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| futuresmart: financial literacy for middle school: The Power of And R. Edward Freeman, Bidhan L. Parmar, Kirsten Martin, 2020-06-16 The idea that business is only about the money doesn’t hold true in the twenty-first century, when companies around the world are giving up traditional distinctions in order to succeed. Yet our expectations for businesses remain under the sway of an outdated worldview that emphasizes profits for shareholders above all else. The Power of And offers a new narrative about the nature of business, revealing the focus on responsibility and ethics that unites today’s most influential ideas and companies. R. Edward Freeman, Kirsten E. Martin, and Bidhan L. Parmar detail an emerging business model built on five key concepts: prioritizing purpose as well as profits; creating value for stakeholders as well as shareholders; seeing business as embedded in society as well as markets; recognizing people’s full humanity as well as their economic interests; and integrating business and ethics into a more holistic model. Drawing on examples across companies, industries, and countries, they show that these values support persevering in hard times and prospering over the long term. Real-world success stories disprove the conventional wisdom that there are unavoidable trade-offs between acting ethically and succeeding financially. The Power of And presents a conceptual revolution about what it means for business to be responsible, providing a new story for us to tell in order to help all kinds of companies thrive. |
| futuresmart: financial literacy for middle school: Voluntary National Content Standards in Economics National Council on Economic Education, Foundation for Teaching Economics, 1997 This essential guide for curriculum developers, administrators, teachers, and education and economics professors, the standards were developed to provide a framework and benchmarks for the teaching of economics to our nation's children. |
| futuresmart: financial literacy for middle school: Strategic Management R. Edward Freeman, 2010-03-11 Re-issue of a foundational work in the field of business ethics from R. Edward Freeman. |
| futuresmart: financial literacy for middle school: What's the Deal with Teens and Time Management? Leslie Josel, 2015-01-29 Time management is a challenge for everyone, but it is a particularly daunting challenge for middle and high school students. There is an expectation that at their age they should be independent and know how to get things done on their own. But teens are busier than ever. Between homework, school, afterschool activities, family, friends, jobs, and more, teens often find that their time is truly NOT their own. Add in the fact that they often lack the tools to manage their time; maybe it's a little unrealistic for parents to expect their teenagers to instinctively know how to manage time. What's the Deal with Teens and Time Management takes parents step-by-step through the basics of teaching their teens the time management skills they need to succeed-at school, at work and in life! This is a user-friendly guide full of best practice solutions for helping teens stay on top of their homework, avoid procrastination traps, get out the door in the morning with minimal conflict and manage the use of their electronics. In a readable, breezy and witty fashion, Josel opens the door to the world of time management, what it really means, why it's important and why your teen probably doesn't get it. And throughout the book, Josel offers up the Triple Ts - her tried and true Tips, Tools and Techniques - to provide support and guidance for parents looking to help their teens understand, develop and implement time management skills. In this book, you'll learn: The FIVE mindsets parents need to start their teen on the journey of time management awareness. How to create a Personal Homework Profile to better understand how your teen tackles homework. How to help your teen create a time sense and develop future awareness. How to pick an appropriate paper or electronic academic planner and how to properly plan their time. How to create a peaceful and calm morning routine to get your teen out the door in the morning without anxiety and frustration. Case studies, useful resources, Leslie's straight talk and much, much more! Time Management is a Life Skill that Doesn't Come Naturally to Everyone. It Can be Learned. |
| futuresmart: financial literacy for middle school: The State of Food and Agriculture 2021 Food and Agriculture Organization of the United Nations, 2021-11-23 The COVID-19 pandemic exposed the vulnerability of agrifood systems to shocks and stresses and led to increased global food insecurity and malnutrition. Action is needed to make agrifood systems more resilient, efficient, sustainable and inclusive. The State of Food and Agriculture 2021 presents country-level indicators of the resilience of agrifood systems. The indicators measure the robustness of primary production and food availability, as well as physical and economic access to food. They can thus help assess the capacity of national agrifood systems to absorb shocks and stresses, a key aspect of resilience. The report analyses the vulnerabilities of food supply chains and how rural households cope with risks and shocks. It discusses options to minimize trade-offs that building resilience may have with efficiency and inclusivity. The aim is to offer guidance on policies to enhance food supply chain resilience, support livelihoods in the agrifood system and, in the face of disruption, ensure sustainable access to sufficient, safe and nutritious food to all. |
