Advertisement
financial counselor for couples: Financial Therapy Bradley T. Klontz, Sonya L. Britt, Kristy L. Archuleta, 2014-09-10 Money-related stress dates as far back as concepts of money itself. Formerly it may have waxed and waned in tune with the economy, but today more individuals are experiencing financial mental anguish and self-destructive behavior regardless of bull or bear markets, recessions or boom periods. From a fringe area of psychology, financial therapy has emerged to meet increasingly salient concerns. Financial Therapy is the first full-length guide to the field, bridging theory, practical methods, and a growing cross-disciplinary evidence base to create a framework for improving this crucial aspect of clients' lives. Its contributors identify money-based disorders such as compulsive buying, financial hoarding, and workaholism, and analyze typical early experiences and the resulting mental constructs (money scripts) that drive toxic relationships with money. Clearly relating financial stability to larger therapeutic goals, therapists from varied perspectives offer practical tools for assessment and intervention, advise on cultural and ethical considerations, and provide instructive case studies. A diverse palette of research-based and practice-based models meets monetary mental health issues with well-known treatment approaches, among them: Cognitive-behavioral and solution-focused therapies. Collaborative relationship models. Experiential approaches. Psychodynamic financial therapy. Feminist and humanistic approaches. Stages of change and motivational interviewing in financial therapy. A text that serves to introduce and define the field as well as plan for its future, Financial Therapy is an important investment for professionals in psychotherapy and counseling, family therapy, financial planning, and social policy. |
financial counselor for couples: The Healthy Love and Money Way Ed Coambs, 2021-04-02 We learn countless ideas from our families about money. Many of them are caught and not taught. The Healthy Love & Money Way shows how our attitudes about ourselves, relationships, and money evolve from our past experiences and the attachment styles we developed as children. If you are having money fights with your significant other today, those arguments may be connected to unresolved issues from the past or methods of survival that are no longer relevant to present life. Using the latest in love and brain science, as well as anecdotes from his own evolution from an insecure attachment style to a secure one, Ed Coambs shows how healthy love and money can be achieved no matter your starting point. |
financial counselor for couples: The Art of Money Bari Tessler, 2016-06-14 MEET YOUR FINANCIAL THERAPIST: Improve your financial literary and heal your relationship with money using this 3-part framework combining mindfulness, radical self-love, and body awareness. “An exciting, important voice to the money conversation . . . at once spiritual and practical, this is the education we've been waiting for.” —Lynne Twist, author of The Soul of Money For many of us, the most challenging and upsetting relationship in our lives is with our finances—and it often brings feelings of shame or powerlessness. Enter Bari Tessler, your new financial therapist and money-savvy best friend. Her “Art of Money” program gives you the tools you need to improve your financial literary and heal your money anxiety in 3 phases: • Money Healing: Heal money shame through body-based check-ins, transformative money rituals, and by reframing your “money story”. • Money Practices: Learn to approach money as a self-care practice—with advice on values-based bookkeeping, finding financial support, and setting up helpful tracking systems. • Money Maps: Designed to evolve with you over time, the 3-Tier Money Map helps you make good money decisions and affirm your money legacy. Bari Tessler’s gentle techniques weave together mindfulness, emotional depth, big-picture visioning, and refreshingly accessible money practices. A feminine and empowering guide, The Art of Money will help you transform your relationship with money—and in doing so, transform your life. Check out The Art of Money Workbook for more insights and teachings. |
financial counselor for couples: Financial Counseling Dorothy B. Durband, Ryan H. Law, Angela K. Mazzolini, 2018-10-16 This text is a valuable new resource that we recommend for all of our professionals and are proud to incorporate as part of our AFC® certification program. With expertise representing the breadth and depth of the financial counseling profession, the content in this text provides you with a rigorous foundation of knowledge, considers critical theoretical models, and explores foundational skills of communication, self-awareness, and bias. This type of comprehensive approach aligns with our mission and vision—providing you with the foundational knowledge to meet clients where they are across the financial life-cycle and impact long-term financial capability. -Rebecca Wiggins, Executive Director, AFCPE® (Association for Financial Counseling and Planning Education®) This timely volume presents a comprehensive overview of financial counseling skills in accessible, practical detail for readers throughout the career span. Expert financial counselors, educators, and researchers refer to classic and current theories for up-to-date instruction on building long-term client competence, working with clients of diverse backgrounds, addressing problem financial behavior, and approaching sensitive topics. From these core components, readers have a choice of integrated frameworks for guiding clients in critical areas of financial decision-making. This essential work: · Offers an introduction to financial counseling as a practice and profession · Discusses the challenges of working in financial counseling · Explores the elements of the client/counselor relationship · Compares delivery systems and practice models · Features effective tools and resources used in financial counseling · Encourages counselor ethics, preparedness, and self-awareness A standout in professional development references, Financial Counseling equips students and new professionals to better understand this demanding field, and offers seasoned veterans a robust refresher course in current best practices. |
financial counselor for couples: Financial Recovery Karen McCall, 2011-03-21 After healing her own unhealthy relationship with money, and transforming her financial disaster into prosperity and security, Karen McCall created a recovery program she has now used for more than twenty years to help individuals, couples, and businesses large and small. In the midst of her money troubles, she saw a need for something other than financial planners, accountants, and credit counselors. These experts could tell her what she should be doing differently, but she needed someone to help her understand the underlying causes of chronic, self-defeating overspending and credit card debt, underearning, and low or no savings. To save herself, she created practical, holistic tools that address these sources of pain and shame. McCall’s program supports people as they uncover their deep-seated attitudes about money; provides simple, step-by-step tools for healing areas of physical, emotional, and spiritual deprivation; and teaches skills and strategies for experiencing lasting personal and financial fulfillment even in the midst of economic challenges and reversals. |
financial counselor for couples: Nine Steps to Financial Freedom Suze Orman, 2000 Suze Orman has transformed the concept of personal finance for millions by teaching us how to gain control of our money -- so that money does not control us. She goes beyond the nuts and bolts of managing money to explore the psychological, even spiritual power money has in our lives. The 9 Steps to Financial Freedom is the first personal finance book that gives you not only the knowledge of how to handle money, but also the will to break through all the barriers that hold you back. Combining real-life recommendations with the motivation to overcome financial anxieties, Suze Orman offers the keys to providing for yourself and your family, including: * seeing how your past holds the key to your financial future * facing your fears and creating new truths * trusting yourself more than you trust others * being open to receiving all that you are meant to have * understanding the lessons of the money cycle The 9 Steps to Financial Freedom is useful advice and inspiration from the leading voice in personal finance. As Orman shows, managing money is far more than a matter of balancing your checkbook or picking the right investments. It's about redefining financial freedom -- and realizing that you are worth far more than your money. |
