this book also contains the wisdom and advice of noted industry authorities and business leaders. Readers will learn how to draft a solid business plan, negotiate contracts, manage time and money, deal with taxes, manage projects and clients, determine rates, and create winning proposals. |
| financial planning for freelancers: 101 Job Interview Questions You'll Never Fear Again James Reed, 2016-05-03 Originally published: Why you? London: Portfolio, an imprint of Penguin Random House UK, 2014. |
| financial planning for freelancers: Freelance 101: A Beginner's Guide to Building a Successful Career Vikrant Adams, 2023-01-07 Are you considering starting a freelance career? Are you unsure of where to begin or how to succeed in the world of freelancing? Look no further than Freelance 101: A Beginner's Guide to Building a Successful Career by political strategist and successful freelancer Vikrant Adams. In this ebook, Adams shares his firsthand experience and knowledge on how to launch and grow a successful freelance business. From finding your niche and setting up your business to marketing your services and handling financial matters, this comprehensive guide covers all the essential topics that every aspiring freelancer needs to know. Through practical tips, real-life examples, and expert advice, Freelance 101 empowers you to take control of your career and build a thriving freelance business. Whether you're a new freelancer looking for guidance or an experienced professional seeking new ideas, this ebook has something for everyone. Don't miss out on this valuable resource for building a successful freelance career. Get your copy of Freelance 101 today! |
| financial planning for freelancers: How to Maximize Earnings in Freelancing: Diversification and Time Management Martín Arellano, |
| financial planning for freelancers: Contingency and Disaster Planning , 2007 |
| financial planning for freelancers: The 1% Windfall Rafi Mohammed, 2010-03-16 Leading pricing expert Rafi Mohammed shows businesses how to reap a financial windfall and foster growth using the underutilized and often overlooked strategy of setting prices. The 1% Windfall reveals how modest incremental changes to an everyday business practice—pricing—can yield significant rewards. Illustrating the power of pricing, a study of the Global 1200 found that if companies raised prices by just 1%, their average operating profits would increase by 11%. Using a 1% increase in price, some companies would see even more growth in percentage of profit: Sears, 155%; McKesson, 100%; Tyson, 81%; Land O'Lakes, 58%; and Whirlpool, 35%. The good news is that better pricing is more than simply raising prices. Instead, the key is to offer customers a variety of pricing options. This strategy is win-win: profits to companies and choices for consumers. But how do executives and managers set the right price? Underpinned by sound empirical research and real-life anecdotes, The 1% Windfall addresses this fundamental question. This book offers guidelines that any company—whether a multinational conglomerate, a small business, or even a nonprofit—can follow to create a comprehensive pricing strategy for any product or service. In addition, these versatile techniques and tools provide solutions to avert a slump in a recession, offset the impact of inflation, or battle a new competitor. The result is a mind-opening, clear blueprint for com-panies to price for profit and growth. |
| financial planning for freelancers: The Wealthy Crna Jeremy L. Stanley, 2013-03-06 CRNAs are smart, analytical, goal driven individuals but most have never had someone teach them about finances or how to plan for their personal goals.Having gone through anesthesia school, CRNAs realize that life is not lived all at once; it's lived in special moments, sad moments, days, months, years and decades. This forces us to adapt and change which sometimes results in losing our way causing us to make new plans.The Wealthy CRNA not only lays out a plan for CRNAs who work in hospitals but it coordinates a roadmap for freelancers and those who want to.Jeremy Stanley, CFP(r), AIF(r) has over two decades experience working with CRNAs and through this book provides unique insights that will help CRNAs, new and seasoned, lay out a plan to become financially successful.This book has been prior approved by the AANA for 4 Class A CE credits; Code Number 1032757; Exp. date 1/31/19. |
| financial planning for freelancers: EntreLeadership Dave Ramsey, 2011-09-20 From the New York Times bestselling author of The Total Money Makeover and radio and podcast host Dave Ramsey comes an informative guide based on how he grew a successful, multimillion dollar company from a card table in his living room. Your company is only as strong as your leaders. These are the men and women doing battle daily beneath the banner that is your brand. Are they courageous or indecisive? Are they serving a motivated team or managing employees? Are they valued? Your team will never grow beyond you, so here’s another question to consider—are you growing? Whether you’re sitting at the CEO’s desk, the middle manager’s cubicle, or a card table in your living-room-based start-up, EntreLeadership provides the practical, step-by-step guidance to grow your business where you want it to go. Dave Ramsey opens up his championship playbook for business to show you how to: -Inspire your team to take ownership and love what they do -Unify your team and get rid of all gossip -Handle money to set your business up for success -Reach every goal you set -And much, much more! EntreLeadership is a one-stop guide filled with accessible advice for businesses and leaders to ensure success even through the toughest of times. |
| financial planning for freelancers: TRAVEL WRITING 2.0 Tim Leffel, 2016-02 The keys to real success in travel writing and blogging. |
| financial planning for freelancers: The Gig Economy: Thriving as a Freelancer in the Modern Workforce Shu Chen Hou, Are you ready to break free from the traditional nine-to-five grind and embrace the freedom and flexibility of the gig economy? Look no further! The Gig Economy: Thriving as a Freelancer in the Modern Workforce is the ultimate guidebook designed to equip you with the knowledge, skills, and strategies to excel as a freelancer in today's dynamic work landscape. Written by industry experts and packed with actionable insights, this comprehensive book takes you on a transformative journey, empowering you to seize the countless opportunities available in the gig economy. Whether you're just starting your freelance career or looking to elevate your existing one, this book is your roadmap to success. Inside, you'll discover: A deep understanding of the gig economy: Uncover the core concepts and characteristics of the gig economy, and gain the clarity you need to navigate its ever-evolving landscape. Essential skills for thriving as a freelancer: Master the art of self-discipline, effective time management, communication, negotiation, and financial management. These skills will set you apart from the competition and elevate your freelance career. Insights into diverse industries and sectors: Explore the vast array of industries and sectors where gig work thrives, from tech and creative fields to consulting and e-commerce. Discover where your unique talents can shine brightest. Strategies for building a thriving freelance career: Learn how to identify and leverage your skills, define your target market, build a strong personal brand, and market your services effectively. Transform your passion into a profitable freelance business. Overcoming challenges and embracing opportunities: Navigate the uncertainties of inconsistent income, lack of benefits, self-management difficulties, and client relationships. Turn these challenges into stepping stones toward success and growth. Adapting to the future of freelancing: Stay ahead of emerging trends, technological advancements, and changing client demands. Embrace new technologies, diversify your services, and position yourself as a sought-after freelancer in an ever-evolving gig economy. With practical tips, real-life examples, and valuable resources, The Gig Economy: Thriving as a Freelancer in the Modern Workforce equips you with the tools you need to excel in the gig economy. Take control of your career, enjoy the freedom of flexible work arrangements, and unlock the limitless potential that freelancing offers. Don't let the future pass you by – embark on your freelance journey today and thrive in the modern workforce! Get your copy of The Gig Economy: Thriving as a Freelancer in the Modern Workforce and start building a fulfilling and prosperous freelance career. Your success awaits! |
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Encouraging economic data has boosted market hopes for Fed rate cuts, but policymakers remain cautious. Trump's tariff timeout is almost up. Here's what could happen next.
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Americans spend $10 billion more on Mother’s Day than Father’s Day. What’s going on? So your company offered you a buyout. Should you take it? Here’s what to know. Hate paying so much …
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