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financial help for foster parents: Foster Care Independence Act of 1999 United States, 1999 |
financial help for foster parents: Foster the Family Jamie C. Finn, 2022-02-15 There are great rewards that come along with being a foster parent, yet there are also great challenges that can leave you feeling depleted, alone, and discouraged. The many burdens of a foster parent's day--hurting children, struggling biological parents, and a broken system--are only compounded by the many burdens of a foster parent's heart--confusion, anxiety, heartache, anger, and fear. With the compassion and insight of a fellow foster parent, Jamie C. Finn helps you see your struggles through the lens of the gospel, bringing biblical truths to bear on your unique everyday realities. In these short, easy-to-read chapters, you'll find honest, personal stories and practical lessons that provide encouragement and direction from God's Word as you walk the journey of foster parenting. |
financial help for foster parents: Improving the Child Welfare System United States. Congress. House. Committee on Ways and Means. Subcommittee on Income Security and Family Support, 2009 |
financial help for foster parents: No Way to Treat a Child Naomi Schaefer Riley, 2021-10-05 Kids in danger are treated instrumentally to promote the rehabilitation of their parents, the welfare of their communities, and the social justice of their race and tribe—all with the inevitable result that their most precious developmental years are lost in bureaucratic and judicial red tape. It is time to stop letting efforts to fix the child welfare system get derailed by activists who are concerned with race-matching, blood ties, and the abstract demands of social justice, and start asking the most important question: Where are the emotionally and financially stable, loving, and permanent homes where these kids can thrive? “Naomi Riley’s book reveals the extent to which abused and abandoned children are often injured by their government rescuers. It is a must-read for those seeking solutions to this national crisis.” —Robert L. Woodson, Sr., civil rights leader and president of the Woodson Center “Everyone interested in child welfare should grapple with Naomi Riley’s powerful evidence that the current system ill-serves the safety and well-being of vulnerable kids.” —Walter Olson, senior fellow, Cato Institute, Robert A. Levy Center for Constitutional Studies |
financial help for foster parents: To the End of June Cris Beam, 2013-08-13 A New York Times Notable Book that “casts a searing eye on the labyrinth that is the American foster care system” (NPR’s On Point). Who are the children of foster care? What, as a country, do we owe them? Cris Beam, a foster mother herself, spent five years immersed in the world of foster care looking into these questions and tracing firsthand stories. The result is To the End of June, an unforgettable portrait that takes us deep inside the lives of foster children in their search for a stable, loving family. Beam shows us the intricacies of growing up in the system—the back-and-forth with agencies, the rootless shuffling between homes, the emotionally charged tug between foster and birth parents, the terrifying push out of foster care and into adulthood. Humanizing and challenging a broken system, To the End of June offers a tribute to resiliency and hope for real change. “A triumph of narrative reporting and storytelling.” —The New York Times “[A] powerful . . . and refreshing read.” —Chicago Tribune “A sharp critique of foster-care policies and a searching exploration of the meaning of family.” —Publishers Weekly (starred review) “Heart-rending and tentatively hopeful.” —Salon |
financial help for foster parents: Eat Like a Dinosaur Paleo Parents, 2012-03-20 Don't be fooled by the ever-increasing volume of processed gluten-free goodies on your grocery store shelf! In a world of mass manufactured food products, getting back to basics and cooking real food with and for your children is the most important thing you can do for your family's health and well-being. It can be overwhelming when thinking about where to begin, but with tasty kid-approved recipes, lunch boxes and projects that will steer your child toward meats, vegetables, fruits, nuts and healthy fats, Eat Like a Dinosaur will help you make this positive shift. |
financial help for foster parents: Climbing a Broken Ladder Nathanael J. Okpych, 2021-01-15 Although foster youth have college aspirations similar to their peers, fewer than one in ten ultimately complete a two-year or four-year college degree. What are the major factors that influence their chances of succeeding? Climbing a Broken Ladder advances our knowledge of what can be done to improve college outcomes for a student group that has largely remained invisible in higher education. Drawing on data from one of the most extensive studies of young people in foster care, Nathanael J. Okpych examines a wide range of factors that contribute to the chances that foster youth enroll in college, persist in college, and ultimately complete a degree. Okpych also investigates how early trauma affects later college outcomes, as well as the impact of a significant child welfare policy that extends the age limit of foster care. The book concludes with data-driven and concrete recommendations for policy and practice to get more foster youth into and through college. |