financial counselor for couples: The Financial Anxiety Solution Lindsay Bryan-Podvin, 2020-02-18 Discover how to overcome money stress, make smarter money moves, and find financial freedom with this life-changing interactive guide! Most adults today experience some degree of anxiety. In the United States alone, 51% of adults report feeling anxious. And what is one of the top causes of this chronic anxiety? Money. Financial anxiety is ranked #2 in terms of what is stressing Americans out. And the more anxious a person is about money, the less likely they are to take action toward improving their financial health. Hitting a little close to home? Now that your heart rate is up, here’s the good news—anxiety is treatable and financial literacy is easier than you think. The Financial Anxiety Solution will show you how to conquer money-related stress and take control of your financial life. Inside, you’ll find: Cognitive behavioral therapy (CBT) techniques for developing anxiety coping skills Interactive quizzes to help identify “pain points” of stress Journal prompts to help work through money-related thoughts and feelings Mindfulness exercises to help calm a worried mind Popular money-management techniques that can help turn the page on financial anxiety The Financial Anxiety Solution takes you step by step through helpful exercises and strategies to understand the sources of anxiety, apply coping skills to address anxiety symptoms, and prepare to tackle your financial worries. |
financial counselor for couples: Starting Out Right Larry Burkett, 2015 A financial guide for young couples with a biblical basis. |
financial counselor for couples: The Couple's Guide to Love and Money Jonathan Rich, 2003-02-09 We all have expectations about how to spend money, where it should come from, how much is needed for financial security, how important it is, and whether or not we can trust other people to be responsible about money. When these expectations come up against a partner's competing ideas, serious trouble can result. Money conflict is, after all, the most common factor cited as grounds for divorce. This practical and insightful guide helps you and your partner understand your individual money personalities. Its techniques will teach you to successfully negotiate and communicate about money, merge your money management styles, and implement the right money management techniques to achieve financial freedom together. |
financial counselor for couples: How to Give Financial Advice to Couples: Essential Skills for Balancing High-Net-Worth Clients' Needs Kathleen Burns Kingsbury, 2013-09-06 DISCOVER the SECRETS to ATTRACTING and RETAINING AFFLUENT COUPLES Fact: A startling 70 percent of widows fire the couple's financial advisor within one year of the death of their spouse--the main reason being that the advisor had failed to develop a trusting relationship with both partners. You can be the exception by developing the essential skills needed to be a couplefriendly advisor. And Kathleen Burns Kingsbury, a leading wealth psychology expert, shows you exactly how to develop these skills. How to Give Financial Advice to Couples teaches you how to avoid common traps like subtly siding with one member of the couple, failing to plan adequately with both partners, and sidestepping difficult financial conversations for fear of upsetting the wealth creator. A leading wealth psychology expert, Kathleen Burns Kingsbury reveals everything you need to know about the psychology of couples in order to serve them better. Along the way, she offers specific tips and techniques for managing the challenges inherent in advising traditional and nontraditional couples. Kingsbury reveals: The top myths about couples and money The five tenets of couple dynamics and how they unfold in your office Strategies for encouraging the nondominant partner to speak up in meetings Techniques for facilitating financial conversations and mediating differences Tips for empowering couples to raise financially intelligent children You'll learn how to develop and articulate your couple's philosophy to establish expertise and credibility, how your couple's mindset impacts your work, and how being a couple-friendly advisor will set you apart from the competition. This one-of-a-kind handbook is the key to unlocking the secrets to attracting and retaining high-net-worth couples now and after difficult life transitions. How to Give Financial Advice to Couples gives you the expert insight and proven tools for navigating the unique dynamics of two people planning for their financial future. Why do 70 percent of widows fire their financial advisor upon the passing of their husbands? Kathleen Burns Kingsbury provides the answer. Providing financial advice to couples is a primary skill that has been overlooked in this profession for too long. Whether or not you hearken to Kathleen’s insights will have a profound impact on your business, for better or for worse, for richer or for poorer. -- Mitch Anthony, author of The New RetireMentality A must-read text for financial advisors to help them build and grow their practices. Kingsbury's advice will transform the way you work with your coupled clients, making for more satisfying and prosperous advisory relationships. -- Eleanor Blayney, Consumer Advocate for CFP Board There are four things we were all taught never to talk about: Sex, Politics, Religion, and Money. When it comes to money, the one place where these conversations MUST happen is in your office. That's why you need to read this book--for its insights into how you can help couples start talking about money! -- Carl Richards, author of The Behavior Gap |
financial counselor for couples: Heal Your Relationship with Money Kara Stevens, 2018-04-04 All of us have a money story. A story that we tell ourselves about what we can afford, what we should buy, why we shouldn't spend, and about the real power of money. But many of us never examine these money stories, which are the same stories that keep us living in chronic cycles of binge spending, money hoarding, and financial amnesia for our whole adult lives. These forms of financial dysfunction cripple us, erode our confidence, and leave us burdened by guilt, shame, and anxiety. They threaten to leave us financially and emotionally bankrupt if we don't learn how to break free from the chaos and heal our relationship with money for good. Fortunately, our relationship with money does not have to be a major source of stress in our lives. In fact, our relationship with money can actually be a source of joy and provide us with peace of mind once we learn how to care of it, listen to it, and respond to the messages it sends to us. heal your relationship with money guides you through 28 days of money lessons, financial introspection, and daily lifework to help you examine your financial past and connect with your true financial voice. The spiritual tools and financial guidance of heal your relationship with money allow you to rewrite your money narrative so it empowers you and transforms how you relate to your money life. |
financial counselor for couples: Emotional Currency Kate Levinson, Ph.D., 2011-04-12 Every day, women face new challenges that come with having control over, and responsibility for, their financial lives. Sometimes exciting, sometimes frightening, these issues always have an emotional side. Author and psychotherapist Dr. Kate Levinson offers fresh approaches to navigating the astonishing range of beliefs about the role of money in our lives, coming to terms with our feelings about being “rich” or “poor,” and exploring our inner money life so that we can put our feelings to work for us in a positive way. By understanding our intimate history and relationship with money we are better able to handle our money anxieties, solve our money problems, enjoy the money we have, and make room for other, more meaningful values. |
financial counselor for couples: Adult ADHD-Focused Couple Therapy Gina Pera, Arthur L. Robin, 2016-01-08 Since ADHD became a well-known condition, decades ago, much of the research and clinical discourse has focused on youth. In recent years, attention has expanded to the realm of adult ADHD and the havoc it can wreak on many aspects of adult life, including driving safety, financial management, education and employment, and interpersonal difficulties. Adult ADHD-Focused Couple Therapy breaks new ground in explaining and suggesting approaches for treating the range of challenges that ADHD can create within a most important and delicate relationship: the intimate couple. With the help of contributors who are experts in their specialties, Pera and Robin provide the clinician with a step-by-step, nuts-and-bolts approach to help couples enhance their relationship and improve domestic cooperation. This comprehensive guide includes psychoeducation, medication guidelines, cognitive interventions, co-parenting techniques, habit change and communication strategies, and ADHD-specific clinical suggestions around sexuality, money, and cyber-addictions. More than twenty detailed case studies provide real-life examples of ways to implement the interventions. |
financial counselor for couples: Smart Couples Finish Rich, Canadian Edition David Bach, 2009-03-20 Canadian Edition, revised and updated From first-time newlyweds to people on their second marriage, couples face an overwhelming task when it comes to money management. Internationally renowned financial advisor and bestselling author David Bach knows that it doesn’t have to be this way. In Smart Couples Finish Rich, he provides couples with easy-to-use tools that cover everything from credit-card management to investment advice to long-term care. From this updated, newly revised Canadian edition, couples will learn how to work together as a team to identify their core values and dreams, and to create a financial plan that will allow them to achieve security, provide for their family’s future financial needs, and increase their income. |