| futuresmart: financial literacy for middle school: Doctor Dyslexia Dude Inshirah Robinson, 2018-08 |
| futuresmart: financial literacy for middle school: The Shaping of Ambient Intelligence and the Internet of Things Simon Elias Bibri, 2015-11-05 Recent advances in ICT have given rise to new socially disruptive technologies: AmI and the IoT, marking a major technological change which may lead to a drastic transformation of the technological ecosystem in all its complexity, as well as to a major alteration in technology use and thus daily living. Yet no work has systematically explored AmI and the IoT as advances in science and technology (S&T) and sociotechnical visions in light of their nature, underpinning, and practices along with their implications for individual and social wellbeing and for environmental health. AmI and the IoT raise new sets of questions: In what way can we conceptualize such technologies? How can we evaluate their benefits and risks? How should science–based technology and society’s politics relate? Are science-based technology and society converging in new ways? It is with such questions that this book is concerned. Positioned within the research field of Science and Technology Studies (STS), which encourages analyses whose approaches are drawn from a variety of disciplinary perspectives, this book amalgamates an investigation of AmI and the IoT technologies based on a unique approach to cross–disciplinary integration; their ethical, social, cultural, political, and environmental effects; and a philosophical analysis and evaluation of the implications of such effects. An interdisciplinary approach is indeed necessary to understand the complex issue of scientific and technological innovations that S&T are not the only driving forces of the modern, high–tech society, as well as to respond holistically, knowledgeably, reflectively, and critically to the most pressing issues and significant challenges of the modern world. This book is the first systematic study on how AmI and the IoT applications of scientific discovery link up with other developments in the spheres of the European society, including culture, politics, policy, ethics and ecological philosophy. It situates AmI and the IoT developments and innovations as modernist science–based technology enterprises in a volatile and tense relationship with an inherently contingent, heterogeneous, fractured, conflictual, plural, and reflexive postmodern social world. The issue’s topicality results in a book of interest to a wide readership in science, industry, politics, and policymaking, as well as of recommendation to anyone interested in learning the sociology, philosophy, and history of AmI and the IoT technologies, or to those who would like to better understand some of the ethical, environmental, social, cultural, and political dilemmas to what has been labeled the technologies of the 21st century. |
| futuresmart: financial literacy for middle school: Skills for Successful 21st Century School Leaders John R. Hoyle, Fenwick W. English, Betty Steffy, 1998-01-01 Skills for Successful 21st Century School Leaders provides a complete overview of the knowledge base and skills for successful school leaders. The publication is based on the standards developed by AASA, ISLLC, NPBEA, NCATE, and state education agencies. |
| futuresmart: financial literacy for middle school: The ABCs of Finance Vested LLC, 2021-07-05 Forward by Dr. David Cowen, President/CEO of the Museum of American Finance |
| futuresmart: financial literacy for middle school: Financial Education and Capability Julie Birkenmaier, Jami Curley, Margaret Sherraden, 2013-02-21 This book introduces the concept of financial capability and assembles the latest evidence from ground-breaking innovations with financially vulnerable families, and links it to education, policy, and practice. It is a key resource for those interested in improving financial education and financial products and services for low-income families. |
| futuresmart: financial literacy for middle school: Teaching about the Future P. Bishop, A. Hines, 2012-06-26 The faculty at the University of Houston's program in Futures Studies share their comprehensive, integrated approach to preparing foresight professionals and assisting others doing foresight projects. Provides an essential guide to developing classes on the future or even establishing whole degree programs. |
| futuresmart: financial literacy for middle school: Application of Intelligent Systems in Multi-modal Information Analytics Vijayan Sugumaran, Zheng Xu, Huiyu Zhou, 2020-07-23 This book presents the proceedings of the 2020 International Conference on Intelligent Systems Applications in Multi-modal Information Analytics, held in Changzhou, China, on June 18–19, 2020. It provides comprehensive coverage of the latest advances and trends in information technology, science and engineering. It addresses a number of broad themes, including data mining, multi-modal informatics, agent-based and multi-agent systems for health and education informatics, which inspire the development of intelligent information technologies. The contributions cover a wide range of topics such as AI applications and innovations in health and education informatics; data and knowledge management; multi-modal application management; and web/social media mining for multi-modal informatics. Outlining promising future research directions, the book is a valuable resource for students, researchers and professionals, and a useful reference guide for newcomers to the field. |
