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| financial planning for gay couples: 4 Steps to Financial Security for Lesbian and Gay Couples Harold L. Lustig, 2010-12-08 THE FIRST FINANCIAL GUIDE TAILORED EXCLUSIVELY TO LESBIAN AND GAY COUPLES ON HOW TO PROTECT THEIR ASSETS WHEN LAWS FAIL Lesbian and gay couples can achieve solid, long-term financial security—but they need to arm themselves with foresight, awareness, and facts. That's what this book is all about. Now, drawing on more than twenty years' experience as a financial adviser to lesbian and gay couples, Harold L. Lustig has written the definitive financial guide for you and your partner. Through Lustig's four easy-to-follow steps to economic security—PLAN, PLAN, PLAN; PROTECT WHAT'S YOURS; THINK COMMUNITY; USE NON-CONVENTIONAL WISDOM AND TAKE ACTION—this invaluable book gives you workable financial strategies and up-to-date information on - Estate planning—why it's especially vital for you and your loved one - Tax advantages available to you—and not to legally recognized couples - Reducing your tax load through charitable contributions and shifting assets - Avoiding the gay penalty on long-term health care and retirement plans - Tips for funding a college education—without dropping into the red - Reentering the job market when you are HIV positive - Buying and fine-tuning disability insurance - The facts about joint ownership And much more! Despite unfavorable laws, you can protect your assets, provide for retirement, avoid discriminatory penalties, get out of debt, and ensure that you and your partner enjoy and share what you've earned together. This clear, smart, practical guide provides the essential financial information that every lesbian and gay couple needs and deserves. |
| financial planning for gay couples: Retire Secure! for Same-Sex Couples James Lange, 2014-05-10 Live Gay, Retire Rich! There were two gay couples with identical financial resources. They each had the same amount of money, identical investments, identical taxes, and identical earnings history for social security purposes. The first couple didn't do any planning. The second gay couple followed the advice offered in Retire Secure for Same Sex Couples. Doing reasonable projections, the first couple runs out of money in 28 years while the second couple has $1.4 million dollars and their portfolio continues to increase. What was the difference? The first couple never got married, started social security at 62, didn't make any Roth IRA conversions, and didn't use key IRA and retirement plan estate planning strategies. The second gay couple did get married, used our recommended apply and suspend technique for social security, did a series of Roth IRA conversions, and used key IRA and retirement plan estate planning strategies. Gay retirement, retirement, retirement planning, same sex marriage, retirement age, social security, gay marriage, lgbt retirement, gay financial planning, lesbian retirement, assets under management, Roth IRA, Roth IRA Conversions, IRA, 401k, 403b, gay money, investing, investments, finances, tax planning, taxes, money management, gay personal finance |
| financial planning for gay couples: J.K. Lasser's Gay Finances in a Straight World P. M. Berkery, Jr., 1998-01-15 Gives advice on financial goals, budgeting, retirement, investments, insurance, wills, and taxes. |
| financial planning for gay couples: The Generous Prenup Laurie Israel, 2018-04-02 |
| financial planning for gay couples: Guide to Early Retirement Incomes Data Services, 1981 Guide to early retirement practice in the UK, with particular reference to related pension scheme and old age benefits - notes labour costs, examines redundancy, employee's Motivation and disability reasons for retiring early, and outlines characteristics of the job release scheme, phased retirement and flexible retirement age plans for aiding the transition from work. References. |
| financial planning for gay couples: Money Without Matrimony Sheryl Garrett, Debra A. Neiman, 2005 The authors provide financial planning tools and strategies that enable unmarried couples to solve the financial, legal, and discriminatory dilemmas inherent in their living situation. |
| financial planning for gay couples: Broke Millennial Takes On Investing Erin Lowry, 2019-04-09 A guide to investing basics by the author of Broke Millennial, for anyone who feels like they aren't ready (or rich enough) to get into the market Millennials want to learn how to start investing. The problem is that most have no idea where to begin. There's a significant lack of information out there catering to the concerns of new millennial investors, such as: * Should I invest while paying down student loans? * How do I invest in a socially responsible way? * What about robo-advisors and apps--are any of them any good? * Where can I look online for investment advice? In this second book in the Broke Millennial series, Erin Lowry answers those questions and delivers all of the investment basics in one easy-to-digest package. Tackling topics ranging from common terminology to how to handle your anxiety to retirement savings and even how to actually buy and sell a stock, this hands-on guide will help any investment newbie become a confident player in the market on their way to building wealth. |