financial counselor for couples: The Billionaire Buddha Jane Monica-Jones, 2019-05-21 Finally ... Financial Therapy for your bank balance! There is a ‘collective secret’ that says, we should all have a good handle on money as we grow into adulthood. Yet we are generally never taught about managing money let alone how our individual psychology may affect our relationship with it. Money is one of the most profound relationships in our lives. Of which most of us we have not received true guidance, support and any profound understanding of how money can and will trigger our emotional landscape. The Billionaire Buddha repairs this often broken relationship and builds a sense of inner security beyond what is happening to us financially. From here we grow in trust in ourselves, to provide all that we need in our lives. The Billionaire Buddha is a step by step guide to understanding our unique relationship with money. It uncovers the hidden drives, beliefs and behaviours that make us stress about money • under manage our money • compulsively spend • makes us envious of other’s wealth • overwork or underearn • have crazy debt • stress about our mortgage • can't save or budget • gamble heavily • makes us afraid to take some financial risk • make bad investments • fixate on money and manifesting • believe our self-worth is affecting our net-worth • argue with our partner about money • fear for our retirement • believe our level of money is a definition of our value as a human being • make us feel like we are constantly striving but only surviving • beat ourselves up for not being richer and, and, and the rest! In this therapeutic book we unpack at our early upbringings (our Attachment Relationships) with money and how this has laid the foundation of how we relate to our finances. Through the Billionaire Buddha 28 Day Challenge, we analysis our specific relationship with money, deconstruct our beliefs and behaviours and ultimately build a healthy foundation, that serves both the self and our bank balance. Most ‘money books’ are Financial Education tools - providing knowledge, skills, aptitude and educational resources to take more control over our economic lives. The Billionaire Buddha is about Economic Empowerment. Improving the attitudes, behaviours, beliefs, triggers, recovery from financial trauma, resilience and psychological well being in order to take more control over our economic lives. When one feels Economically Empowered… they feel they have the capability and capacity to improve their financial well being • are better able to have control over their day-to-day, month to-month finances • they are less vulnerable to economic abuse • have more psychological capacity to absorb financial shock • they have the psychological resilience to recover from financial trauma • their belief in their ability to achieve financial self-efficacy increases • are able to model and teach their children about Economic Empowerment • are better able to focus and stay on track to meet financial goals. Plus, most ‘money book’ educational strategies work if you have the same temperament, personality, disposition risk profile or circumstances as the author. This book is designed so that you, the reader discovers what your unique money psychology is … and then get that working for you, financially. The Billionaire Buddha covers the big subjects… Money & Pain - Money & Shame - Money & Power - Money & The Saboteur Jane Monica-Jones is a Psychotherapist, Financial Therapist and Financial Counsellor. She believes money is one of the most profound relationships in our lives. For most of us, we have received little or no true guidance, support and any profound understanding of how money can and will trigger our psychological and emotional landscape. Through Jane’s work she seeks to repair this often broken relationship and builds a sense of inner security beyond what is happening to us financially. From here we develop trust in ourselves to provide all that we need in our lives — to go beyond surviving to thriving. |
financial counselor for couples: Money Before Marriage Larry Burkett, Michael Eugene Taylor, 1996 Are you off to a good start financially in your marriage? She's a shopaholic and he's a tightwad. Or he's a spendthrift and she's a penny-pincher. Are their marriages doomed to fail? Should they even marry at all? It's been said that the two most destructive problems in a marriage are mismanagement of money and poor communication. In this financial book, Money Before Marriage, Larry Burkett disarms these powerful threats by summarizing the key insights of wise money management. Learn how to avoid the most common financial and communication pitfalls experienced by thousands of newlyweds by: Applying to your marriage what God's Word says about finances Discovering the practical aspects of managing your personal finances Answering the tough questions relating to debt, credit card use, life insurance needs, and separate bank accounts Preparing your new family's first budget Let Larry Burkett help you to smooth out the bumps in your marriage before they start. The prudent sees evil and hides himself, but the naive go on, and are punished for it. -- Proverbs 22:33 |
financial counselor for couples: Saving Your Marriage Before It Starts Les Parrott, Leslie Parrott, 2015-10-27 OVER ONE MILLION COPIES SOLD! With this updated edition of their award-winning book, Drs. Les and Leslie Parrott help you launch lifelong love like never before. This is more than a book--it's an experience, especially when you use the his/her workbooks filled with more than 40 fun exercises. Get ready for deeper intimacy with the best friend you'll ever have. Saving Your Marriage Before It Starts, which has been translated into more than 15 languages, is the most widely used marriage prep tool in the world. Why? Because it will help you . . . Uncover the misbeliefs of marriage Learn to communicate with instant understanding Discover the secret to resolving conflict Master the skills of money management Get your sex life off to a great start A compelling video, featuring real-life couples, is available, and with this updated edition, Les and Leslie unveil the game-changing SYMBIS Assessment. Now you can discover how to leverage your personalities for a love that lasts a lifetime. Make your marriage everything it is meant to be. Save your marriage--before (and after) it starts. |
financial counselor for couples: It's Your Money Karen McCall, 2000 This guide offers simple strategies and plenty of space for tracking expenses and creating a monthly and annual spending plan to develop a better relationship with money. Formatted as a workbook with spiral binding. |
financial counselor for couples: Money Harmony Olivia Mellan, 1995-04-01 Money is a primary source of conflict for many couples. In this acclaimed book, a psychotherapist and business consultant in the field of money conflict resolution guides readers through the money minefield, demystifying the emotional roots of money issues through her unique exercises, dialogues, and communications techniques. |
financial counselor for couples: Fierce Marriage Ryan Frederick, Selena Frederick, 2018-04-17 Ryan and Selena Frederick were newlyweds when they landed in Switzerland to pursue Selena's dream of training horses. Neither of them knew at the time that Ryan was living out a death sentence brought on by a worsening genetic heart defect. Soon it became clear he needed major surgery that could either save his life--or result in his death on the operating table. The young couple prepared for the worst. When Ryan survived, they both realized that they still had a future together. But the near loss changed the way they saw all that would lie ahead. They would live and love fiercely, fighting for each other and for a Christ-centered marriage, every step of the way. Fierce Marriage is their story, but more than that, it is a call for married couples to put God first in their relationship, to measure everything they do and say to each other against what Christ did for them, and to see marriage not just as a relationship they should try to keep healthy but also as one worth fighting for in every situation. With the gospel as their foundation, Ryan and Selena offer hope and practical help for common struggles in marriage, including communication problems, sexual frustration, financial stress, family tension, screen-time disconnection, and unrealistic expectations. |
financial counselor for couples: Couples Money Marlow Felton, Chris Felton, 2011-08-13 Review: One of the best money management books for couples! Money is a leading cause of divorce, and many couples think they are alone with their financial struggles, or have given up. Marlow and Chris have the stories to prove they are NOT alone! Couples Money discusses the financial dynamic of a partnership from the perspective of a married couple in the financial services industry. After seeing the financial reality of thousands of couples of all walks of life, they felt they must share their insights to what they believe is the cure for financial cancer. Marlow and Chris also share their personal story of financial transformation and how they got on the same page. Couples Money shares life changing insight with easy to follow action steps any couple can follow. This is a must read for any couple looking to improve their financial situation and the quality of their relationship. Preview one of the best money management books for couples by clicking on the cover of Couples Money |
