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| financial literacy course syllabus: The Art of Money Bari Tessler, 2016-06-14 MEET YOUR FINANCIAL THERAPIST: Improve your financial literary and heal your relationship with money using this 3-part framework combining mindfulness, radical self-love, and body awareness. “An exciting, important voice to the money conversation . . . at once spiritual and practical, this is the education we've been waiting for.” —Lynne Twist, author of The Soul of Money For many of us, the most challenging and upsetting relationship in our lives is with our finances—and it often brings feelings of shame or powerlessness. Enter Bari Tessler, your new financial therapist and money-savvy best friend. Her “Art of Money” program gives you the tools you need to improve your financial literary and heal your money anxiety in 3 phases: • Money Healing: Heal money shame through body-based check-ins, transformative money rituals, and by reframing your “money story”. • Money Practices: Learn to approach money as a self-care practice—with advice on values-based bookkeeping, finding financial support, and setting up helpful tracking systems. • Money Maps: Designed to evolve with you over time, the 3-Tier Money Map helps you make good money decisions and affirm your money legacy. Bari Tessler’s gentle techniques weave together mindfulness, emotional depth, big-picture visioning, and refreshingly accessible money practices. A feminine and empowering guide, The Art of Money will help you transform your relationship with money—and in doing so, transform your life. Check out The Art of Money Workbook for more insights and teachings. |
| financial literacy course syllabus: Math for Financial Literacy Todd Knowlton, Paul Douglas Gray, 2012-05 Math for Financial Literacy prepares your students for the real world. Written specifically for teens, Math for Financial Literacy provides instruction for relevant math concepts that students can easily relate to their daily lives. In Math for Financial Literacy, students learn how to apply basic math concepts to the tasks they will use in the real world, including earning a paycheck, managing a bank account, using credit cards, and creating a budget. Other practical topics are presented to help students become financially capable and responsible. Each chapter is designed to present content in small segments for optimal comprehension. The following features also support students in the 5E instructional model. Reading Prep activities give students an opportunity to apply the Common Core State Standards for English Language Arts. These activities are noted by the College and Career Readiness icon and will help students meet the College and Career Readiness (CCR) anchor standards for reading and writing. For just-in-time practice of relevant skills, Build Your Math Skills features provide a preview of skills needed in the lesson, while Review Your Math Skills features reinforce those skills after the lesson instruction. See It and Check It features set the structure for presenting examples of each concept. See It demonstrates the concept, and Check It gives students a chance to try it for themselves. Skills Lab provided at the beginning of the text helps students become reacquainted with the math skills they will encounter in the book. There are 16 labs ranging from place value/order to bar and circle graphs. The Financial Literacy Simulation: Stages of Life Project provides students with real-life personal and professional scenarios that require the math skills and problem-solving techniques they have learned during the course. This capstone chapter is divided into life stages to support students as they enter into the adult world of working and financial planning. Assessment features at the end of the chapters allow for the review of key terms and concepts, as well as a spiral review of content from previous chapters. Additional features include: Financial $marts features offer information that applies the content to the practical matter of personal finance. Money Matters features equip students with background knowledge about the chapter topic. Apply Your Technology Skills features allow students to use technology to apply the math concepts they learned to real-life situations. Career Discovery features offer students an inside look at the math skill they will need for the career of their choice, based on the 16 Career Clusters(TM). FYI tips provide relevant information about the chapter content and math principles. |
| financial literacy course syllabus: Voluntary National Content Standards in Economics National Council on Economic Education, Foundation for Teaching Economics, 1997 This essential guide for curriculum developers, administrators, teachers, and education and economics professors, the standards were developed to provide a framework and benchmarks for the teaching of economics to our nation's children. |
| financial literacy course syllabus: Financial Peace Dave Ramsey, 2002-01-01 Dave Ramsey explains those scriptural guidelines for handling money. |