| futuresmart: financial literacy for middle school: Consumer Action Handbook, 2010 Edition U.S. Services Administration, 2010 Use this guide to get help with consumer purchases, problems and complaints. Find consumer contacts at hundreds of companies and trade associations; local, state, and federal government agencies; national consumer organizations; and more. |
| futuresmart: financial literacy for middle school: Delivering Energy Law and Policy in the EU and the US Raphael J. Heffron, Gavin F. M. Little, 2016 From evaluating policy delivery on wind farms in Texas in the US, to developing nuclear power in the Middle East, this book presents fresh thinking on key concepts and ideas on energy law and policy delivery. The contributors write from a range of perspectives, including the sciences, law, politics, economics and engineering. |
| futuresmart: financial literacy for middle school: Handbook of Smart Cities Juan Carlos Augusto, 2021-07-17 This Handbook presents a comprehensive and rigorous overview of the state-of-the-art on Smart Cities. It provides the reader with an authoritative, exhaustive one-stop reference on how the field has evolved and where the current and future challenges lie. From the foundations to the many overlapping dimensions (human, energy, technology, data, institutions, ethics etc.), each chapter is written by international experts and amply illustrated with figures and tables with an emphasis on current research. The Handbook is an invaluable desk reference for researchers in a wide variety of fields, not only smart cities specialists but also by scientists and policy-makers in related disciplines that are deeply influenced by the emergence of intelligent cities. It should also serve as a key resource for graduate students and young researchers entering the area, and for instructors who teach courses on these subjects. The handbook is also of interest to industry and business innovators. |
| futuresmart: financial literacy for middle school: Ageing and Technology Emma Domínguez-Rué, Linda Nierling, 2016-01-31 The booming increase of the senior population has become a social phenomenon and a challenge to our societies, and technological advances have undoubtedly contributed to improve the lives of elderly citizens in numerous aspects. In current debates on technology, however, the »human factor« is often largely ignored. The ageing individual is rather seen as a malfunctioning machine whose deficiencies must be diagnosed or as a set of limitations to be overcome by means of technological devices. This volume aims at focusing on the perspective of human beings deriving from the development and use of technology: this change of perspective - taking the human being and not technology first - may help us to become more sensitive to the ambivalences involved in the interaction between humans and technology, as well as to adapt technologies to the people that created the need for its existence, thus contributing to improve the quality of life of senior citizens. |
| futuresmart: financial literacy for middle school: The Circular Economy in Europe Roger Strand, Zora Kovacic, Thomas Völker, 2019-12-12 The Circular Economy in Europe presents an overview and a critical discussion on how circularity is conceived, imagined and enacted in current EU policy-making. In 2013, the idea of a circular economy entered the stage of European policy-making in the efforts to reconcile environmental and economic policy objectives. In 2019 the European Commission declared in a press release that the Circular Economy Action Plan has been delivered. The level of circularity in the European economy, however, has remained the same. Bringing together perspectives from social sciences, environmental economics and policy analysis, The Circular Economy in Europe provides a critical analysis of policies and promises of the next panacea for growth and sustainability. The authors provide a theoretical and empirical basis to discuss how contemporary societies conceive their need to re-organise production and consumption and explores the messy assemblage of institutions, actors, waste streams, biophysical flows, policy objectives, scientific disciplines, values, expectations, promises and aspirations involved. This book is essential reading for all those interested in understanding how ideas about the circular economy emerged historically, how they gained traction and are used in policy processes, and what the practical challenges in implementing this policy are-- |
| futuresmart: financial literacy for middle school: The Future of Business Rohit Talwar, Gerd Leonhard , Gray Scott , B.J. Murphy, Ian Pearson, Laura Goodrich, Cornelia Daheim, Joyce Gioia, Calum Chace, 2015-03-15 The Future of Business explores how the commercial world is being transformed by the complex interplay between social, economic and political shifts, disruptive ideas, bold strategies and breakthroughs in science and technology. Over 60 contributors from 21 countries explore how the business landscape will be reshaped by factors as diverse as the modification of the human brain and body, 3D printing, alternative energy sources, the reinvention of government, new business models, artificial intelligence, blockchain technology, and the potential emergence of the Star Trek economy. |