financial counselor for couples: Exaholics Lisa Marie Bobby, 2016-02-10 Severing a cherished relationship is one of the most painful experiences in life—and cutting those emotional ties to a loved one can feel almost like ending an addiction. Up till now, people recovering from other problems were able to get real help—like AA and rehab—while those struggling in the aftermath of traumatic breaks dealt with platitudes and friends insisting they should get over it already. But now Exaholics Anonymous treats getting over an ex like kicking a chemical habit. Written by counselor and therapist Dr. Lisa Bobby, Exaholics offers meaningful support and advice to anyone trapped in the obsessive pain of a broken, or dying, attachment. She helps the brokenhearted heal, showing them, on a deep level, how to develop a conceptual framework for their experience, understand the emotional processes at work inside themselves, find the path to recovery, and free themselves of shame, injured ego, and remorse. In-depth case studies of others' journeys will illuminate the way to future happiness. |
financial counselor for couples: Bad with Money Gaby Dunn, 2019-01-01 “Humorous and forthright...[Gaby] Dunn makes facing money issues seem not only palatable but possibly even fun....Dunn’s book delivers.” —Publishers Weekly The beloved writer-comedian expands on his popular podcast with an engaging and empowering financial literacy book for Millennials and Gen Z. In the first episode of his Bad With Money podcast, Gaby Dunn asked patrons at a coffee shop two questions: First, what’s your favorite sex position? Everyone was game to answer, even the barista. Then, she asked how much money was in their bank accounts. People were aghast. “That’s a very personal question,” they insisted. And therein lies the problem. Dunn argues that our inability to speak honestly about money is our #1 barrier to understanding it, leading us to feel alone, ashamed, and anxious, which in turns makes us feel even more overwhelmed by it. In Bad With Money, he reveals the legitimate, systemic reasons behind our feeling of helplessness when it comes to personal finance, demystifying the many signposts on the road to getting our financial sh*t together, like how to choose an insurance plan or buy a car, sign up for a credit card or take out student loans. He speaks directly to her audience, offering advice on how to make that #freelancelyfe work for you, navigate money while you date, and budget without becoming a Nobel-winning economist overnight. Even a topic as notoriously dry as money becomes hilarious and engaging in the hands of Dunn, who weaves his own stories with the perspectives of various comedians, artists, students, and more, arguing that—even without selling our bodies to science or suffering the indignity of snobby thrift shop buyers—we can all start taking control of our financial futures. |
financial counselor for couples: Conscious Spending for Couples Deborah Knuckey, 2003-04-16 Praise for CONSCIOUS SPENDING FOR COUPLES Deborah Knuckey's book should be included in every couple's wedding registry. Conscious Spending for Couples will help newlyweds, couples, and families to understand what is needed to be on top of their financial game plan, and gives easy, creative, and hands-on advice on how to work as a team to achieve financial success. She does an excellent job of showing why money is such a point of contention for many couples, yet provides plenty of anecdotes and solutions to help every couple find their financial bliss. -Don M. Blandin, President, American Savings Education Council (www.ASEC.org), creators of the Choose to Save program (www.ChooseToSave.org) Deborah Knuckey's book helps couples deal with money in an emotionally intelligent way. She links critical communication skills with good money management in an inspiring, easy-to-read guide. -John Gray, PhD Author of Men Are from Mars, Women Are from Venus Conscious Spending for Couples is a must-read for couples who want to make their money work for them. This book shows readers how to use simple money management concepts to improve their financial well-being. In addition to financial advice, Conscious Spending for Couples addresses the emotional money issues that often keep couples from reaching their financial goals and enjoying their relationship. -Kelvin Boston, host of PBS's Moneywise and author of Smart Money Moves for African Americans Conscious Spending for Couples is a must-read for those pondering marriage, newlyweds who've already taken the plunge, and old fogies already sitting on the porch in rocking chairs. A powerful underlying message of Deborah Knuckey's book is that respect between two people is necessary to have a functional relationship around money. She leaves no stone unturned, covering everything from why it's important for couples to stay debt-free to how NOT to argue about money. -Juliette Fairley, author of Cash in the City: Affording Manolos, Martinis, and Manicures on a Working Girl's Salary |
financial counselor for couples: Facilitating Financial Health Brad Klontz, Rick Kahler, 2016 With the newly revised 2nd Edition, Facilitating Financial Health remains a one-of-a-kind publication that bridges the gap between financial planners and mental health practitioners. The authors, two mental health professionals and a CFP(R)-designated financial planner, pioneered the use of tools that help clients build healthy relationships with money. This concise yet comprehensive Guide enables financial planning and mental health practitioners to effectively integrate tools from the fields of psychotherapy, life coaching, and financial planning as they help their clients change destructive financial behaviors. Facilitating Financial Health, 2nd Edition will enable you to: -Address your clients' money-driven problems, from both financial planning and mental health perspectives -Learn the best techniques and recognize when to call in help from outside your field when dealing with clients' financial issues -Focus on both interior (emotional and intangible aspects of money) as well as exterior (the tangible nuts and bolts of financial planning) financial health topics -Explore Money Scripts - beliefs about money commonly held by clients, financial planners, and therapists that can lead to destructive financial habits -More effectively work with individuals and couples on difficult financial health topics In addition to everything that made the 1st Edition so popular, this new 2nd Edition delivers these enhancements: -Modern counseling tools are presented with references to updated research and publications for both financial planning and mental health professionals -A more comprehensive description of Money Scripts - beliefs that hamper clients' abilities to make sound financial planning decisions -Updated ethical information, including references to new CFP(R) ethical guidelines -A newly enhanced chapter on creating an integrated financial practice -New tools for working with couples, including tips on working with nontraditional and unmarried couples -Content that has been enhanced by readers about the kinds of money-driven relationship issues that are the most commonly seen by planners and clients alike |
financial counselor for couples: The SAGE Encyclopedia of Marriage, Family, and Couples Counseling Jon Carlson, Shannon B. Dermer, 2016-09-15 The SAGE Encyclopedia of Marriage, Family and Couples Counseling is a new, all-encompassing, landmark work for researchers seeking to broaden their knowledge of this vast and diffuse field. Marriage and family counseling programs are established at institutions worldwide, yet there is no current work focused specifically on family therapy. While other works have discussed various methodologies, cases, niche aspects of the field and some broader views of counseling in general, this authoritative Encyclopedia provides readers with a fully comprehensive and accessible reference to aid in understanding the full scope and diversity of theories, approaches, and techniques and how they address various life events within the unique dynamics of families, couples, and related interpersonal relationships. Key topics include: Assessment Communication Coping Diversity Interventions and Techniques Life Events/Transitions Sexuality Work/Life Issues, and more Key features include: More than 500 signed articles written by key figures in the field span four comprehensive volumes Front matter includes a Reader’s Guide that groups related entries thematically Back matter includes a history of the development of the field, a Resource Guide to key associations, websites, and journals, a selected Bibliography of classic publications, and a detailed Index All entries conclude with Further Readings and Cross References to related entries to aid the reader in their research journey |