financial help for foster parents: Foster Care Anne Smith, 1981 |
financial help for foster parents: The Children's Bureau Legacy Administration on Children, Youth and Families, The Children's Bureau, Administration for Children and Families, U.S. Department of Health and Human Services, 2013-04-01 Comprehensive history of the Children’s Bureau from 1912-2012 in eBook form that shares the legacy of this landmark agency that established the first Federal Government programs, research and social reform initiatives aimed to improve the safety, permanency and well-being of children, youth and families. In addition to bios of agency heads and review of legislation and publications, this important book provides a critical look at the evolution of the Nation and its treatment of children as it covers often inspiring and sometimes heart-wrenching topics such as: child labor; the Orphan Trains, adoption and foster care; infant and maternal mortality and childhood diseases; parenting, infant and child care education; the role of women's clubs and reformers; child welfare standards; Aid to Dependent Children; Depression relief; children of migrants and minorities (African Americans, Hispanics, Native Americans), including Indian Boarding Schools and Indian Adoption Program; disabled children care; children in wartime including support of military families and World War II refugee children; Juvenile delinquency; early childhood education Head Start; family planning; child abuse and neglect; natural disaster recovery; and much more. Child welfare and related professionals, legislators, educators, researchers and advocates, university school of social work faculty and staff, libraries, and others interested in social work related to children, youth and families, particularly topics such as preventing child abuse and neglect, foster care, and adoption will be interested in this comprehensive history of the Children's Bureau that has been funded by the U.S. Federal Government since 1912. |
financial help for foster parents: When People Are Big and God Is Small Edward T. Welch, 2023-06-11 Overly concerned about what people think of you? Edward T. Welch uncovers the spiritual dimension of people-pleasing—what the Bible calls fear of man—and points the way through a true knowledge of God, ourselves, and others. |
financial help for foster parents: Loving Our Kids on Purpose Danny Silk, 2009-12-28 Here is a fresh look at the age-old role of parenting.Loving Our Kids on Purpose brings the principles of the Kingdom of God and revival into our strategy as parents. 2 Corinthians 3:17 tells us that Where the Spirit of the Lord is there is freedom. Most parenting approaches train children to learn to accept being controlled by well meaning parents and adults. Unfortunately, God is not going to control us as we gain independence from our parents.We must learn to control ourselves.This book will teach parents to train their children to manage their freedoms and protect their important heart to heart relationships. |
financial help for foster parents: Transforming the Difficult Child Howard Glasser, Jennifer Easley, 2006-12-01 This book enables parents and carers of 'really difficult' children to help their child succeed and flourish. The nurtured heart approach has helped thousands of families in America who previously felt their child was stuck. This new UK edition reflects parents' increasing need for effective ways of parenting their intense children without needing to turn to medication. |
financial help for foster parents: You Can Adopt Without Debt Julie Gumm, 2015-01-06 Many families want to adopt, but do not have the large amount of money it takes to complete a private domestic or international adoption. Some quickly give up the idea of adopting and are left feeling frustrated, overwhelmed, and discouraged. Those who choose to proceed often take out large loans or borrow from family and friends which adds to the financial pressure on the family. Author Julie Gumm shares proven strategies from her own experience as well as from others that include applying for grants, creative budgeting, and fundraising that prospective adoptive parents can use to prepare for and avoid those high costs associated with adoption. |