| financial literacy course syllabus: International Handbook of Financial Literacy Carmela Aprea, Eveline Wuttke, Klaus Breuer, Noi Keng Koh, Peter Davies, Bettina Greimel-Fuhrmann, Jane S. Lopus, 2016-03-24 This Handbook presents in-depth research conducted on a myriad of issues within the field of financial literacy. Split into six sections, it starts by presenting prevalent conceptions of financial literacy before covering financial literacy in the policy context, the state and development of financial literacy within different countries, issues of assessment and evaluation of financial literacy, approaches to teaching financial literacy, and teacher training and teacher education in financial literacy. In doing so, it provides precise definitions of the construct of financial literacy and elaborates on the state and recent developments of financial literacy around the world, to show ways of measuring and fostering financial literacy and to give hints towards necessary and successful teacher trainings. The book also embraces the diversity in the field by revealing contrasting and conflicting views that cannot be bridged, while at the same time making a contribution by re-joining existing materials in one volume which can be used in academic discourse, in research-workshops, in university lectures and in the definition of program initiatives within the wider field of financial literacy. It allows for a landscape of financial literacy to be depicted which would foster the implementation of learning opportunities for human beings for sake of well-being within financial living-conditions. The Handbook is useful to academics and students of the topic, professionals in the sector of investment and banking, and for every person responsible for managing his or her financial affairs in everyday life. |
| financial literacy course syllabus: Introduction to Personal Finance John E. Grable, Lance Palmer, 2018-12-28 Every financial decision we make impacts our lives. Introduction to Personal Finance: Beginning Your Financial Journey is designed to help students avoid early financial mistakes and provide tools needed to secure a strong foundation for the future. Using engaging visuals and a modular approach, instructors can easily customize their course to topics that matter most to their students. This course empowers students to define their personal values and make smart financial decisions that help them achieve their goals. |
| financial literacy course syllabus: Your Money, Your Goals Consumer Financial Consumer Financial Protection Bureau, 2015-03-18 Welcome to the Consumer Financial Protection Bureau's Your Money, Your Goals: A financial empowerment toolkit for social services programs! If you're reading this, you are probably a case manager, or you work with case managers. Finances affect nearly every aspect of life in the United States. But many people feel overwhelmed by their financial situations, and they don't know where to go for help. As a case manager, you're in a unique position to provide that help. Clients already know you and trust you, and in many cases, they're already sharing financial and other personal information with you. The financial stresses your clients face may interfere with their progress toward other goals, and providing financial empowerment information and tools is a natural extension of what you are already doing. What is financial empowerment and how is it different from financial education or financial literacy? Financial education is a strategy that provides people with financial knowledge, skills, and resources so they can get, manage, and use their money to achieve their goals. Financial education is about building an individual's knowledge, skills, and capacity to use resources and tools, including financial products and services. Financial education leads to financial literacy. Financial empowerment includes financial education and financial literacy, but it is focused both on building the ability of individuals to manage money and use financial services and on providing access to products that work for them. Financially empowered individuals are informed and skilled; they know where to get help with their financial challenges. This sense of empowerment can build confidence that they can effectively use their financial knowledge, skills, and resources to reach their goals. We designed this toolkit to help you help your clients become financially empowered consumers. This financial empowerment toolkit is different from a financial education curriculum. With a curriculum, you are generally expected to work through most or all of the material in the order presented to achieve a specific set of objectives. This toolkit is a collection of important financial empowerment information and tools you can access as needed based on the client's goals. In other words, the aim is not to cover all of the information and tools in the toolkit - it is to identify and use the information and tools that are best suited to help your clients reach their goals. |