| financial planning for gay couples: Estate Planning for Same-sex Couples Joan M. Burda, 2004 The legal landscape concerning same-sex relationships is changing. It is vital for lawyers to stay on top of these changes. Attorneys who represent lesbian and gay clients must provide creative estate planning that protects both parties to the relationship, their children and their future. This new book provides estate planning lawyers with an introduction to the issues faced by lesbian and gay clients. Also provided are forms and documents on CD-ROM that lesbian and gay clients need to prepare as part of a complete estate plan. |
| financial planning for gay couples: Financial Therapy Bradley T. Klontz, Sonya L. Britt, Kristy L. Archuleta, 2014-09-10 Money-related stress dates as far back as concepts of money itself. Formerly it may have waxed and waned in tune with the economy, but today more individuals are experiencing financial mental anguish and self-destructive behavior regardless of bull or bear markets, recessions or boom periods. From a fringe area of psychology, financial therapy has emerged to meet increasingly salient concerns. Financial Therapy is the first full-length guide to the field, bridging theory, practical methods, and a growing cross-disciplinary evidence base to create a framework for improving this crucial aspect of clients' lives. Its contributors identify money-based disorders such as compulsive buying, financial hoarding, and workaholism, and analyze typical early experiences and the resulting mental constructs (money scripts) that drive toxic relationships with money. Clearly relating financial stability to larger therapeutic goals, therapists from varied perspectives offer practical tools for assessment and intervention, advise on cultural and ethical considerations, and provide instructive case studies. A diverse palette of research-based and practice-based models meets monetary mental health issues with well-known treatment approaches, among them: Cognitive-behavioral and solution-focused therapies. Collaborative relationship models. Experiential approaches. Psychodynamic financial therapy. Feminist and humanistic approaches. Stages of change and motivational interviewing in financial therapy. A text that serves to introduce and define the field as well as plan for its future, Financial Therapy is an important investment for professionals in psychotherapy and counseling, family therapy, financial planning, and social policy. |
| financial planning for gay couples: Bad with Money Gaby Dunn, 2019-01-01 “Humorous and forthright...[Gaby] Dunn makes facing money issues seem not only palatable but possibly even fun....Dunn’s book delivers.” —Publishers Weekly The beloved writer-comedian expands on his popular podcast with an engaging and empowering financial literacy book for Millennials and Gen Z. In the first episode of his Bad With Money podcast, Gaby Dunn asked patrons at a coffee shop two questions: First, what’s your favorite sex position? Everyone was game to answer, even the barista. Then, she asked how much money was in their bank accounts. People were aghast. “That’s a very personal question,” they insisted. And therein lies the problem. Dunn argues that our inability to speak honestly about money is our #1 barrier to understanding it, leading us to feel alone, ashamed, and anxious, which in turns makes us feel even more overwhelmed by it. In Bad With Money, he reveals the legitimate, systemic reasons behind our feeling of helplessness when it comes to personal finance, demystifying the many signposts on the road to getting our financial sh*t together, like how to choose an insurance plan or buy a car, sign up for a credit card or take out student loans. He speaks directly to her audience, offering advice on how to make that #freelancelyfe work for you, navigate money while you date, and budget without becoming a Nobel-winning economist overnight. Even a topic as notoriously dry as money becomes hilarious and engaging in the hands of Dunn, who weaves his own stories with the perspectives of various comedians, artists, students, and more, arguing that—even without selling our bodies to science or suffering the indignity of snobby thrift shop buyers—we can all start taking control of our financial futures. |
| financial planning for gay couples: Making It Legal Frederick Hertz, Emily Doskow, 2018-04-30 It is the most up to date and complete guide to the past, present, and future of same-sex relationships that exists. |
| financial planning for gay couples: Personal Financial Planning for Gays & Lesbians Peter M. Berkery, 1996 What do millions of gays and lesbians know that other Americans don't? We recognize that the rules of everyday life don't always apply to us equally. That's why financial planning is especially critical for gay people, couples and households. Like our non-gay counterparts, gay and lesbian adults hold jobs, pay taxes, own businesses, start families and try to make smart decisions about our own lives. Yet, we face special challenges in planning our financial futures and responding to legal, tax and social issues. Personal Financial Planning For Gays and Lesbians is the first comprehensive book on financial planning that is tailored exclusively to the needs of the lesbian or gay reader. Author Peter Berkery gives practical, easy-to-read and essential advice to gays and lesbians who are looking for the tools needed to save and invest, buy a home, create a domestic partnership, pay less taxes and plan for uncertainty and illness. As an openly gay attorney and financial planner, Berkery is unusually well qualified to recognize the pitfalls and unique situations that face lesbians and gays. He knows it's not the same advice just with a different book jacket.--BOOK JACKET.Title Summary field provided by Blackwell North America, Inc. All Rights Reserved |