financial counselor for couples: ADD and Your Money Karl Klein, Stephanie Moulton Sarkis, 2009-12-02 When you have attention-deficit disorder (ADD), you don't spend money like most other people. Past-due bills and impulsive spending can throw your finances into turmoil, and because these financial pitfalls are directly related to your ADD symptoms, they can seem impossible to overcome. The good news is that it is possible to get ADD-related financial disorganization under control and begin to enjoy a more stable relationship to your money. ADD and Your Money will show you how. This friendly guide, written with your ADD in mind, includes information on everything you need to know about managing your finances and staying in control. With this book as your guide, you will learn to: • Keep track of your bills • Create a budget that works • Get debt under control • Find ADD-friendly bank services • Plan around your splurges • Make time-management a priority If you're ready to start focusing on your future financial success, this book can help you start making lasting changes today. |
financial counselor for couples: Money Problems, Marriage Solutions Chuck Bentley, Ann Bentley, 2017-09-05 It’s not just about the money... Arguments about money are by far the top predictor of divorce, says Sonya Britt, a professor at Kansas State University. “It's not children, sex, in-laws, or anything else. It's money—for both men and women. Satan seeks every means possible to destroy marriages, and creating conflict around finances is one of his favorite tactics. But there is more to money problems than not sticking to the budget. Chuck and Ann Bentley reveal the underlying issues of financial and relational discord—and show how it robs couples of joy, intimacy, and marital satisfaction. Money Problems, Marriage Solutions presents seven keys to peace in marriage and helps couples unite and conquer to resolve financial issues together. Through real-life stories, a solid foundation from Scripture, and practical steps for application, this book gives a plan for getting back on the same team. Here is a clear and lasting way forward for couples struggling with money problems. |
financial counselor for couples: Thriving in Love and Money Shaunti Feldhahn, Jeff Feldhahn, 2020-03-03 Over 90 percent of couples experience some level of tension around money. In fact, money issues are the number one stressor in relationships. So many books try to fix the surface problems, such as how to budget and what to prioritize when it comes to finances, but the issues go much deeper than just a simple spreadsheet. How do men and women view money differently? What do most couples fight about? How can they get on the same page? What questions should men/women ask their significant others before marriage? There are emotional and spiritual components to finances that most couples ignore. How can you agree on a budget if you disagree with each other on the basic purpose of money? Thriving in Love and Money is based on original research Shaunti and Jeff Feldhahn have conducted to get to the heart of these issues. And just as they did with their bestselling books For Women Only and For Men Only, they will use this research to provide the answers and insights you need to break the tension and provide the unity you're looking for. Let this book deepen your understanding of each other, leading to clear communication, peace as a couple, and better financial decision-making. Also available: video curriculum and workbook. |
financial counselor for couples: Financial Peace Dave Ramsey, 2002-01-01 Dave Ramsey explains those scriptural guidelines for handling money. |
financial counselor for couples: Sharing Your Heart, Sharing Your Treasure Russell Baxter, Jr., 2018-12-21 Money strains marriages on a daily basis and creates a toxic atmosphere in our homes. Many couples avoid conversations that they need to have with the hopes of maintaining the peace. Russell walks you through how to use money as a tool to better know yourself and your spouse. He guides you through the deeper emotional connections we have with money and provides a language to share your heart with more clarity. Sharing Your Heart, Sharing Your Treasure offers a structure to help navigate the messy conversations that tend to go along with money. |
financial counselor for couples: The Art of Money Workbook Bari Tessler, 2022-06-07 The first-of-its-kind workbook that uses three easy steps to repair your relationship with money, from financial therapist Bari Tessler. Few things in life can feel as stressful and daunting as money and finances—get ready for that to change. The Art of Money Workbook offers an empowering new framework to create sustainable change and strengthen your relationship with money. Tessler offers a program that integrates practical financial tools with supportive somatic practices to bring more compassion, honesty, and awareness to your relationship with money. Her three-phase process—Money Healing, Money Practices, and Money Maps—will help you make choices that reflect your values, become aware of spending patterns, and create new financial habits. This workbook offers self-reflective exercises and tools that will encourage you to write your own money memoir, set regular money dates (with yourself and/or your partner), and plan for the future. Bari Tessler is a warm, compassionate guide with a Masters Degree in Somatic Psychology—and for over twenty years, her Art of Money methodology has helped thousands of people understand and navigate their financial life. Her gentle encouragement and practical tools will offer you new avenues for creativity and joy with an abundance of support. |
financial counselor for couples: The Good Marriage: How and Why Love Lasts Judith Wallerstein, 2019-08-09 When it first appeared in 1995, The Good Marriage became a best-seller. It offers timeless clues to the secret of happy, long-lasting marriages. Based on a groundbreaking study of fifty couples who consider themselves happily married, psychologist Judith Wallerstein presents the four basic types of marriage — romantic, rescue, companionate, and traditional — and identifies nine developmental tasks that must be successfully undertaken in a “good marriage” — separation from the family of origin, up-and-down vicissitudes of early years, children, balance of work and home, dealing with infidelities, and more. The men and women Wallerstein interviewed readily admit that even the best relationship requires hard work and continuing negotiation, especially in the midst of societal pressures that can tear marriages apart. But they also convey an inspirational message, for almost all of them feel that their marriage is their single greatest accomplishment. The Good Marriage explains why, and its lively mix of storytelling and analysis will challenge every couple to think in a profoundly different way about the most important relationship in their lives. “Should be required reading for all who are interested in marriage.” — W. Walter Menninger “Should prove a lifesaver for many couples.” — Publishers Weekly “Will enrich the sparse literature on happy marriages.” — USA Today “One of the nice things about The Good Marriage is its modesty. It doesn’t pretend to offer a philosophy or even a lecture on marriage. It takes no position on the ideologically charged issues of women’s marital roles and status. Equally important, it ignores the two most common ways of talking about marriage — as a contract negotiated between two equal parties and as the pathway to individual fulfillment. For this reason it is refreshingly free of ‘rights’ talk and therapy talk. Indeed, Wallerstein places much more emphasis on the development of good judgment and a moral sense than on the acquisition of effective communication or negotiation skills.” — Barbara Dafoe Whitehead, The Atlantic “A lagniappe to enduring couplehood... The strength of this study is that Ms. Wallerstein, a gifted interviewer, persuades the couples to reveal their interior lives in rich, explicit detail.” — Susan Jacoby, The New York Times Book Review “Written in a masterful style that often reads like the best popular fiction... Wallerstein and Blakeslee again combine their substantial talents... deftly and entertainingly exploring the foundations of good marriages.” — Tara Aronson, San Francisco Examiner & Chronicle “Groundbreaking.” — Boston Globe “This is a wonderfully readable and immensely valuable book, full of wise and original insights about the many, many roads to marital happiness.” — Judith Viorst “With wisdom, humor, and sympathetic understanding, Judith Wallerstein helps us recognize and rediscover the good marriage... lucid, psychologically sophisticated, and generously wise.” — David Blankenhorn, Newsday “Historically informative as well as profoundly wise psychologically.” — Joan M. Erikson “For a long time, as a Rabbi, I’ve been using The Good Marriage, by the late Judith Wallerstein... in my pre-marital counseling. She provides... amazingly helpful insights [which] open up conversations and lead couples to think much more deeply about what they are getting themselves into — and what they might need to do to keep their marriages strong.” — Rabbi Carl