| financial literacy course syllabus: Personal Finance Rachel S. Siegel, 2021 Personal Finance was written with two simple goals in mind: to help students develop a strong sense of financial literacy and provide a wide range of pedagogical aids to keep them engaged and on track. This book is a practical introduction that covers all of the fundamentals and introduces conceptual frameworks, such as the life cycle of financial decisions and basic market dynamics, in a way that students can easily grasp and readily use in their personal lives. --Provided by publisher. |
| financial literacy course syllabus: College Success Amy Baldwin, 2020-03 |
| financial literacy course syllabus: Snow Treasure Marie McSwigan, 1958 Grade Level 5.5, Book# 85, Points 4. |
| financial literacy course syllabus: Personal Financial Literacy Jeff Madura, K. Michael Casey, Sherry J. Roberts, 2009-02-26 |
| financial literacy course syllabus: The Organized Homeschooler Vicki Caruana, 2001 A collection of tried-and-true homeschooling ideas to help achieve a balance between the home and classroom. |
| financial literacy course syllabus: Augmented Brett King, Andy Lark, Alex Lightman, JP Rangaswami, 2016-05-15 The Internet and smartphone are just the latest in a 250-year- long cycle of disruption that has continuously changed the way we live, the way we work and the way we interact. The coming Augmented Age, however, promises a level of disruption, behavioural shifts and changes that are unparalleled. While consumers today are camping outside of an Apple store waiting to be one of the first to score a new Apple Watch or iPhone, the next generation of wearables will be able to predict if we’re likely to have a heart attack and recommend a course of action. We watch news of Google’s self-driving cars, but don’t likely realise this means progressive cities will have to ban human drivers in the next decade because us humans are too risky. Following on from the Industrial or machine age, the space age and the digital age, the Augmented Age will be based on four key disruptive themes—Artificial Intelligence, Experience Design, Smart Infrastructure, and HealthTech. Historically the previous ‘ages’ bought significant disruption and changes, but on a net basis jobs were created, wealth was enhanced, and the health and security of society improved. What will the Augmented Age bring? Will robots take our jobs, and AI’s subsume us as inferior intelligences, or will this usher in a new age of abundance? Augmented is a book on future history, but more than that, it is a story about how you will live your life in a world that will change more in the next 20 years than it has in the last 250 years. Are you ready to adapt? Because if history proves anything, you don't have much of a choice. |
| financial literacy course syllabus: Control Your Cash Greg McFarlane, Betty Kincaid, 2010-06 A 14% credit card rate! What a deal! Where it says 'adjustable' here on my mortgage - that means 'fixed', right? Work until I retire, then collect Social Security. That's my wealth plan. If you've ever wondered how your money works, where it goes or how it grows, stop wondering. Control Your Cash: Making Money Make Sense deconstructs personal finance so that everyone but the hopelessly inept can understand it. Inside the book, you'll learn: [ how to get your bank accounts, credit cards and other financial instruments to work for you, and not the other way around [ the right way to buy a car (i.e. with the salesman cursing your name as you drive away) [ where and how to invest, and what all those symbols, charts and graphs mean [ how to turn expenses into income, and stop living paycheck-to-paycheck [ whom the tax system is stacked against (hint: it's most of us) and how to use that to your advantage [ the very key to wealth itself. In fact, the authors thought it was so important they put it on the cover so you can read it even if you're too cheap to buy the book: Buy assets, sell liabilities. Finally, a book that explains personal finance not only in layman's terms, but in detail. If you can read, and have any capacity for self-discipline, invest a few bucks in Control Your Cash now and reap big financial rewards for the rest of your life. |
| financial literacy course syllabus: Money Smart for Older Adults Resource Guide Federal Deposit Federal Deposit Insurance Corporation, Bureau of Bureau of Consumer Financial Protection, 2019-03 This recently updated guide produced by the Bureau of Consumer Financial Protection (BCFP) and the Federal Deposit Insurance Corporation (FDIC) provides information on common frauds, scams and other forms of elder financial exploitation and suggests steps that older persons and their caregivers can take to avoid being targeted or victimized.The mission of the BCFP, a government agency, is to make markets for consumer financial products and services work for consumers by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. The FDIC is an independent agency created by the Congress to maintain stability and public confidence in the nation's financial system. |