| financial planning for gay couples: Before I Do Elizabeth F. Schwartz, 2012-10-02 A comprehensive guide to marriage—perks, consequences, and everything in between—aimed at the LGBTQ+ community, from a leading gay rights lawyer. Not long ago, same-sex couples had to jump through endless hoops to make their relationships even close to legal. Happily, those days are over. But here’s the rub: many gay and lesbian couples, accustomed to living off-grid, are so thrilled to have the benefits of marriage that they jump into it without fully considering the consequences. In Before I Do, leading gay rights attorney Elizabeth F. Schwartz spells out the range of practical considerations any couple should address before tying the knot. She explains the rights married couples have—and those they do not. With cameos from some of the most prominent LGBTQ+ professionals, Schwartz explores all of the implications of marriage from name changes and getting a license to taxes, insurance, Social Security, and much more. Chapters on estate planning, pre- and post-nuptial agreements, and organizing finances make Before I Do a crucial handbook for anyone considering marriage—because, as Schwartz explains, just because you can get married does not mean you should. “During my thirty years of covering the gay beat for the Miami Herald, never did I imagine the need for a marriage guide for LGBT couples. Yet today nothing is more urgent. Before I Do guides all couples, gay and otherwise, about the responsibilities of marriage. Ignore it at your peril.” —Steve Rothaus, The Miami Herald |
| financial planning for gay couples: The Economic Case for LGBT Equality M. V. Lee Badgett, 2020-05-19 An economist demonstrates how LGBT equality and inclusion within organizations increases their bottom line and allows for countries’ economies to flourish We know that homophobia harms LGBT individuals in many ways, but economist M. V. Lee Badgett argues that in addition to moral and human rights reasons for equality, we can now also make a financial argument. Finding that homophobia and transphobia cost 1% or more of a country’s GDP, Badgett expertly uses recent research and statistics to analyze how these hostile practices and environments affect both the US and global economies. LGBT equality remains a persistent and pertinent issue. The continued passing of discriminatory laws, people being fired from jobs for their sexual orientation and/or gender identity, harassment and bullying in school, violence and hate crimes on the streets, exclusion from intolerant families, and health effects of stigma all make it incredibly difficult to live a good life. Examining the consequences of anti-LGBT practices across multiple countries, including the US, Canada, the UK, Australia, India and the Philippines, Badgett reveals the expensive repercussions of hate and discrimination, and how our economy loses when we miss out on the full benefit of LGBT people’s potential contributions. |
| financial planning for gay couples: Handbook of Consumer Finance Research Jing Jian Xiao, 2016-05-30 This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields. |
| financial planning for gay couples: The Advocate , 2005-03-29 The Advocate is a lesbian, gay, bisexual, transgender (LGBT) monthly newsmagazine. Established in 1967, it is the oldest continuing LGBT publication in the United States. |
| financial planning for gay couples: Midlife and Older LGBT Adults Ski Hunter, 2013-10-11 Gain insight into the various practice issues that arise when working with midlife and older LGBT persons! Take a unique look at the lives of midlife and older LGBT persons in Midlife and Older LGBT Adults. This book reviews various life arenas in which midlife and older LGBT persons exist and the problems with which they cope. It addresses the lives of this group—from their sexual identities to their family and work situations. The book includes research-based knowledge on issues such as coming out, disclosure, education, work, family, general positives and negatives, and more. Not only does this book discuss the lifestyles of individuals in this group, but it also includes how social services professionals can respond to their needs in an affirmative way. The book provides an overview of practice issues with midlife and older LGBT persons to help social workers and other human services workers treat individuals in this group more effectively. It also identifies changes in diagnostics, treatments, and human services. The book presents numerous studies involving midlife and older LGBT persons and an extensive reference list for further information. In Midlife and Older LGBT Adults you’ll learn how to help individuals in this group deal with: coming out—the positives and the negatives disclosure to different audiences benefits of community involvement and participation family lives including friends and significant others transitions and downturns HIV/AIDS victimization, loneliness, loss and much more! This book will appeal to any social services professional interested in or working with individuals in this population. It serves as a useful resource for human services workers and administrators by outlining practice issues. It is also suitable as a textbook for students in courses on adult development and aging. Midlife and older LGBT persons will find this book to be an engaging look at the lives of their peers. Make this one-of-a-kind book part of your collection! |