M. Perkins “A welcome addition to the field of literature on contemporary marriage... The style [is] clear, concise, sensitive and, occasionally, personal. Her personal additions... add warmth, emotional consciousness, and greater insight into what makes individuals and couples happy in their relationships. This book has value for the many audiences interested in relational theory that want to approach relationships from a realistic and positive perspective.” — Nancy Williford, Clinical Social Work Journal “In The Good Marriage, Wallerstein’s new study of 50 married couples offers affirmation that the process of marriage itself presents a vehicle for transformation... A best-selling author, Wallerstein employs a thoughtful, nonaggressive style that appeals to the general public. Wallerstein has performed an invaluable service in The Good Marriage.” — Elizabeth M. Tully, M.D., Journal of Academy of Child and Adolescent Psychiatry “Solid... impressive... Those interested in social policy should be pleased that so well-respected a liberal academic as Ms. Wallerstein has written a book that celebrates marriage and points the way toward restructuring it.” — Wall Street Journal “With extraordinary skill and compassion Wallerstein and Blakeslee take us inside the lives of fifty American couples and find that a good marriage still provides the best framework for enduring love and intimacy.” — Sylvia Ann Hewlett “A very appealing book... clearly written and clearly thought out.” — Library Journal “Wallerstein’s major contribution is not about how and why love lasts, but about how and why love develops. It is in such a context, less idyllic, but more realistic, that the book will prove to be a lasting contribution.” — Readings: A Journal of Reviews and Commentary in Mental Health |
financial counselor for couples: How to Heal Financial Anxiety Michele Paiva, 2021-07-14 Are you tired of feeling stressed over money? Do you feel financially humiliated instead of confidently happy? Have you had an abuser or narcissist in your past that stole your joy and your sense of security? When your finances suffer, your entire life suffers from your health and relationships to education and opportunities. Planning for the future seems pointless when you are drowning in debt. Your habits, patterns of thought, and behaviors, including your money and mind connection, are often handed down through generations and neuroplastic changes in the brain due to childhood stress and trauma. Then, there are social stigmas also causing negative neuroplastic changes. It is not your fault! The good news is that all of this can be cleared up fairly easily with targeted actions and awareness. ⚠ When you feel overwhelmed by your finances or lack thereof, you are more apt to feel anxious, depressed, reach for junk food, or attract toxic people, all of which only create more problems. ⚠ You feel like you are living in a heavy cloak of vulnerability, scarcity, deprivation, stress, and shame. You don't deserve that. Is this you? Maybe you've tried to dig yourself out. by yourself. Or, you've tried to read the get out of debt books promising credit repair, a debt-free journey, investment, and personal finance secrets but ended up being full of fluff. Maybe you have flipped through pages of unrelatable books by celebrities or heiresses to fortunes. You are in luck. I won't insult you with another cookie-cutter method and... I'm not a debutante. What you do need is to stop feeling broke and broken and to trust yourself. Finally, a comprehensive science-based financial solution is here. You will experience ✓Bite-sized activities ✓An easy-to-follow format You'll embark on a journey of self-awareness and self-value toward more self and net-worth, and it's even customizable to your personal needs and goals. No more feeling stressed over money or your life, it's time to be fiscally-fearless and emotionally free. What you will receive: ✓ A deeply therapeutic experience for your feelings and finances ✓Over 60 neuroscience-based activities to explore ✓ A complimentary downloadable pdf workbook to take you through the year ✓ A weekly support group that is email-based, to sustain your financial healing process so you never feel alone. ✓ Invites to discounted and complimentary workshops and events, including facilitator training and certification. ♥ Heal financial anxiety, today. Grab the book and join the community. ABOUT THE AUTHOR Michele Paiva is a licensed psychotherapist with 30 years of experience, and a sought-after expert in trauma, neuromarketing, and finance therapy by the media. She's been featured in Oprah magazine, Vogue, Forbes, The Washington Post, USA Today, and speaker at the American Marketing Association, several universities, and many organizations. |
financial counselor for couples: Helping Couples on the Brink of Divorce William Joseph Doherty, Steven Michael Harris, 2017 This book presents a five-session protocol for distressed couples to learn about what has happened to their relationship and each person's contributions to the problems, with the goal of clarifying a direction for their marriage |
financial counselor for couples: Facilitating Financial Health Brad Klontz, Rick Kahler, Ted Klontz, 2008-05 This new guide presents a new model for helping clients achieve balanced and healthy financial lives- called integrated financial planning. It combines the interior, emotional aspects of finance with exterior financial knowledge and provides the advisor with an expanded set of tools for working with clients to create and maintain financial health. Facilitating Financial Health integrates the fields of psychotherapy, coaching, and financial planning, equipping financial professionals with techniques to enhance their effectiveness by working with both the exterior and interior aspects of a client s financial health. Integrated financial planning encourages you to think beyond the traditional boundaries of your practice and to serve clients far more effectively. Includes a Decision Tree with guidelines for deciding when it is appropriate for planners to work with client's interior issues themselves and when it is appropriate to refer clients to or partner with coaches or therapists. Praise for Facilitating Financial Health This is an essential handbook written by some of the most experienced and eloquent experts in the new field of Integrated Financial Planning. Reading Facilitating Financial Health is like taking a multi-day workshop with master facilitators. Each chapter contains fresh insights into client challenges and practical how-to s for facilitating positive change. Susan Bradley, CFP Founder of the Sudden Money Institute Facilitating Financial Health provides the knowledge, tools, and guidelines needed to be a catalyst of positive change. I highly recommend this book. Carol Anderson, M.S. Founder and President, Money Quotient Facilitating Financial Health is a book to help the helpers financial professionals, debt counselors, life coaches and psychotherapists to help their clients. Richard Trachtman, Ph.D. Director, MORE Services for MOney & RElationships If you want to help clients overcome destructive financial habits and dysfunctional belief systems, then this book will be an invaluable resource. A must read for all change agents! David B. Yeske, CFP Past President, Financial Planning Association This is a must read for any professional helping a client on a life or money issue, as these issues are so intertwined. Hugh Massie Author of Financial DNA: Discover Your Unique Financial Personality for a Quality Life No financial planner, money coach, debt counselor, or money therapist should be without this valuable resource. April Lane Benson, Ph.D. Founder, Stopping Overshopping, LLC Klontz, Kahler, and Klontz, regarded as pioneers in the field of money matters, offer us long overdue insights into helping our clients understand and change their self-destructive money behaviors. Courtney Pullen, M.A., LPC CEO, Pullen Consulting An exciting exploration of the interface between two dynamic fields finance and psychology. Pat DeLeon, Ph.D., J.D. Former President, American Psychological Association |
financial counselor for couples: Marriage in Modern Life Anne Brennan Malec, 2015-05-15 Your Essential Guidebook for a Thriving Marriage Communication, support, affection, and encouragement are among the most important life skills that you need for marital success. Yet, they are rarely taught in a classroom. In our culture, these skills too often default to our upbringing coupled with hope the marriage will be loving, adventurous, and fulfilling. The reality is modern marriages encounter complex obstacles requiring more teamwork than ever before. Dr. Anne Brennan Malec helps you look past the planning and excitement of the nuptials to prepare you and your spouse for a happy, life-long relationship. You will learn proven ways to: Break unuseful day-to-day habits and keep your relationship fresh and exciting Prioritize your relationship to provide time for yourselves as a couple, and as parents Openly discuss your financial goals and arrangements Create a conversational safety zone to discuss difficult issues and maintain a satisfying intimate relationship Face issues head on, rather than allow resentment to come between you Forgive and to listen to what your partner needs from you to achieve forgiveness Marriage in Modern Life offers real hope by giving you the practical and actionable tools to help before problems arise. If your marriage is already in conflict, applying these principles can help you regain a balanced, fulfilling relationship. |