| futuresmart: financial literacy for middle school: Jab, Jab, Jab, Right Hook Gary Vaynerchuk, 2013-11-26 New York Times bestselling author and social media expert Gary Vaynerchuk shares hard-won advice on how to connect with customers and beat the competition. A mash-up of the best elements of Crush It! and The Thank You Economy with a fresh spin, Jab, Jab, Jab, Right Hook is a blueprint to social media marketing strategies that really works. When managers and marketers outline their social media strategies, they plan for the “right hook”—their next sale or campaign that’s going to knock out the competition. Even companies committed to jabbing—patiently engaging with customers to build the relationships crucial to successful social media campaigns—want to land the punch that will take down their opponent or their customer’s resistance in one blow. Right hooks convert traffic to sales and easily show results. Except when they don’t. Thanks to massive change and proliferation in social media platforms, the winning combination of jabs and right hooks is different now. Vaynerchuk shows that while communication is still key, context matters more than ever. It’s not just about developing high-quality content, but developing high-quality content perfectly adapted to specific social media platforms and mobile devices—content tailor-made for Facebook, Instagram, Pinterest, Twitter, and Tumblr. |
| futuresmart: financial literacy for middle school: International Management Paul Sweeney, Dean McFarlin, 2014-09-19 As the economies of many countries become more interrelated, international managers are facing huge challenges and unique opportunities associated with their roles. Now in its fifth edition, Sweeney and McFarlin's International Management embodies a balanced and integrated approach to the subject, emphasizing the strategic opportunities available to firms on a global playing field, as well as exploring the challenges of managing an international workforce. Integrating theory and practice across all chapter topics, this book helps students to learn, grasp, and apply the underlying principles of successful international management: Understanding the broad context of international business, including the critical trends impacting international management, the legal and political forces driving international business, and the ethical and cultural dilemmas that can arise Mastering the essential elements of effective interaction in the international arena, from cross-cultural understanding and communication to cross-border negotiation Recognizing and taking advantage of strategic opportunities, such as entering and operating in foreign markets Building and leading effective international teams, including personal and behavioral motivation, as well as taking an international perspective on the hiring, training, and development of employees These principles are emphasized in the text with current examples and practical applications, establishing a foundation for students to apply their understanding in the current global business environment. With a companion website featuring an instructor’s manual, powerpoint slides, and a testbank, International Management, 5e is a superb resource for instructors and students of international management. |
| futuresmart: financial literacy for middle school: Living Innovation Sang M. Lee, Seongbae Lim, 2018-08-31 Drawing upon real-world examples from across the globe, Lee and Lim explain the fundamentals of innovation, introduce emerging innovation tools, and outline new innovation strategies in order to demonstrate how innovation can contribute to the greater social good. |
| futuresmart: financial literacy for middle school: Measure What Matters John Doerr, 2018-04-24 #1 New York Times Bestseller Legendary venture capitalist John Doerr reveals how the goal-setting system of Objectives and Key Results (OKRs) has helped tech giants from Intel to Google achieve explosive growth—and how it can help any organization thrive. In the fall of 1999, John Doerr met with the founders of a start-up whom he'd just given $12.5 million, the biggest investment of his career. Larry Page and Sergey Brin had amazing technology, entrepreneurial energy, and sky-high ambitions, but no real business plan. For Google to change the world (or even to survive), Page and Brin had to learn how to make tough choices on priorities while keeping their team on track. They'd have to know when to pull the plug on losing propositions, to fail fast. And they needed timely, relevant data to track their progress—to measure what mattered. Doerr taught them about a proven approach to operating excellence: Objectives and Key Results. He had first discovered OKRs in the 1970s as an engineer at Intel, where the legendary Andy Grove (the greatest manager of his or any era) drove the best-run company Doerr had ever seen. Later, as a venture capitalist, Doerr shared Grove's brainchild with more than fifty companies. Wherever the process was faithfully practiced, it worked. In this goal-setting system, objectives define what we seek to achieve; key results are how those top-priority goals will be attained with specific, measurable actions within a set time frame. Everyone's goals, from entry level to CEO, are transparent to the entire organization. The benefits are profound. OKRs surface an organization's most important work. They focus effort and foster coordination. They keep employees on track. They link objectives across silos to unify and strengthen the entire company. Along the way, OKRs enhance workplace satisfaction and boost retention. In Measure What Matters, Doerr shares a broad range of first-person, behind-the-scenes case studies, with narrators including Bono and Bill Gates, to demonstrate the focus, agility, and explosive growth that OKRs have spurred at so many great organizations. This book will help a new generation of leaders capture the same magic. |