| financial planning for gay couples: Mastering the Financial Dimension of Your Practice Peter Hays Cole, Daisy Anne Reese, 2005-09-29 For a population accustomed to empathizing with clients, financial planning is not intuitive. This volume, written by two therapists with extensive business experience, offers sound advice for mental health professionals in private practice. |
| financial planning for gay couples: Couple Therapy with Gay Men David E. Greenan, Gil Tunnell, 2003-01-01 Written in an accessible, empathic style, and filled with evocative case material, this book belongs on the desks of family therapists, clinical and counseling psychologists, psychiatrists, and clinical social workers. Graduate-level students and residents in these areas will find it a timely and informative text.--BOOK JACKET. |
| financial planning for gay couples: LGBTQ Divorce and Relationship Dissolution Abbie E. Goldberg, Adam P. Romero, 2019 LGBTQ Divorce and Relationship Dissolution: Psychological and Legal Perspectives and Implications for Practice brings together social science and legal perspectives to examine the timely topic of relationship dissolution and divorce among sexual and gender minorities. |
| financial planning for gay couples: Lesbian, Gay, Bisexual, and Transgender Aging Douglas Kimmel, Tara Rose, Steven David, 2006-05-09 Lesbian, Gay, Bisexual, and Transgender Aging brings together cutting-edge research, practical information, and innovative thinking regarding the characteristics and processes of aging among lesbian, gay, bisexual, and transgender individuals. Written by experts in the field, the book covers a range of subjects and provides a comprehensive knowledge base for practitioners, students, and researchers. Contributors address topics such as sexuality, relationships, legal issues, retirement planning, physical and mental health, substance abuse, community needs, gay and lesbian grandparents, and a model agency dedicated to delivering services to the senior LGBT population. Their writing takes a gay-affirmative approach that focuses on resilience, coping, and successful adaptation to aging and is sensitive to the importance of historical oppression in the lives of older members of sexual minorities. The authors also pay close attention to ethnic and cultural issues and identify where further research is needed. Lesbian, Gay, Bisexual, and Transgender Aging is a groundbreaking collection of some of the most significant voices in this area of research today. Gerontologists and those who serve the LGBT community are in great need of the information contained in this singular and definitive resource. |
| financial planning for gay couples: Live Gay, Retire Rich James Lange, 2015-07-15 Live Gay, Retire Rich lays out the best retirement and estate planning advice for same sex couples and teaches them how to make the most out of their retirement savings. |
| financial planning for gay couples: The Advocate , 1996-10-01 The Advocate is a lesbian, gay, bisexual, transgender (LGBT) monthly newsmagazine. Established in 1967, it is the oldest continuing LGBT publication in the United States. |
| financial planning for gay couples: Gay and Lesbian Elders Nancy J. Knauer, 2016-04-15 The approximately two million gay and lesbian elders in the United States are an underserved and understudied population. At a time when gay men and lesbians enjoy an unprecedented degree of social acceptance and legal protection, many elders face the daily challenges of aging isolated from family, detached from the larger gay and lesbian community, and ignored by mainstream aging initiatives. Drawing on materials from law, history, and social theory, this book integrates practical proposals for reform with larger issues of sexuality and identity. Beginning with a summary of existing demographic data and offering a historical overview of pre-Stonewall views of homosexuality, author Nancy J. Knauer goes on to address the invisibility of this community. She examines the multiple double binds central to their identity formation, including ageism among gays and lesbians and homophobia among seniors. Further, the book focuses on specific legal concerns such as estate planning, housing, discrimination, and financial insecurity, and how they impact this community uniquely. Integrating theory with practical questions of policy, and advancing a new understanding of the construction of sexuality and identity, this book advocates meaningful new reforms designed to ensure equity and dignity in aging regardless of sexual orientation. |