financial counselor for couples: This is the Year I Put My Financial Life in Order John Schwartz, 2018-04-03 A New York Times correspondent shares his financial successes and mishaps, offering an everyman's guide to straightening out your money once and for all. Money management is one of our most practical survival skills—and also one we've convinced ourselves we're either born with or not. In reality, financial planning can be learned, like anything else. Part financial memoir and part research-based guide to attaining lifelong security, This Is the Year I Put My Financial Life in Order is the book that everyone who has never wanted to read a preachy financial guide has been waiting for. John Schwartz and his wife, Jeanne, are pre-retirement workers of an economic class well above the poverty line, but well below the one percent. Sharing his own alternately harrowing and hilarious stories—from his brush with financial ruin and bankruptcy in his thirties to his short-lived budgeted diet of cafeteria french fries and gravy—John will walk you through his own journey to financial literacy, which he admittedly started a bit late. He covers everything from investments to retirement and insurance to wills (at fifty-eight, he didn't have one!), medical directives and more. Whether you're a college grad wanting to start out on the right foot or you're approaching retirement age and still wondering what a 401(K) is, This Is the Year I Put My Financial Life in Order will help you become your own best financial adviser. |
financial counselor for couples: The Financial Wisdom of Ebeneezer Scrooge Ted Klontz, Rick Kahler, Brad Klontz, 2021-11-09 The Money Book That's Making a Buzz … The Today Show, Naomi Judd's New Morning, Dr. Laura, NPR, The Wall St. Journal The Money Book That's Making a Buzz … The Today Show, Naomi Judd's New Morning, Dr. Laura, NPR, The Wall St. Journal The process changed the way I look at everything—my own life, my relationships with others, and my understanding of the world. That is how Wynonna Judd described her work with coauthors Ted and Brad Klontz, using the principles outlined in The Financial Wisdom of Ebenezer Scrooge. As the United States braces for an economic crash, the time-tested Financial Wisdom of Ebenezer Scrooge will help anyone stand on solid financial footing, securing prosperity for themselves and a healthy financial legacy for their family. Almost universally—regardless of income bracket or upbringing—people suffer from the same money affliction, and the real problem isn't money at all. The real problem—and the one that is overlooked in financial planning seminars and glossed over in other wealth-building books—is the relationship people have with their money. For the first time in paperback comes the breakthrough method from noted psychologists Ted and Brad Klontz and financial planner Rick Kahler, which The Wall Street Journal hailed as innovative, combining experiential therapy with nuts-and-bolts financial planning. Their proven method, which was publicized in the American Psychological Association magazine, helps people recognize their dysfunctional mind-sets about money. Mind-sets like It's not nice to talk about money, I'll never have enough money to be secure, I deserve to spend money, and If you are good, the universe will give you what you need. By culling timeless truths from the classic Dickens's tale and combining them with sound financial and psychological principles, the authors give anyone the tools they need to transform their relationship with money and break through their barriers to wealth and financial freedom. |
financial counselor for couples: Letters to a Romantic: First Years of Marriage Spencer Harmon, Sean Perron, 2020-06-03 The first years of marriage are filled with joys, sorrowsƒƒ‚‚ƒ‚‚ƒƒ‚‚ƒ‚‚€ƒƒ‚‚ƒ‚‚and surprises. They set patterns that can determine the course of the marriage for years to come. As you begin to work through the nitty-gritty details of home life together, you probably have some questions, and you know the stakes are high. If you want to navigate the early days of your marriage in a way that glorifies Christ and honors his Word, Letters to a Romantic: First Years of Marriage is a great resource for getting a conversation going. In warm, short, practical letters, Sean and Spencer guide couples through their common firsts: from major choices like deciding when to start a family, to the everyday details of establishing holy household habits, to the concerns raised by common sexual issues in marriage. You will discover the resources you need to lay a foundation for a healthy and God-honoring lifelong relationship. |
Yahoo Finance - Stock Market Live, Quotes, Business & Finance …
Encouraging economic data has boosted market hopes for Fed rate cuts, but policymakers remain cautious. Trump's tariff timeout is almost up. Here's what could happen next.
Stock Market Prices, Real-time Quotes & Business News - Google
Google Finance provides real-time market quotes, international exchanges, up-to-date financial news, and analytics to help you make more informed trading and investment decisions.
Home Page - APG Federal Credit Union
APGFCU offers checking, savings, loans, and business banking services in Maryland to help you achieve your financial goals.
Stock Markets, Business News, Financials, Earnings - CNBC
Global Business and Financial News, Stock Quotes, and Market Data and Analysis. CNBC is the world leader in business news and real-time financial market coverage. Find fast, actionable...
MarketWatch: Stock Market News - Financial News
Americans spend $10 billion more on Mother’s Day than Father’s Day. What’s going on? So your company offered you a buyout. Should you take it? Here’s what to know. Hate paying so much …
Home - First Financial Federal Credit Union
Since 1953, First Financial Federal Credit Union has been strengthening the community through volunteering, donations, and financial education. Banking made easy. We’re your partner in …
Magnum Advisors - CPA Financial Services
Trust Magnum Advisors for expert financial services. Our CPAs offer personal and business tax solutions for connection, clarity, and confidence.
Financial Times
Planning your retirement? ChatGPT can help with that.
Branch Locations Near You - OneMain Financial
Find the closest OneMain Financial branch near you to talk to a real person. Get branch hours, directions, and phone numbers for our over 1,500 locations today.
Fidelity Investments - Retirement Plans, Investing, Brokerage, …
Manage your own investments (stocks, ETFs, mutual funds, CDs, and more), with help from our free resources. With a Fidelity Roth IRA, you get the flexibility to save for retirement, while …
Illinois Official Reports
including Dr. Kazer, nurses, a financial counselor, and a psychologist, Dr. Susan Klock. During this appointment, Jacob deposited sperm to be frozen and used for the IVF procedure. ¶ 13 At …
Resource Sheet: Military Family Resources in Okinawa …
Dec 1, 2016 · Resource Sheet: Military Family Resources in Okinawa . 1 Updated: 12/1/16 . COUNSELING SERVICES . Family Advocacy Program • Identify, intervene, and treat service …
DoD Instruction 6490.06, April 21, 2009; Incorporating Change …
b. Provide, through MOS and the MFLC Program, personal financial counselors to augment personal financial planning and counseling provided by the Active force and Reserve …
FinancialCounselors’ExperiencesWorkingWithClients ofColor ...
counselor is culturally competent, and that clients initial attitudes about counseling are less important than their experience of their counselor being culturally competent
PREPARE/ENRICH Program: Version 2000 - Healthy …
couples who want to get their marriage off to a good start or enrich their marriage. ... provided to the couple and to the counselor, six goals of the program and integrated couple exercises. …
Competencies for Counseling the Multiracial Population
couples and their families as they navigate the various systems of their environment. To this end, the model informs and provides the context out of which the competencies in this document …
DOCUMENT RESUME ED 354 457 AUTHOR Arguello, Sandra …
DESCRIPTORS *Counseling Techniques; Counselor Role; Counselor. Training; *Family Financial Resources; Family Income; *Financial Problems; *Marriage Counseling; Values IDENTIFIERS …
Military and Family Life Counseling Program Guide
regarding counselor presence during school breaks. If a counselor is unable to complete an assignment, MCSP will work to backfill the assignment. Counselor Travel Both MFLCs and …
Resources of Care - Military Division
JENNIFER WOOD, Accredited Financial Counselor. O. 208-272-8332 . C. 986-210-3971. jennifer.m.wood26.ctr@army.mil. ... We provide individual, couples, families. and group …
Sample Couple's Report
Vitalized couples are typically the most satisfied with their relationship, skilled in communication and conflict resolution. Harmonious couples also enjoy high levels of satisfaction across most …