financial help for foster parents: Garbage Bag Suitcase Shenandoah Chefalo, 2016-02-02 Garbage Bag Suitcase is the true story of Shenandoah Chefalo's wholly dysfunctional journey through a childhood with neglectful, drug-and alcohol addicted parents. She endured numerous moves in the middle of the night with just minutes to pack, multiple changes in schools, hunger, cruelty, and loneliness. Finally at the age of 13, Shen had had enough. After being abandoned by her mother for months at her grandmother's retirement community, she asked to be put into foster care. Surely she would fare better at a stable home than living with her mother? It turns out that it was not the storybook ending she had hoped for. With foster parents more interested in the income received by housing a foster child, Shen was once again neglected emotionally. The money she earned working at the local grocery store was taken by her foster parents to cover her expenses. When a car accident lands her in the hospital with grave injuries and no one came to visit her during her three-week stay, she realizes she is truly all alone in the world. Overcoming her many adversities, Shen became part of the 3% of all foster care children who get into college, and the 1% who graduate. She became a successful businesswoman, got married, and had a daughter. Despite her numerous achievements in life though, she still suffers from the long-term effects of neglect, and the coping skills that she adapted in her childhood are not always productive in her adult life. Garbage Bag Suitcase is not only the inspiring and hair-raising story of one woman's journey to over- come her desolate childhood, but it also presents grass-root solutions on how to revamp the broken foster care system. |
financial help for foster parents: Medical and Dental Expenses , 1990 |
financial help for foster parents: Federal Foster Care Financing United States. Congress. House. Committee on Ways and Means. Subcommittee on Human Resources, 2007 |
financial help for foster parents: The Connected Child: Bring Hope and Healing to Your Adoptive Family Karyn B. Purvis, David R. Cross, Wendy Lyons Sunshine, 2007-03-16 An extremely useful parenting handbook... truly outstanding ... strongly recommended. --Library Journal (starred review) A tremendous resource for parents and professionals alike. --Thomas Atwood, president and CEO, National Council for Adoption The adoption of a child is always a joyous moment in the life of a family. Some adoptions, though, present unique challenges. Welcoming these children into your family--and addressing their special needs--requires care, consideration, and compassion. Written by two research psychologists specializing in adoption and attachment, The Connected Child will help you: Build bonds of affection and trust with your adopted child Effectively deal with any learning or behavioral disorders Discipline your child with love without making him or her feel threatened A must-read not only for adoptive parents, but for all families striving to correct and connect with their children. --Carol S. Kranowitz, author of The Out-of-Sync Child Drs. Purvis and Cross have thrown a life preserver not only to those just entering uncharted waters, but also to those struggling to stay afloat. --Kathleen E. Morris, editor of S. I. Focus magazine Truly an exceptional, innovative work . . . compassionate, accessible, and founded on a breadth of scientific knowledge and clinical expertise. --Susan Livingston Smith, program director,Evan B. Donaldson Adoption Institute The Connected Child is the literary equivalent of an airline oxygen mask and instructions: place the mask over your own face first, then over the nose of your child. This book first assists the parent, saying, in effect, 'Calm down, you're not the first mom or dad in the world to face this hurdle, breathe deeply, then follow these simple steps.' The sense of not facing these issues alone--the relief that your child's behavior is not off the charts--is hugely comforting. Other children have behaved this way; other parents have responded thusly; welcome to the community of therapeutic and joyful adoptive families. --Melissa Fay Greene, author of There is No Me Without You: One Woman's Odyssey to Rescue Africa's Children |
financial help for foster parents: Child Welfare Congressional Research Service, 2017-01-17 Child welfare services are intended to prevent the abuse or neglect of children; ensure that children have safe, permanent homes; and promote the well-being of children and their families. As the U.S. Constitution has been interpreted, states bear the primary responsibility for ensuring the welfare of children and their families. In recent years, Congress has annually appropriated between $7.6 billion and $8.7 billion in federal support dedicated to child welfare purposes. Nearly all of those dollars (97%) were provided to state, tribal, or territorial child welfare agencies (via formula grants or as federal reimbursement for a part of all eligible program costs). Federal involvement in state administration of child welfare activities is primarily tied to this financial assistance. The remaining