| financial planning for gay couples: Affirmative Psychotherapy and Counseling for Lesbians and Gay Men Jeffrey N. Chernin, Melissa R. Johnson, 2003 Affirmative Psychotherapy and Counseling for Lesbians and Gay Men offers a broad base of research, practice, and advocacy information about the special counseling needs of gays and lesbians. Authors Jeffrey N. Chernin and Melissa R. Johnson discuss universal themes as they apply to lesbian and gay clients, as well as issues unique to lesbians and gay men, including the treatment of same-sex couples and families, ethnic minority issues, and living with HIV/AIDS. They present sensible information on how to provide a safe therapeutic environment and how to interpret and apply psychological assessments. |
| financial planning for gay couples: The Advocate , 2002-04-30 The Advocate is a lesbian, gay, bisexual, transgender (LGBT) monthly newsmagazine. Established in 1967, it is the oldest continuing LGBT publication in the United States. |
| financial planning for gay couples: Classified Karen Pittelman, Resource Generation, 2005-12-23 Use your advantage to fight for social change with this resource guide for people with class privilege who are tired of cover-ups and ready to figure out how to use privilege for the good of the world. The fight for economic justice can draw stark battle lines, with the fight portrayed simplistically as Us versus Them, with the rich in the role of Them. So where does that leave young people with wealth who believe in social change? Afraid of being branded the enemy, yet deeply committed to social justice, they're left in a confusing no-man's land. This conflict can lead most young people with wealth to keep their privilege hidden, making it impossible for them to bring their resources, access, and connections to the struggle for social change. Coauthored by Karen Pittelman, who dissolved her $3 million trust fund to cofound a foundation for low-income women activists, Classified is a resource guide for people with class privilege who are tired of cover-ups and ready to figure out how their privilege really works. Complete with comics, exercises, and personal stories, this book gives readers the tools they need to put their privilege to work for social change. |
| financial planning for gay couples: Midlife and Aging in Gay America Douglas Kimmel, Dawn Lundy Martin, 2014-01-02 How is the pre-Stonewall generation aging? What can the Stonewall generation expect? Combining personal experience and original research, this fascinating collection explores the practical and psychological issues of aging for lesbian, gay, bisexual, and transgender individuals. Midlife and Aging in Gay America provides highlights from the SAGE 2000 National Conference on the personal, psychological, and economic issues related to growing older as a member of a sexual minority. Midlife and Aging in Gay America delivers reports from a national conference on urgent issues, including: health care concerns retirement plans intergenerational romances lifestyle issues caregiving grief and loss |
| financial planning for gay couples: The Advocate , 2002-04-30 The Advocate is a lesbian, gay, bisexual, transgender (LGBT) monthly newsmagazine. Established in 1967, it is the oldest continuing LGBT publication in the United States. |
| financial planning for gay couples: The Financial Planning Competency Handbook CFP Board, 2013-04-03 Whether you’re studying to become a financial planner or a practitioner looking for a comprehensive reference to help serve your clients' needs, this is the ultimate guide. Developed by Certified Financial Planner Board of Standards, Inc. (CFP Board), the Financial Planning Competency Handbook gives you everything you need to meet the daily challenges of your current or future profession. This all-inclusive handbook covers the entire list of nearly 90 vital topics on integrated financial planning, including such major components as: General Principles of Finance and Financial Planning Insurance Planning Employee Benefits Planning Investment and Securities Planning State and Federal Income Tax Planning Estate Tax, Gift Tax, and Transfer Tax Planning Retirement Planning Estate Planning Principles of Communication and Counseling And more |
| financial planning for gay couples: Oxford Textbook of Palliative Social Work Terry Altilio, Shirley Otis-Green, 2011-03-28 This text is the definitive resource for practicing palliative social work clinicians. It is designed to meet the needs of professionals who seek to provide culturally sensitive biopsychosocial-spiritual care for patients and families living with life-threatening illness. |
| financial planning for gay couples: Smart Couples Finish Rich, Canadian Edition David Bach, 2009-03-20 Canadian Edition, revised and updated From first-time newlyweds to people on their second marriage, couples face an overwhelming task when it comes to money management. Internationally renowned financial advisor and bestselling author David Bach knows that it doesn’t have to be this way. In Smart Couples Finish Rich, he provides couples with easy-to-use tools that cover everything from credit-card management to investment advice to long-term care. From this updated, newly revised Canadian edition, couples will learn how to work together as a team to identify their core values and dreams, and to create a financial plan that will allow them to achieve security, provide for their family’s future financial needs, and increase their income. |