Challenges in Diagnosis in Couple - SAGE Journals
Choosing to use a formal diagnosis in couples and family counseling can be a treatment conundrum for counselors who believe they must provide a diagnosis. To create a diagnosis …
Lianne Casupang - Personnel Service Center (PSC)
Accredited Financial Counselor Designation. Chartered Financial Consultant Designation. Graziella Panetta, MBA, ChFC®, AFC® (Graziella) Personal Financial Manager. ... couples …
Magnolia Grace Counseling Amanda Lindsey, MA, LPCA
Counseling Orientation: In my practice, I primarily rely on Cognitive Behavioral Therapy (CBT) to help individuals and couples vercome the challenges they face, with God’s help. Fees: The fee …
Resources of Care - Military Division
JENNIFER WOOD, Accredited Financial Counselor. O. 208-272-8332 . C. 986-210-3971. jennifer.m.wood26.ctr@army.mil. ... We provide individual, couples, families. and group …
PREPARE-ENRICH Program: Overview and New …
number of Vitalized couples (most happy couples) and an 83% decrease in the number of Conflicted couples (who are at high risk for divorce). Another study compared the PREPARE …
Why Good Marriages Go Bad
them to become their own best counselor. Couples are given the freedom to work at their own pace and in their own particular relational style. 4 . About the Author. Bill Clark, Ph.D. is a …
THE COUPLE’S MONEY WORKSHEET - Money Under 30
Your combined credit histories and debt levels will impact both of your financial futures. Together, request free copies of your credit reports from AnnualCreditReport.com and your credit scores …
Department: Business Office Job Description for - Oroville …
Title: Business Office: Financial Counselor Page 2 of 4 11. Determines patients ability to pay and secure repayment arrangement with patient, according to Oroville Hospital established polices …
102ND GENERAL ASSEMBLY State of Illinois 2021 and 2022
Counselor and Clinical Professional Counselor Licensing and Practice Act ... "Department" means the Department of Financial and Professional Regulation. ... to individuals, couples, groups, …
SUPPORTING OUR MILITARY FAMILIES - imd.idaho.gov
Personal Financial Counselor (PFC) provides. financial literacy and education across the military. lifecycle to Service Members and Families, enabling them to achieve financial readiness in. …
Patient Guide to Assisted Reproductive Technologies
IVF payment/insurance verification through our financial counselor. Male Partner (if applicable): 1. Infectious disease panel within one year of ART cycle including: Hepatitis B, ... Additionally, it …
Financial Counseling Best Practices - MCUL
Thanks to the members of the 2011 MCUL Financial Education Council’s Financial Counseling Best Practices Working Group who compiled this guide and to credit union financial …
Family Planning and Financial Considerations - Global Genes
associated financial considerations. It is intended for couples where one or both people: • are living with a rare disease • are a carrier of a rare disease • know there is a family history of a …
INFORMED CONSENT FOR PROFESSIONAL COUNSELING …
offered, including therapy for caregivers and DISC Couples/Individual Assessments. YOUR RIGHTS AS A CLIENT • You have a right to ask questions about any procedures used during …
Marriage Mentoring Jane P. Ives
level caring and sharing, alongside services provided by a pastor or pastoral counselor. What Mentor Couples Do Mentor couples work with engaged and newlywed couples to explore a …
UF/IFAS Extension Reasons Why People Marry and Divorce …
Couples who marrybefore age 32 experience lower divorce rates (i.e., couples who marry at 25 are 50% less likely to divorce compared with couples who marry at 20—but for those who …
DOD INSTRUCTION 1342 - Executive Services Directorate
DOD INSTRUCTION 1342.22 . M. ILITARY . F. AMILY . R. EADINESS. Originating Component: Effective: Office of the Under Secretary of Defense for Personnel and Readiness August 5, 2021
Personal Financial Counselor Program Guide - APAN …
a nationally recognized financial counseling certification (Accredited Financial Counselor, or AFC ®; Chartered Financial Consultant, or ChFC ®; or Certified Financial Planner, or CFP) which …
Virginia Commonwealth University
Counselor Education M.Ed. Program Orientation and Advising 9 Counselor Education M. Ed. Programs of Study 9 A. Prek-12 School Counseling Track 9 B. College Counseling and …
The Use of Mirroring for Couples Exploring Attuning, …
marital counseling; factors included financial concerns, job stress, wanting to improve the relationship, or something more extreme, such as a marital affair. There are several couples …
Financial Stress and Financial Counseling: Helping College …
Keywords: financial anxiety, financial stress, mastery, social cognitive theory, student loan Financial education and counseling are often considered to be methods for improving financial …
Financial Counselor JOB DESCRIPTION - myrgh.org
Sep 5, 2018 · The Financial Counselor will greet patients or family members upon arrival within the business office and assist them in answering any questions or concerns they may have …
Building a Strong Marriage-English - soencouragement.org
Second, you can ask your counselor/pastor if they are planning to offer an Empowering Couples Program for a group of couples. These groups are a great way to enrich your marriage and …
Premarital Counseling Session IV Finances & Intimacy
Jun 4, 2013 · the counselor(s) privately should you feel that necessary. Were you ever physically or sexually abused? If so, have you sought counsel to help you work through the past trauma? …
Patient Financial Counselors - Kaiser Permanente
714-279-5459 : 714-223-3355 . Baldwin Park ; 626-851-7946 . Downey ; English: 562-657-9137 . Spanish: 562-657-9123 ; Fontana . 909-427-7409 or ; 909-427-5557 . Irvine
Amanda Lindsey, MA, LPCA - texaschristiancounseling.com
Counseling Orientation: In my practice, I primarily rely on Cognitive Behavioral Therapy (CBT) to help individuals and couples overcome the challenges they face, with God’s help. Fees: The …
Couples’ financial management and marital quality: A …
Couples make decisions and manage their finances in various ways all of which are unique to the couple as a financial unit. Some couples choose to hold joint or separate bank accounts and …
Financial Assistance for Medicare Beneficiaries
Whether you contact a SHINE counselor by calling the toll-free Elder Helpline at 1-800-963-5337 or by meeting face-toface at a counseling site near you (www.floridashine.org), we are to …
Guidebook - ky Housing
and there is a need to fill spaces at the Scholar House, couples who have applied for the program may be considered. b. Applicants must be eligible for the Section 8 Housing Choice Voucher …
Prepare/Enrich
for couples across various relationship stages—from premarital, cohabiting, engaged, ... After each person has completed the online assessment, the counselor can immediately view and …
COUNSELING SKILLS AND TECHNIQUES 9.
The most researched approach to couples therapy is behavioral couples therapy. It is a well-established treatment for marital discord. This form of therapy has evolved to what is now …
Journal of Family Research - NAD Family Ministries
financial specialists Sara Beth Swanson, Michael Harpe and Scott Coppock, marriage expert ... and professional counselor, Curtis Fox, with practical ideas for those families in the process of …
MARRIAGE ENRICHMENT PROGRAMS - dioceseofbrooklyn.org
without the help of a facilitator or counselor. Tailored to each couple and the Catholic faith, the computer -generated report helps couples discover their strength and growth areas across …
Resources of Care - Military Division
JENNIFER WOOD, Accredited Financial Counselor. O. 208-272-8332 . C. 986-210-3971. jennifer.m.wood26.ctr@army.mil. ... We provide individual, couples, families. and group …
MLFC Counselor Operational Handbook - Magellan Health
contractor), counselor type, assignment type, and ongoing assessment of training needs. You received ... Conflicts of interests may stem from personal/professional relationships, financial …
Fertility Counseling With Couples - SAGE Journals
couples counseling for these patients continue to be optional. The exceptions to individual counseling tend to be situations in which a couple is using third-party reproduction, which …
Office for Genetics and Children with Special Health Care Needs
years ago, that very, very few couples choose to terminate the pregnancy.) Or they could adopt. ... You should also talk with the financial counselor at the hospital for assistance. ... identity, …
WHAT IS BANKRUPTCY? - Luke Air Force Base
A financial counselor is available, free of charge, at the Airman and Family Readiness Center. He/She can evaluate your situation and assist in negotiating repayment plans with your …
U.S. Army Garrisons
licensed counselor for individuals, couples, and Families. Number. (808) Hours: appointment Location: Building 791, 155 Road RED CROSS HERO CARE CENTER (24 HOURS) the link …
PROFESSIONAL CLINICAL COUNSELING MARRIAGE AND …
§4980. necessity of license..... 16 § 4980.01. construction with other laws; nonapplication to certain professionals and § 4980.11. temporary practice allowance: licensees in another state …