| futuresmart: financial literacy for middle school: Comprehensive Grant Program United States. Department of Housing and Urban Development. Office of Public and Indian Housing, 1992 |
| futuresmart: financial literacy for middle school: Smart Sensors Networks Fatos Xhafa, Fang-Yie Leu, Li-Ling Hung, 2017-06-14 Smart Sensors Networks: Communication Technologies and Intelligent Applications explores the latest sensor and sensor networks techniques and applications, showing how networked wireless sensors are used to monitor and gather intelligence from our surrounding environment. It provides a systematic look at the unique characteristics of wireless sensor networks through their usage in a broad range of areas, including healthcare for the elderly, energy consumption, industrial automation, intelligent transportation systems, smart homes and cities, and more. The book shows how sensor-networks work and how they are applied to monitor our surrounding environment. It explores the most important aspects of modern sensors technologies, providing insights on the newest technologies and the systems needed to operate them. Readers will find the book to be an entry point for understanding the fundamental differences between the various sensor technologies and their use in for different scenarios. Indexing: The books of this series are submitted to EI-Compendex and SCOPUS - Presents numerous specific use-cases throughout, showing practical applications of concepts - Contains contributions from leading experts around the globe - Collects, in one place, the latest thinking on an emerging topic - Addresses the security and privacy issues inherent in sensor deployment |
| futuresmart: financial literacy for middle school: Urban Informatics Wenzhong Shi, Michael F. Goodchild, Michael Batty, Mei-Po Kwan, Anshu Zhang, 2021-04-06 This open access book is the first to systematically introduce the principles of urban informatics and its application to every aspect of the city that involves its functioning, control, management, and future planning. It introduces new models and tools being developed to understand and implement these technologies that enable cities to function more efficiently – to become ‘smart’ and ‘sustainable’. The smart city has quickly emerged as computers have become ever smaller to the point where they can be embedded into the very fabric of the city, as well as being central to new ways in which the population can communicate and act. When cities are wired in this way, they have the potential to become sentient and responsive, generating massive streams of ‘big’ data in real time as well as providing immense opportunities for extracting new forms of urban data through crowdsourcing. This book offers a comprehensive review of the methods that form the core of urban informatics from various kinds of urban remote sensing to new approaches to machine learning and statistical modelling. It provides a detailed technical introduction to the wide array of tools information scientists need to develop the key urban analytics that are fundamental to learning about the smart city, and it outlines ways in which these tools can be used to inform design and policy so that cities can become more efficient with a greater concern for environment and equity. |
| futuresmart: financial literacy for middle school: Engineering for Sustainable Development International Centre for Engineering Education, UNESCO, 2021-03-02 The report highlights the crucial role of engineering in achieving each of the 17 SDGs. It shows how equal opportunities for all is key to ensuring an inclusive and gender balanced profession that can better respond to the shortage of engineers for implementing the SDGs. It provides a snapshot of the engineering innovations that are shaping our world, especially emerging technologies such as big data and AI, which are crucial for addressing the pressing challenges facing humankind and the planet. It analyses the transformation of engineering education and capacity-building at the dawn of the Fourth Industrial Revolution that will enable engineers to tackle the challenges ahead. It highlights the global effort needed to address the specific regional disparities, while summarizing the trends of engineering across the different regions of the world. |
| futuresmart: financial literacy for middle school: Sainted Women of the Dark Ages Jo Ann McNamara, E. Gordon Whatley, John E. Halborg, 1992-03-27 Sainted Women of the Dark Ages makes available the lives of eighteen Frankish women of the sixth and seventh centuries, all of whom became saints. Written in Latin by contemporaries or near contemporaries, and most translated here for the first time, these biographies cover the period from the fall of the Roman Empire and the conversion of the invading Franks to the rise of Charlemagne's family. Three of these holy women were queens who turned to religion only after a period of intense worldly activity. Others were members of the Carolingian family, deeply implicated in the political ambitions of their male relatives. Some were partners in the great Irish missions to the pagan countryside and others worked for the physical salvation of the poor. From the peril and suffering of their lives they shaped themselves as paragons of power and achievement. Beloved by their sisters and communities for their spiritual gifts, they ultimately brought forth a new model of sanctity. These biographies are unusually authentic. At least two were written by women who knew their subjects, while others reflect the direct testimony of sisters within the cloister walls. Each biography is accompanied by an introduction and notes that clarify its historical context. This volume will be an excellent source for students and scholars of women's studies and early medieval social, religious, and political history. |