federal child welfare dollars (3%) are provided to a variety of eligible public or private entities, primarily on a competitive basis, and support research, evaluation, technical assistance, and demonstration projects to expand knowledge of, and improve, child welfare practice and policy. At the federal level, child welfare programs are primarily administered by the Children's Bureau, which is an agency within the Administration for Children and Families (ACF) at the U.S. Department of Health and Human Services (HHS). However, three competitive grant programs (authorized by the Victims of Child Abuse Act) are administered by the Office of Justice Programs (OJP) within the Department of Justice (DOJ). Federal child welfare support is provided via multiple programs, the largest of which are included in the Social Security Act. Title IV-B of the Social Security Act primarily authorizes funding to states, territories, and tribes to support their provision of a broad range of child welfare-related services to children and their families. Title IV-E of the Social Security Act entitles states to federal reimbursement for a part of the cost of providing foster care, adoption assistance, and (in states electing to provide this kind of support) kinship guardianship assistance on behalf of each child who meets federal eligibility criteria. Title IV-E also authorizes funding to support services to youth who age out of foster care, or are expected to age out without placement in a permanent family. Legislation concerning programs authorized in Title IV-B and Title IV-E, which represents the very large majority of federal child welfare dollars, is handled in Congress by the House Committee on Ways and Means and the Senate Finance Committee. Additional federal support for child welfare purposes, including research and demonstration funding, is authorized or otherwise supported in the Child Abuse Prevention and Treatment Act (CAPTA) and the Adoption Opportunities program. Further, the Victims of Child Abuse Act authorizes competitive grant funding to support Children's Advocacy Centers, Court Appointed Special Advocates, and Child Abuse Training for Judicial Personnel and Practitioners. Authorizing legislation for these programs originated with the House and Senate Judiciary committees. Each child welfare program that receives discretionary funding is funded through April 28, 2017 at about 99.8% of the funding provided for each of the programs in FY2016. For child welfare programs receiving mandatory funding, the continuing resolution makes funding available at the rate needed to maintain the current law program, under the authority and conditions provided in the FY2016 appropriations act. While the continuing resolution allows federal funds to be awarded, until a final appropriations bill is enacted, the total amount of FY2017 funding that will be made available for a given program remains unknown and may be less (or more) than the annualized amount provided in the continuing resolution. |
financial help for foster parents: Family guide to systems of care for children with mental health needs , 1998 |
financial help for foster parents: CrossTalk Michael R. Emlet, 2009-11-10 Your friend just left his wife. You catch your child posting something inappropriate on the Internet. Someone in your small group is depressed. A relative was just diagnosed with an incurable disease. When those you know experience trouble, you want to offer real hope and help from God's Word. Using case studies and concrete examples, Michael ... |
financial help for foster parents: Child and Family Services Improvement Act of 2006 United States. Congress. House. Committee on Ways and Means, 2006 |
financial help for foster parents: Raising Our Children's Children Deborah Doucette, 2014-07-05 Based on Deborah Doucette’s personal experience raising a grandchild, this book examines the myriad factors involved in kinship care, specifically when grandparents begin to raise their grandchildren. Filled with true stories from people who have raised their children’s children, and including advice from Dr. Jeffrey R. LaCure throughout, this family-focused book looks at this fairly common relationship from all sides. Now in its second edition, Raising Our Children’s Children has been updated to include recent social developments, such as the trend toward multigenerational family living where children, their parents, and their grandparents all live under one roof. |
financial help for foster parents: The Adoption Process in Wisconsin Susan Goodwin, 1981 |
financial help for foster parents: Using Relatives for Foster Care , 1992 |