| financial literacy course syllabus: Artificial Intelligence with Python Prateek Joshi, 2017-01-27 Build real-world Artificial Intelligence applications with Python to intelligently interact with the world around you About This Book Step into the amazing world of intelligent apps using this comprehensive guide Enter the world of Artificial Intelligence, explore it, and create your own applications Work through simple yet insightful examples that will get you up and running with Artificial Intelligence in no time Who This Book Is For This book is for Python developers who want to build real-world Artificial Intelligence applications. This book is friendly to Python beginners, but being familiar with Python would be useful to play around with the code. It will also be useful for experienced Python programmers who are looking to use Artificial Intelligence techniques in their existing technology stacks. What You Will Learn Realize different classification and regression techniques Understand the concept of clustering and how to use it to automatically segment data See how to build an intelligent recommender system Understand logic programming and how to use it Build automatic speech recognition systems Understand the basics of heuristic search and genetic programming Develop games using Artificial Intelligence Learn how reinforcement learning works Discover how to build intelligent applications centered on images, text, and time series data See how to use deep learning algorithms and build applications based on it In Detail Artificial Intelligence is becoming increasingly relevant in the modern world where everything is driven by technology and data. It is used extensively across many fields such as search engines, image recognition, robotics, finance, and so on. We will explore various real-world scenarios in this book and you'll learn about various algorithms that can be used to build Artificial Intelligence applications. During the course of this book, you will find out how to make informed decisions about what algorithms to use in a given context. Starting from the basics of Artificial Intelligence, you will learn how to develop various building blocks using different data mining techniques. You will see how to implement different algorithms to get the best possible results, and will understand how to apply them to real-world scenarios. If you want to add an intelligence layer to any application that's based on images, text, stock market, or some other form of data, this exciting book on Artificial Intelligence will definitely be your guide! Style and approach This highly practical book will show you how to implement Artificial Intelligence. The book provides multiple examples enabling you to create smart applications to meet the needs of your organization. In every chapter, we explain an algorithm, implement it, and then build a smart application. |
| financial literacy course syllabus: What You Should Know about Your Retirement Plan U.S. Department of Labor, 2006 Helps you understand your employer's retirement savings plan, know what information you should review periodically and where to go for help with questions. Explains when and how you can receive retirement benefits, the responsibilities of those who manage |
| financial literacy course syllabus: California Career Technical Education Model Curriculum Standards California. Department of Education, 2006 |
| financial literacy course syllabus: Higher Education Opportunity Act United States, 2008 |
| financial literacy course syllabus: The Science of Reading Margaret J. Snowling, Charles Hulme, 2008-04-15 The Science of Reading: A Handbook brings together state-of-the-art reviews of reading research from leading names in the field, to create a highly authoritative, multidisciplinary overview of contemporary knowledge about reading and related skills. Provides comprehensive coverage of the subject, including theoretical approaches, reading processes, stage models of reading, cross-linguistic studies of reading, reading difficulties, the biology of reading, and reading instruction Divided into seven sections:Word Recognition Processes in Reading; Learning to Read and Spell; Reading Comprehension; Reading in Different Languages; Disorders of Reading and Spelling; Biological Bases of Reading; Teaching Reading Edited by well-respected senior figures in the field |
| financial literacy course syllabus: Financial Risk Management Allan M. Malz, 2011-09-13 Financial risk has become a focus of financial and nonfinancial firms, individuals, and policy makers. But the study of risk remains a relatively new discipline in finance and continues to be refined. The financial market crisis that began in 2007 has highlighted the challenges of managing financial risk. Now, in Financial Risk Management, author Allan Malz addresses the essential issues surrounding this discipline, sharing his extensive career experiences as a risk researcher, risk manager, and central banker. The book includes standard risk measurement models as well as alternative models that address options, structured credit risks, and the real-world complexities or risk modeling, and provides the institutional and historical background on financial innovation, liquidity, leverage, and financial crises that