| futuresmart: financial literacy for middle school: Bank 2.0 Brett King, 2010 The financial crisis is just beginning for retail institutions. Ninety to ninety-five per cent of bank transactions are executed electronically today. The Internet, ATMs, call centres and smartphones have become mainstream for customers. But banks still classify these as alternative channels and maintain an organisation structure where Branch dominates thinking. Continued technology innovations, Web 2.0, social networking, app phones and mobility are also stretching traditional banking models to the limit. BANK 2.0 reveals why customer behaviour is so rapidly changing, how branches will evolve, why cheques are disappearing, and why your mobile phone will replace your wallet all within the next 10 years. |
| futuresmart: financial literacy for middle school: Visions Michio Kaku, 1999-03-04 This volume collects the research of today's scientists to explore the possibilities of the science of tomorrow. Among the issues covered are how decoding DNA will allow us to alter and reshape our genetic heritage, and how quantum physicists will harness the energy of the Universe. |
| futuresmart: financial literacy for middle school: Inside the Smart Home Richard Harper, 2003-08-15 Using clear and accessible language this book examines the growing field of ‘smart technology’ for the home. The author first introduces the field before exploring the various background issues, including how the home differs from other environments. He then shows how these background issues affect the design and usability of these technologies. A detailed case study looks at the use of handheld and wearable digital technology in sheltered housing. The last section examines what it is like to live in a smart home and why they have so far failed to reach the levels of success originally predicted. Invaluable reading for anybody interested in designing smart technologies for the home. |
| futuresmart: financial literacy for middle school: Systematic Synthesis of Qualitative Research Michael Saini, Aron Shlonsky, 2012-02-01 Qualitative synthesis within the family of systematic reviews meets an urgent need to use knowledge derived from qualitative studies to inform practice, research, and policy. Despite the contingent nature of evidence gleaned from synthesis of qualitative studies, systematic synthesis is an important technique and, used judiciously, can deepen understanding of the contextual dimensions that emerge from qualitative research. This pocket guide presents an overview for planning, developing, and implementing qualitative synthesis within existing protocols and guidelines for conducting systematic reviews. The authors also explore methodological challenges, including: the philosophical tensions of integrating qualitative synthesis within the family of systematic reviews; the balance of comprehensive and iterative information retrieval strategies to locate and screen qualitative research; the use of appraisal tools to assess quality of qualitative studies; the various approaches to synthesize qualitative studies, including interpretive, integrated, and aggregative; and the tensions between the generalizability and transferability of findings that emerge from qualitative synthesis. Social work researchers, educators, and doctoral students who are interested in systematic reviews will find the step-by-step format of this book invaluable for conducting their reviews, both in the form of rapid evidence assessments and in high-quality critical reviews. |
| futuresmart: financial literacy for middle school: Renewable Energy and Sustainable Buildings Ali Sayigh, 2019-08-30 This book contains selected papers presented during the World Renewable Energy Network’s 28thanniversary congress at the University of Kingston in London. The forum highlighted the integration of renewables and sustainable buildings as the best means to combat climate change. In-depth chapters written by the world’s leading experts highlight the most current research and technological breakthroughs and discuss policy, renewable energy technologies and applications in all sectors – for heating and cooling, agricultural applications, water, desalination, industrial applications and for the transport sectors. Presents cutting-edge research in green building and renewable energy from all over the world; Covers the most up-to-date research developments, government policies, business models, best practices and innovations; Contains case studies and examples to enhance practical application of the technologies. |
| futuresmart: financial literacy for middle school: Enhancing K-12 Financial Education Louis T. Richardson, 2015 Integrating financial education throughout the K-12 experience represents a promising opportunity to reach consumers at a pivotal point in their development and their financial lives. This book provides a resource guide meant to help connect policymakers with tools, information, and insights to enhance K-12 financial education efforts. While the guide is targeted at policymakers, the guide was designed to benefit all members of the financial education community. The guides framework for advancing K-12 financial education has three main sections: laying the groundwork, building the initiative and extending the impact. A second chapter provides an overview of the financial decision-making context that consumers navigate, a review of existing efforts in the K-12 financial education field, and recommendations for advancing financial education in policy and practice. |