financial help for foster parents: One Heart at a Time Delilah, 2018-10-16 “You’re listening to Delilah.” Delilah, the most listened-to woman on American radio, has distinguished herself as the “Queen of Sappy Love Songs” and America’s ultimate romance guru. But Delilah’s life off-air is all the more extraordinary—a life full of trials, forgiveness, faith, and adventure. In One Heart at a Time, Delilah’s heartfelt account of her own story reveals what shaped the voice that 9 million listeners know and love. Today, Delilah is the founder of an NGO called Point Hope, the owner of a 55-acre working farm, and an inductee of the National Radio Hall of Fame. But to achieve this, she often had to pave her own way. Disowned by her father, divorced, and fired from a dozen jobs over the years, Delilah pushed forward through family addiction and devastating loss, through glass ceilings and red tape. Her consistent goal to help those in need took her everywhere from the streets of Philadelphia to refugee camps in Ghana. Along the way, Delilah was blessed by thirteen children—ten of them adopted. Though many of them contend with special needs and the forever effects of a broken foster care system, her children have been able to transform their own remarkable lessons into guiding lights for other kids in need. Just as Delilah has done. One Heart at a Time exposes the real woman behind the microphone. In her easy-going style and characteristic, beloved voice, Delilah tells her deeply moving life story as the series of miracles it is. |
financial help for foster parents: The Kickass Single Mom Emma Johnson, 2017-10-17 When Emma Johnson's marriage ended she found herself broke, pregnant, and alone with a toddler. Searching for the advice she needed to navigate her new life as a single professional woman and parent, she discovered there was very little sage wisdom available. In response, Johnson launched the popular blog Wealthysinglemommy.com to speak to other women who, like herself, wanted to not just survive but thrive as single moms. Now, in this complete guide to single motherhood, Johnson guides women in confronting the naysayers in their lives (and in their own minds) to build a thriving career, achieve financial security, and to reignite their romantic life—all while being a kickass parent to their kids. The Kickass Single Mom shows readers how to: • Build a new life that is entirely on their own terms. • Find the time to devote to health, hobbies, friendships, faith, community and travel. • Be a joyful, present and fun mom, and proud role model to your kids. Full of practical advice and inspiration from Emma's life, as well as other successful single moms, this is a must-have resource for any single mom. |
financial help for foster parents: The Promise of Adolescence National Academies of Sciences, Engineering, and Medicine, Health and Medicine Division, Division of Behavioral and Social Sciences and Education, Board on Children, Youth, and Families, Committee on the Neurobiological and Socio-behavioral Science of Adolescent Development and Its Applications, 2019-07-26 Adolescenceâ€beginning with the onset of puberty and ending in the mid-20sâ€is a critical period of development during which key areas of the brain mature and develop. These changes in brain structure, function, and connectivity mark adolescence as a period of opportunity to discover new vistas, to form relationships with peers and adults, and to explore one's developing identity. It is also a period of resilience that can ameliorate childhood setbacks and set the stage for a thriving trajectory over the life course. Because adolescents comprise nearly one-fourth of the entire U.S. population, the nation needs policies and practices that will better leverage these developmental opportunities to harness the promise of adolescenceâ€rather than focusing myopically on containing its risks. This report examines the neurobiological and socio-behavioral science of adolescent development and outlines how this knowledge can be applied, both to promote adolescent well-being, resilience, and development, and to rectify structural barriers and inequalities in opportunity, enabling all adolescents to flourish. |
financial help for foster parents: From Fear to Love B. Bryan Post, 2010 Provides new and highly effective techniques for parents dealing with behavioral challenges with their children. Intended for parents, adoptive parents, foster parents and caretakers of at-risk, ADD/ADHD/RAD, ODD, adopted children and children with behavioral and emotional challenges, Bryan Post speaks to parents about the challenges they face when dealing with behaviors that are often present for adopted children. |
financial help for foster parents: Informal and Formal Kinship Care: Tables and figures Allen W. Harden, 1997 |
financial help for foster parents: The Foster Parenting Manual John DeGarmo, 2013-06-28 The Foster Parenting Manual is a comprehensive guide offering proven, friendly advice for novice and experienced parents alike. Distilling many years' experience into one book, John DeGarmo combines his own wisdom with that of fellow foster parents. He describes what to expect from the process, how to access help and how to ensure the best care for your child. He tackles thorny issues such as children's use of the Internet and social media, managing contact with birth parents and how to support your child at school. Most importantly, he provides advice designed to help your child feel safe, secure and loved. The Foster Parenting Manual offers seasoned, sympathetic advice that will be valued by foster parents and the professionals who support them. |