is crucial to practitioners and students of finance for understanding the world today. Financial Risk Management is equally suitable for firm risk managers, economists, and policy makers seeking grounding in the subject. This timely guide skillfully surveys the landscape of financial risk and the financial developments of recent decades that culminated in the crisis. The book provides a comprehensive overview of the different types of financial risk we face, as well as the techniques used to measure and manage them. Topics covered include: Market risk, from Value-at-Risk (VaR) to risk models for options Credit risk, from portfolio credit risk to structured credit products Model risk and validation Risk capital and stress testing Liquidity risk, leverage, systemic risk, and the forms they take Financial crises, historical and current, their causes and characteristics Financial regulation and its evolution in the wake of the global crisis And much more Combining the more model-oriented approach of risk management-as it has evolved over the past two decades-with an economist's approach to the same issues, Financial Risk Management is the essential guide to the subject for today's complex world. |
| financial literacy course syllabus: College and Career Success , 2015 |
| financial literacy course syllabus: Financial Literacy and Financial Education Beata Świecka, Aleksandra Grzesiuk, Dieter Korczak, Olga Wyszkowska-Kaniewska, 2019-03-18 It is a well-known saying that money does not buy happiness. But it certainly helps in life. It is important to have enough of it to satisfy our needs and to secure ourselves from emergency situations. That's what adults think. And what about the youth? What is their approach to money, what do they know about finances and how are their skills in everyday financial management coming along? What kind of knowledge and skills should be provided? Do young people in different countries represent similar or different approaches to financial matters? Using the results of a research on young people in Poland and Germany, the authors draw a picture of financial literacy. They furthermore present a number of recommendations that help developing the knowledge and the financial skills of young people in practice. |
| financial literacy course syllabus: Planning Curriculum in Personal Financial Literacy Beth E. Ratway, Wisconsin. Department of Public Instruction, 2009 |
| financial literacy course syllabus: Using Deliberative Techniques to Teach Financial Literacy Nancy Claxton, 2008 The second volume in IDEA's Deliberating Across the Curriculum Series, Using Deliberative Techniques to Teach Financial Literacy is written for busy teachers who want to bring innovation and participatory teaching techniques into their classroom. Using the methodologies of debate, role plays, simulations, and presentations, teachers can teach essential financial literacy objectives to secondary level students. |
| financial literacy course syllabus: Fundamentals of Early Childhood Education George S. Morrison, 2013-01-15 NOTE: Used books, rentals, and purchases made outside of Pearson If purchasing or renting from companies other than Pearson, the access codes for the Enhanced Pearson eText may not be included, may be incorrect, or may be previously redeemed. Check with the seller before completing your purchase. This package includes the Enhanced Pearson eText and the bound book. Now in its Seventh Edition, the best-selling Fundamentals of Early Childhood Education by renowned author and educator, George S. Morrison, remains keenly focused on what it means to be an early childhood professional in today’s world. Providing a brief, reader-friendly introduction to the field, it presents engaging chapter features on early childhood programs, professionals in practice, diversity strategies, technology issues, and ethical decision-making. Separate chapters on infants and toddlers, preschoolers, kindergartners, and the primary grades explore young children’s unique developmental and educational needs. Fundamentals’ emphasis on professionalism throughout keeps the focus on meeting the needs of each and every child and providing up-to-date information and strategies to develop competent, informed early childhood professionals. This thoroughly revised edition offers a contemporary, accessible, user-friendly approach to all of the major topics, programs, and issues at the forefront of the field today. Comprehensive, yet brief, this text is a perfect resource for a variety of courses in early childhood education. The Enhanced Pearson eText features embedded video. Improve mastery and retention with the Enhanced Pearson eText* The Enhanced Pearson eText provides a rich, interactive learning environment designed to improve student mastery of content. The Enhanced Pearson eText is: Engaging. The new interactive, multimedia learning features were developed by the authors and other subject-matter experts to deepen and enrich the learning experience. Convenient. Enjoy instant online access from your computer or download the Pearson eText App to read on or offline on your iPad® and Android® tablet.