| futuresmart: financial literacy for middle school: Integrating Information in Built Environments Adriana X Sanchez, Keith Hampson, Geoffrey London, 2017-07-20 In an increasingly globalised built environment industry, achieving higher levels of integration across organisational and software boundaries can lead to improved economic, social and environmental outcomes. This book is the direct result of a collaborative global network of industry and academic researchers spread across nine countries as part of CIB’s (International Council for Research and Innovation in Building and Construction) Task Group 90 (TG90) Information Integration in Construction (IICON). The book provides a broad view of some of the opportunities and challenges brought by integrating information across organisational and system boundaries in the built environment industry. Chapters cover a large range of topics and are separated into three sections: resources, processes and added value. They provide a much-needed international perspective on a current global evolution in the industry and present leading original research and valuable lessons for researchers, industry practitioners, government clients and policy makers across the industry. Key features include: a broad range of topics that are not covered elsewhere in the literature; contributions from a diverse group of industry research leaders from across the globe; exemplar case studies providing real-world examples of where information integration has been a key factor for success or lack thereof has been at the root cause of failure; an analysis of future priority areas for research and development investment as well as their strategic implications for public and private decision-makers; the book will deliver innovation in best practice methodology for information sharing across disciplines and between the design, construction and asset management sectors. |
| futuresmart: financial literacy for middle school: Smart Cities Houbing Song, Ravi Srinivasan, Tamim Sookoor, Sabina Jeschke, 2017-07-12 Provides the foundations and principles needed for addressing the various challenges of developing smart cities Smart cities are emerging as a priority for research and development across the world. They open up significant opportunities in several areas, such as economic growth, health, wellness, energy efficiency, and transportation, to promote the sustainable development of cities. This book provides the basics of smart cities, and it examines the possible future trends of this technology. Smart Cities: Foundations, Principles, and Applications provides a systems science perspective in presenting the foundations and principles that span multiple disciplines for the development of smart cities. Divided into three parts—foundations, principles, and applications—Smart Cities addresses the various challenges and opportunities of creating smart cities and all that they have to offer. It also covers smart city theory modeling and simulation, and examines case studies of existing smart cities from all around the world. In addition, the book: Addresses how to develop a smart city and how to present the state of the art and practice of them all over the world Focuses on the foundations and principles needed for advancing the science, engineering, and technology of smart cities—including system design, system verification, real-time control and adaptation, Internet of Things, and test beds Covers applications of smart cities as they relate to smart transportation/connected vehicle (CV) and Intelligent Transportation Systems (ITS) for improved mobility, safety, and environmental protection Smart Cities: Foundations, Principles, and Applications is a welcome reference for the many researchers and professionals working on the development of smart cities and smart city-related industries. |
| futuresmart: financial literacy for middle school: Disruptive Technology: Concepts, Methodologies, Tools, and Applications Management Association, Information Resources, 2019-07-05 The proliferation of entrepreneurship, technological and business innovations, emerging social trends and lifestyles, employment patterns, and other developments in the global context involve creative destruction that transcends geographic and political boundaries and economic sectors and industries. This creates a need for an interdisciplinary exploration of disruptive technologies, their impacts, and their implications for various stakeholders widely ranging from government agencies to major corporations to consumer groups and individuals. Disruptive Technology: Concepts, Methodologies, Tools, and Applications is a vital reference source that examines innovation, imitation, and creative destruction as critical factors and agents of socio-economic growth and progress in the context of emerging challenges and opportunities for business development and strategic advantage. Highlighting a range of topics such as IT innovation, business strategy, and sustainability, this multi-volume book is ideally designed for entrepreneurs, business executives, business professionals, academicians, and researchers interested in strategic decision making using innovations and competitiveness. |