| financial planning for gay couples: Who's in My Family? Robie H. Harris, 2012-09-11 Nellie and her little brother Gus discuss all kinds of families during a day at the zoo and dinner at home with their relatives afterwards. |
| financial planning for gay couples: A Guide to Elder Planning Steve Weisman, 2004 Speaking to aging Americans who want to plan for the future, New York Times journalist Weisman reveals everything readers need to know to protect themselves legally and financially in later years. |
| financial planning for gay couples: In the Pink Sue Levin, 1999 Readers of In the Pink will gain practical, useful tips on running and starting a gay-focused business, being partners with their partners, managing gay employees, and much more. In the Pink also gives the reader personalized help on general issues such as motivation, personality, finance, marketing, planning, and management from a gay perspective. It tells you how to find a mentor, how to apply for a bank loan, how to market to the gay and non-gay communities, whether or not your business should come out, and much more. Copyright © Libri GmbH. All rights reserved. |
| financial planning for gay couples: Financial Planning Competency Handbook CFP Board, 2015-07-08 The official guide for exam success and career excellence Financial Planning Competency Handbook, Second Edition is the essential reference for those at any stage of certification and a one-stop resource for practitioners looking to better serve their clients. This fully updated second edition includes brand new content on connections diagrams, new case studies, and new instructional videos, and a completely new section devoted to the interdisciplinary nature of financial planning. You'll gain insights from diverse fields like psychology, behavioral finance, communication, and marriage and family therapy to help you better connect with and guide your clients, alongside the detailed financial knowledge you need to perform to the highest expectations as a financial planner. This book contains over ninety chapters that are essential for practitioners, students, and faculty. Whether a practitioner, student, or faculty member, this guide is the invaluable reference you need at your fingertips. Comprehensive, clear, and detailed, this handbook forms the foundation of the smart financial planner's library. Each jurisdiction has its own laws and regulations surrounding financial planning, but the information in this book represents the core body of knowledge the profession demands no matter where you practice. Financial Planning Competency Handbook, Second Edition guides you from student to practitioner and far beyond, with the information you need when you need it. |
| financial planning for gay couples: Comprehensive Financial Planning Strategies for Doctors and Advisors David Edward Marcinko, Hope Rachel Hetico, 2014-12-09 Drawing on the expertise of multi-degreed doctors, and multi-certified financial advisors, Comprehensive Financial Planning Strategies for Doctors and Advisors: Best Practices from Leading Consultants and Certified Medical PlannersTM will shape the industry landscape for the next generation as the current ecosystem strives to keep pace. Traditional generic products and sales-driven advice will yield to a new breed of deeply informed financial advisor or Certified Medical PlannerTM. The profession is set to be transformed by cognitive-disruptors that will significantly impact the $2.8 trillion healthcare marketplace for those financial consultants serving this challenging sector. There will be winners and losers. The text, which contains 24 chapters and champions healthcare providers while informing financial advisors, is divided into four sections compete with glossary of terms, CMPTM curriculum content, and related information sources. For ALL medical providers and financial industry practitioners For NEW medical providers and financial industry practitioners For MID-CAREER medical providers and financial industry practitioners For MATURE medical providers and financial industry practitioners Using an engaging style, the book is filled with authoritative guidance and healthcare-centered discussions, providing the tools and techniques to create a personalized financial plan using professional advice. Comprehensive coverage includes topics likes behavioral finance, modern portfolio theory, the capital asset pricing model, and arbitrage pricing theory; as well as insider insights on commercial real estate; high frequency trading platforms and robo-advisors; the Patriot and Sarbanes–Oxley Acts; hospital endowment fund management, ethical wills, giving, and legacy planning; and divorce and other special situations. The result is a codified must-have book, for all health industry participants, and those seeking advice from the growing cadre of financial consultants and Certified Medical PlannersTM who seek to do well by doing good, dispensing granular physician-centric financial advice: Omnia pro medicus-clientis. RAISING THE BAR The informed voice of a new generation of fiduciary advisors for healthcare |