* Affordable. The Enhanced Pearson eText may be purchased stand-alone or with a loose-leaf version of the text for 40-65% less than a print bound book. * The Enhanced eText features are only available in the Pearson eText format. They are not available in third-party eTexts or downloads. *The Pearson eText App is available on Google Play and in the App Store. It requires Android OS 3.1-4, a 7” or 10” tablet, or iPad iOS 5.0 or later. 0133400875 / 9780133400878 Fundamentals of Early Childood Education Plus with Video-Enhanced Pearson eText--Access Card Package Package consists of: 013285337X / 9780132853378 Fundamentals of Early Childhood Education 0133397319 / 9780133397314 Fundamentals of Early Childhood Education, Video-Enhanced Pearson eText -- Access Card |
| financial literacy course syllabus: Wisconsin's Model Academic Standards for Personal Financial Literacy Wisconsin. Department of Public Instruction, 2006 |
| financial literacy course syllabus: Handbook of Research on Theory and Practice of Financial Crimes Rafay, Abdul, 2021-03-18 Black money and financial crime are emerging global phenomena. During the last few decades, corrupt financial practices were increasingly being monitored in many countries around the globe. Among a large number of problems is a lack of general awareness about all these issues among various stakeholders including researchers and practitioners. The Handbook of Research on Theory and Practice of Financial Crimes is a critical scholarly research publication that provides comprehensive research on all aspects of black money and financial crime in individual, organizational, and societal experiences. The book further examines the implications of white-collar crime and practices to enhance forensic audits on financial fraud and the effects on tax enforcement. Featuring a wide range of topics such as ethical leadership, cybercrime, and blockchain, this book is ideal for policymakers, academicians, business professionals, managers, IT specialists, researchers, and students. |
| financial literacy course syllabus: Financial Education in U.S. State Colleges and Universities Donna E. Danns, 2015-11-28 This book addresses the uncertain state of financial literacy among today’s college students and examines steps colleges and universities are taking to address this widespread concern. This work introduces a four-fold typology of organizational models for college-based financial education programs and uses these as optics for grouping and presenting case studies. The case studies presented provide a holistic representation of how universities develop, sustain and grow financial education programs. Details on the nature of programs, goals, administrative support, resources, partnerships, scale of operations, program content and delivery, advertising, evaluation, program spinoffs, and much more are captured in this work. In addition to detailed case studies, this book presents general findings on the availability of and delivery modes for college-based financial education. This work has significant utility for universities and colleges seeking to implement new financial education programs, changing existing programs, improving program relevancy or expanding program delivery on campus. It is an important contribution to the experiential understanding on how college students as consumers can acquire financial education as part of their broader college curricula and be able to better manage their financial lives. Included in the coverage: The financial literacy imperative. Program delivery and organizational models in state colle ges and universities. The academic model. The full-fledged money management center. The aspirational/seed program. The branch/interspersed model. As financial literacy is increasingly recognized as a core life skill, it becomes more crucial as a component of higher education. Personal Financial Education in State Colleges and Universities in the U.S. is salient reading for college and university administrators, researchers, social workers and mental health professionals working with college students, policy analysts and faculty from any discipline interested in promoting the financial literacy of their students. |
| financial literacy course syllabus: DAMA-DMBOK Dama International, 2017 Defining a set of guiding principles for data management and describing how these principles can be applied within data management functional areas; Providing a functional framework for the implementation of enterprise data management practices; including widely adopted practices, methods and techniques, functions, roles, deliverables and metrics; Establishing a common vocabulary for data management concepts and serving as the basis for best practices for data management professionals. DAMA-DMBOK2 provides data management and IT professionals, executives, knowledge workers, educators, and researchers with a framework to manage their data and mature their information infrastructure, based on these principles: Data is an asset with unique properties; The value of data can be and should be expressed in economic terms; Managing data means managing the quality of data; It takes metadata to manage data; It takes planning to manage data; Data management is cross-functional and requires a range of skills and expertise; Data management requires an enterprise perspective; Data management must account for a range of perspectives; Data management is data lifecycle management; Different types of data have different lifecycle requirements; Managing data includes managing risks associated with data; Data management requirements must drive information technology decisions; Effective data management requires leadership commitment. |