| futuresmart: financial literacy for middle school: Optics in Our Time Mohammad D. Al-Amri, Mohamed El-Gomati, M. Suhail Zubairy, 2016-12-12 Light and light based technologies have played an important role in transforming our lives via scientific contributions spanned over thousands of years. In this book we present a vast collection of articles on various aspects of light and its applications in the contemporary world at a popular or semi-popular level. These articles are written by the world authorities in their respective fields. This is therefore a rare volume where the world experts have come together to present the developments in this most important field of science in an almost pedagogical manner. This volume covers five aspects related to light. The first presents two articles, one on the history of the nature of light, and the other on the scientific achievements of Ibn-Haitham (Alhazen), who is broadly considered the father of modern optics. These are then followed by an article on ultrafast phenomena and the invisible world. The third part includes papers on specific sources of light, the discoveries of which have revolutionized optical technologies in our lifetime. They discuss the nature and the characteristics of lasers, Solid-state lighting based on the Light Emitting Diode (LED) technology, and finally modern electron optics and its relationship to the Muslim golden age in science. The book’s fourth part discusses various applications of optics and light in today's world, including biophotonics, art, optical communication, nanotechnology, the eye as an optical instrument, remote sensing, and optics in medicine. In turn, the last part focuses on quantum optics, a modern field that grew out of the interaction of light and matter. Topics addressed include atom optics, slow, stored and stationary light, optical tests of the foundation of physics, quantum mechanical properties of light fields carrying orbital angular momentum, quantum communication, and Wave-Particle dualism in action. |
| futuresmart: financial literacy for middle school: Strategic Latency Unleashed Zachary Davis, Frank Gac, Philip Reiner, Christopher Rager, Jennifer Snow, 2021-01-30 The world is being transformed physically and politically. Technology is the handmaiden of much of this change. But since the current sweep of global change is transforming the face of warfare, Special Operations Forces (SOF) must adapt to these circumstances. Fortunately, adaptation is in the SOF DNA. This book examines the changes affecting SOF and offers possible solutions to the complexities that are challenging many long-held assumptions. The chapters explore what has changed, what stays the same, and what it all means for U.S. SOF. The authors are a mix of leading experts in technology, business, policy, intelligence, and geopolitics, partnered with experienced special operators who either cowrote the chapters or reviewed them to ensure accuracy and relevance for SOF. Our goal is to provide insights into the changes around us and generate ideas about how SOF can adapt and succeed in the emerging operational environment. |
| futuresmart: financial literacy for middle school: The Great Misunderstanding Dave Ramsey, 2008-08-15 What's the best thing you can do with your money? How can your weath make the biggest impact? In this eye-opening lesson, Dave Ramsey reveals the mystery of The Great Misunderstanding, the mistaken belief that the way to have more money is to hold on more tightly. You'll discover how to be a good manager of your money as you learn to hold you wealth with an open hand. This new perspective will revolutionize every area of your life, as you learn what it means to be a radical giver.--Container. |
| futuresmart: financial literacy for middle school: Applied Degree Education and the Future of Work Christina Hong, Will W. K. Ma, 2020-05-16 This edited volume sets the stage for discussion on Education 4.0, with a focus on applied degree education and the future of work. Education 4.0 refers to the shifts in the education sector in response to Industry 4.0 where digital transformation is impacting the ways in which the world of work and our everyday lives are becoming increasingly automated. In the applied degree sector, significant change and transformation is occurring as leaders, educators and partners evolve smart campus environments to include blended learning, artificial intelligence, data analytics, BYOD devices, process automation and engage in curriculum renewal for and with industries and professions. This volume aims to profile and enhance the contribution of applied educational practice and research particularly in the applied degree sector and includes contributions that show case real world outcomes with students and industry as partners. This edited volume includes a wide range of topics, such as rethinking the role of education and educators; curriculum and the future of work; industrial partnership, collaboration and work integrated learning; vocational and professional practices; students, industry and professions as partners; employability skills and qualities for the 21st century world of work; innovative pedagogy and instructional design; adaptive learning technologies; and data analytics, assessment and feedback. The contributors come from different parts of the world in higher education, including, Canada, China, Finland, Germany, Hong Kong, Italy, Macau, Singapore and the United Kingdom. |
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