| financial planning for gay couples: The Advocate , 1998-01-20 The Advocate is a lesbian, gay, bisexual, transgender (LGBT) monthly newsmagazine. Established in 1967, it is the oldest continuing LGBT publication in the United States. |
| financial planning for gay couples: The People's Victory Marriage Equality USA, Christine Allen, Fred Anguera, Shelly Bailes, Matthew Baume, Kirsten Berzon, Michael Boyajian, Billy Bradford, Kate Burns, Marvin Burrows, Geoff Callan, Joe Capley-Alfano, Frank Capley-Alfano, Beau Chandler, Sean Chapin, J. Scott Coatsworth, Michael Farino, Stuart Gaffney, Tim Garcia, Mike Goettemoeller, Baltimore Gonzalez, Carmen Goodyear, Tracy Hollister, Mark "Major" Jiminez, Davina Kotulski, PhD, Kitty Lambert-Rudd, Cheryle Lambert-Rudd, John Lewis, Amos Lim, Zack Lyons, Cathy Marino-Thomas, Michael Markiewicz, Brian Maschka, Alex McCord, Martha McDevitt-Pugh, Molly McKay, Peter Mesh, Colleen Mewing, Jolene Mewing, Joy O'Donnell, Gender Offenders, Ellen Pontac, Mir Reyad, Michael Sabatino, Charlie Scatamacchia, Will Scott, Mike Shaw, Del Shores, Brian Silva, Scott Smith, Leslie Stewart, Stephanie Stolte, David Cameron Strachan, Roland Stringfellow, Robert Sullivan, Jamila Tharp, David Thompson, Jan Thompson, Sam Thoron, Anne Tischer, Simon van Kempen, Joseph Vitale, Robert Voorheis, Jokie X Wilson, Edie Windsor, Laurie York, 2017-08-15 “The People’s Victory is a mirror for each of us to see our own power to fight for justice and create the change we want to see in our world.” – Gavin Newsom, Lieutenant Governor of California In 1996, a small group of Americans from all walks of life banded together to create one of the most miraculous political victories in modern American history. Opponents attacked the issue of marriage equality as amoral and a direct threat to families. Allies warned that it was a generation away from being practicable and a selfish drain of precious political capital. A stirring oral history told by those who almost inexplicably found themselves fighting on the front lines, The People's Victory recounts the successes – and the setbacks – that only served to strengthen everyone’s resolve to resist, fight, and bring equal marriage rights to an entire nation. Through it all, these love warriors found their voice and home in Marriage Equality USA, the nation’s oldest and largest grassroots organization of its kind. While high profile books, articles and documentaries have covered the judicial and legislative machinations, this book puts a human face on the people who made the everyday personal sacrifices to keep the movement alive. The People’s Victory shares deeply moving personal testimonies of over sixty people, from Marvin Burrows, who was forced out of his home and lost many treasured possessions after losing his lost his partner of fifty years; to Kate Burns, who risked arrest for the first time when she stood up for her relationship; to Mike Goettemoeller, who pushed his mother in a wheelchair with Marriage Equality USA to fulfill her dream of marching in a Pride parade. Edie Windsor, the triumphant lead plaintiff in the Supreme Court case United States vs. Windsor recounts shouting down a major LGBTQ organization with “I’m 77 years old and I can’t wait!!” when they attempted to belittle marriage as a critical issue. Writer and producer Del Shores shares the touching moment his young teenage daughter used tears and laughter to console him after the passage of Proposition 8 in California dealt a blow to the cause. The People’s Victory is an inspirational roadmap for anyone who has felt passionately about an issue, but has questioned whether one person’s contribution can make a difference. These candid accounts once again prove that every movement for important social change must be built on the acts of everyday. In fact, that is the only way the people have ever been victorious. In his introduction, California Lieutenant Governor Gavin Newsom writes: “I hope these stories inspire you to resist, to fight, to win and in the end write the next stories in our continuing push for a more just and perfect union.” |
| financial planning for gay couples: Financial and Estate Planning Guide 2009 , 2008-09 The CCH Financial and Estate Planning Guide is the premier guidebook for professionals who structure, tailor and administer financial and estate plans. In the clearest of language, the guide explains all the important planning concepts, and examines the most important techniques used to set and meet the financial goals of clients and their families. |
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MarketWatch: Stock Market News - Financial News
Americans spend $10 billion more on Mother’s Day than Father’s Day. What’s going on? So your company offered you a buyout. Should you take it? Here’s what to know. Hate paying so much …
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Financial Times
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Fidelity Investments - Retirement Plans, Investing, Brokerage, …
Manage your own investments (stocks, ETFs, mutual funds, CDs, and more), with help from our free resources. With a Fidelity Roth IRA, you get the flexibility to save for retirement, while …