financial help for foster parents: Reframing Foster Care: Filtering Your Foster Parenting Journey Through the Lens of the Gospel Jason Johnson, 2018-01-15 Foster parents face a unique set of circumstances and experience a wide array of emotions that few can relate to. Their journey is one of equal parts beauty and brokenness, joy and heartache, excitement and exhaustion. There is no textbook on how to be a foster parent, no formula, no simple three-step guide. But there is hope-in God's capacity to bring great beauty out of tragic brokenness. This is the gospel-the lens through which you can filter your foster parenting journey and ultimately find the strength, motivation, and courage you need to be sustained along the way. ReFraming Foster Care is a collection of reflections on the foster parenting journey designed to help you do just that-find hope-and to remind you that your work is worth it and you are not alone. This multi-faceted book can be read alone or used as a group support resource. Every chapter includes: Personal reflection questions Group discussion guides Plan of action exercises Real-life stories Inspirational quotes Whether your foster parenting journey has just begun or you've been on the road for quite some time, we pray this book can encourage, challenge, and inspire you along the way. For bulk orders of 10 or more books, visit www.reframingfostercare.com. Discounts apply. |
financial help for foster parents: Funding for Federal Foster Care Initiatives in the District of Columbia United States. Congress. Senate. Committee on Appropriations. Subcommittee on District of Columbia, 2006 |
financial help for foster parents: Proposals Related to Social and Child Welfare Services, Adoption Assistance, and Foster Care United States. Congress. Senate. Committee on Finance. Subcommittee on Public Assistance, 1979 |
financial help for foster parents: Federally Funded Child Welfare, Foster Care, and Adoption Assistance Programs United States. Congress. House. Committee on Ways and Means. Subcommittee on Human Resources, 1990 |
financial help for foster parents: The Guardianship Book for California Lisa Goldoftas, David Brown, David Wayne Brown, 2002 Offers instructions and advice for becoming a legal guardian, discusses alternatives to guardianship, and provides legal forms. |
financial help for foster parents: Kinship Care Rob Geen, 2003 Since the early 1980s, states child welfare agencies' use of relatives as foster parents has grown rapidly, yet little information is available on this practice. This lack of information has made it difficult to evaluate how well kinship care ensures children's safety, promotes permanency in their living situation, and enhances their well-being--three basic goals of the child welfare system. Kinship Care: Making the Most of a Valuable Resource sheds light on this changing issue. Using a study involving focus groups of child welfare workers and kinship caregivers, in addition to interviews with local administrators, advocates, and service providers, the authors describe frontline kinship care practices in today's system. They also examine how and when child welfare agencies use kin as foster parents, how their approach to kinship care differs from traditional foster care, and how kinship care practices vary across states. The book also features the experiences of actual kinship foster parents, their challenges, and their interaction with agencies and the courts. Finally, the book provides recommendations for policy development, worker and caregiver training, and issues for further research. |
financial help for foster parents: This Is Water Kenyon College, 2014-05-22 Only once did David Foster Wallace give a public talk on his views on life, during a commencement address given in 2005 at Kenyon College. The speech is reprinted for the first time in book form in THIS IS WATER. How does one keep from going through their comfortable, prosperous adult life unconsciously' How do we get ourselves out of the foreground of our thoughts and achieve compassion' The speech captures Wallace's electric intellect as well as his grace in attention to others. After his death, it became a treasured piece of writing reprinted in The Wall Street Journal and the London Times, commented on endlessly in blogs, and emailed from friend to friend. Writing with his one-of-a-kind blend of causal humor, exacting intellect, and practical philosophy, David Foster Wallace probes the challenges of daily living and offers advice that renews us with every reading. |