| financial literacy course syllabus: The Ontario Curriculum, Grades 9 to 12 , 2007 |
| financial literacy course syllabus: Financial Statement Analysis & Valuation Peter Douglas Easton, Mary Lea McAnally, Gregory A. Sommers, Xiao-Jun Zhang ((Michael Chetkovich Chair in Accounting, University of California, Berkeley)), 2018 |
| financial literacy course syllabus: International Practices to Promote Budget Literacy Harika Masud, Helene Pfeil, Sanjay Agarwal, Alfredo Gonzalez Briseno, 2017-06-28 Budget literacy is defined as 'the ability to read, decipher, and understand public budgets to enable and enhance meaningful citizen participation in the budget process'. It is comprised of two main parts - (i) a technical understanding of public budgets, including familiarity with government spending, tax rates and public debt and; (ii) the ability to engage in the budget process, comprising of practical knowledge on day-to-day issues, as well as an elementary understanding of the economic, social and political implications of budget policies, the stakeholders involved and when and how to provide inputs during the annual budget cycle. Given that no international standards or guidelines have been established for budget literacy education to date, this book seeks to address this gap by taking stock of illustrative initiatives promoting budget literacy for youth in selected countries. The underlying presumption is that when supply-side actors in the budget process -- governments -- simplify and disseminate budget information for demand-side actors -- citizens -- this information will then be used by citizens to provide feedback on the budget. However, since citizens are often insufficiently informed about public budgets to constructively participate in budget processes one way to empower them and to remedy the problem of budget illiteracy is to provide budget-literacy education in schools to youth, helping them evolve into civic-minded adults with the essential knowledge needed for analyzing their government's fiscal policy objectives and measures, and the confidence and sense of social responsibility to participate in the oversight of public resources. This book elaborates on approaches, learning outcomes, pedagogical strategies and assessment approaches for budget literacy education, and presents lessons that are relevant for the development, improvement, or scaling up of budget literacy initiatives. |
| financial literacy course syllabus: The Framework for Teaching Evaluation Instrument, 2013 Edition Charlotte Danielson, 2013 The framework for teaching document is an evolving instrument, but the core concepts and architecture (domains, components, and elements) have remained the same.Major concepts of the Common Core State Standards are included. For example, deep conceptual understanding, the importance of student intellectual engagement, and the precise use of language have always been at the foundation of the Framework for Teaching, but are more clearly articulated in this edition.The language has been tightened to increase ease of use and accuracy in assessment.Many of the enhancements to the Framework are located in the possible examples, rather than in the rubric language or critical attributes for each level of performance. |
| financial literacy course syllabus: THE IMPACT OF FINANCIAL LITERACY ON INVESTMENT DECISIONS Dr. Pradeep K. Gupta, 2021-10-30 The financial system plays a vital role in the growth and development of the economy. The evolution of financial market economies has been dramatically broadening the opportunities to consumers and investors, business houses, policymakers and the economy of a country. The growing innovations and increasing complexity of financial products over the past decade have put enormous pressure and responsibilities on shoulders of financial investors. Financial Literacy is must to understand return and risk attached to these products. Financial literacy enables an individual to gain a better understanding of financial instruments and the risk and return involved in investment at various avenues. The financial literacy helps to overcome problems relating to personal finance such as savings, borrowings, investments, retirement planning, etc. The Organization for Economic Co-operation and Development (OECD) has defined financial literacy as “a combination of awareness, knowledge, skill, attitude and behaviour necessary to make sound financial decisions and ultimately achieve individual well-being”. |