financial help for foster parents: It's Okay to Wonder Rhonda Wagner, 2019-08-03 I'm excited to be a sister in our foster family, but I'm worried about new rules. I feel happy and sad at the same time. What about when our help isn't needed anymore? 'It's Okay to Wonder' is a story about Avery, a loquacious girl whose parents have decided to become foster parents. While Mom and Dad attend another foster training class, Avery shares with her Nana and Pop about her mixed-up feelings. She and her grandparents learn together what it might be like to become a foster family--that it's okay to feel two emotions at the same time and that it's okay to wonder! 'The Joy of Avery' series offers resources for foster care families and brings the world of foster care to life by exploring Avery's feelings as her family welcomes foster children into their home. 'It's Okay to Wonder' is the first book in the series. |
financial help for foster parents: The Foster Care Survival Guide: John DeGarmo, 2018-07-03 Foster parenting is often seen as a calling and a mission of love. At the same time, foster parenting can be both very difficult and exhausting. When caring for children who have suffered abuse, neglect, and traumas, foster parents face their own set of unique challenges each day. The Foster Care Survival Guide is a must have for today’s foster parents. It is a guide to surviving the lifestyle of a foster parent filled with personal stories, practical tips and advice, and even humor and emotions, The Foster Care Survival Guide is an essential guide for both novice and experienced foster parents. Leading foster care expert Dr. John DeGarmo combines his own wisdom with that of fellow foster parents. Tackling issues such as helping children with disorders and anxieties, how to best manage the lifestyle of a foster parent, working with birth parents, getting the help you need, addressing your own marriage while caring for children in need, and balancing the needs of your biological children with your foster children, The Foster Care Survival Guide delivers experienced and sympathetic wisdom and advice that every foster parent, advocate, and professional needs today as they care for children in care. |
financial help for foster parents: Your Money, Your Goals Consumer Financial Consumer Financial Protection Bureau, 2015-03-18 Welcome to the Consumer Financial Protection Bureau's Your Money, Your Goals: A financial empowerment toolkit for social services programs! If you're reading this, you are probably a case manager, or you work with case managers. Finances affect nearly every aspect of life in the United States. But many people feel overwhelmed by their financial situations, and they don't know where to go for help. As a case manager, you're in a unique position to provide that help. Clients already know you and trust you, and in many cases, they're already sharing financial and other personal information with you. The financial stresses your clients face may interfere with their progress toward other goals, and providing financial empowerment information and tools is a natural extension of what you are already doing. What is financial empowerment and how is it different from financial education or financial literacy? Financial education is a strategy that provides people with financial knowledge, skills, and resources so they can get, manage, and use their money to achieve their goals. Financial education is about building an individual's knowledge, skills, and capacity to use resources and tools, including financial products and services. Financial education leads to financial literacy. Financial empowerment includes financial education and financial literacy, but it is focused both on building the ability of individuals to manage money and use financial services and on providing access to products that work for them. Financially empowered individuals are informed and skilled; they know where to get help with their financial challenges. This sense of empowerment can build confidence that they can effectively use their financial knowledge, skills, and resources to reach their goals. We designed this toolkit to help you help your clients become financially empowered consumers. This financial empowerment toolkit is different from a financial education curriculum. With a curriculum, you are generally expected to work through most or all of the material in the order presented to achieve a specific set of objectives. This toolkit is a collection of important financial empowerment information and tools you can access as needed based on the client's goals. In other words, the aim is not to cover all of the information and tools in the toolkit - it is to identify and use the information and tools that are best suited to help your clients reach their goals. |
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Americans spend $10 billion more on Mother’s Day than Father’s Day. What’s going on? So your company offered you a buyout. Should you take it? Here’s …