| financial literacy course syllabus: Taxmann's Financial Literacy – Equip yourself with the knowledge and skills to achieve financial independence and make informed financial decisions confidently | VAC | UGCF Prof. (Dr.) Amit Kumar Singh, 2024-06-10 Financial independence requires more than just earning money; it involves disciplined money management and informed decision-making. This book aims to equip readers with the essential knowledge and skills to achieve financial independence and confidently make responsible financial decisions. This book, designed as an additional course for undergraduate students of the University of Delhi, draws from the author's extensive experience in teaching and research. It aims to make financial literacy accessible and practical for all readers, ensuring they can apply their knowledge to achieve financial soundness and independence. This book is divided into four units, each dwelling on the key concepts of financial literacy, which are as follows: • Financial Planning & Financial Products – Discusses financial literacy in general and introduces the basic concepts such as: o Financial Planning o Spending Management o Time Value of Money • Banking Products & Digital Payments – Makes the readers aware of the different banking products and services that banks offer, digitization of payment systems, and how to protect oneself from financial fraud • Investment Planning & Management – Discusses the various investment planning and management techniques. It delves into the different investment options available in the market. It also emphasizes the need for Life, General & Health Insurance in every individual's life • Tax Planning – Discusses tax planning, introducing the basic tax structure of India, taxation methodologies, exemptions, deductions and filing of returns The Present Publication is the 2nd Edition, authored by Prof. (Dr) Amit Kumar Singh, with the following noteworthy features: • [Learning Outcomes] Each chapter begins with clear learning outcomes, providing a roadmap of what readers will achieve • [Main Text] Concepts are explained in simple, lucid language with examples and cases to enhance understanding • [Writing Style and Relevance] o Written in simple language to enhance understandability o Includes several real-life examples for relevance to new learners • [Solved Problems] Chapters end with solved numerical problems to help readers grasp the concepts and their applications • [Review Questions] Each chapter includes questions for readers to test their knowledge and review their learning • [Practical Exercises] Real-life applications of financial literacy are emphasized through practical exercises at the end of each chapter The detailed contents of the book are as follows: • Financial Planning and Financial Products o Financial Literacy § This chapter introduces the concept of financial literacy, emphasizing its importance in making informed financial decisions. It provides a detailed explanation of financial literacy and outlines why individuals must understand financial terms and concepts § The chapter includes a comprehensive vocabulary list covering terms such as Annual Percentage Rate, Asset, Bait and Switch, Bank, Bankruptcy, Borrower, Budget, Comparison Shopping, Credit, Credit Card, Credit Report, Credit Score, Creditworthiness, Debit Card, Debt, Default, Emergency Fund, Expense, Income, Interest, Need vs. Want, Opportunity Cost, Pay Yourself First, Predatory Lending, Principal, Rule of 72, Time Value of Money, and Wealth § To reinforce learning, the chapter concludes with review questions and practical exercises o Saving and Spending Management § This chapter focuses on the fundamentals of saving and spending management. It begins by explaining the difference between needs and wants, highlighting the significance of understanding this distinction for effective financial planning § The chapter outlines steps in spending management and budgeting techniques, stressing the importance of financial discipline in maintaining a balanced financial life. Key components discussed include income, expenses, and savings § The chapter ends with review questions and practical exercises to test readers' understanding and application of the concepts o Financial Goals and Planning § In this chapter, the focus is on setting and achieving financial goals. It explains how to define and categorize financial goals into short-term, mid-term, and long-term § The chapter introduces the SMART criteria (Specific, Measurable, Achievable, Relevant, Timely/Time-Bound) for setting sound financial goals § It also covers the financial planning process, its practical benefits, and the necessity of financial planning § Review questions and practical exercises are included to help readers implement the planning strategies discussed o Time Value of Money § This chapter introduces the concept of the Time Value of Money (TVM), explaining its relevance and application in financial decision-making § It provides a glossary of key TVM terms such as Annuity, Compound Interest, Compounding Frequency, Discount Rate, Future Value, Number of Periods, Perpetuity, and Present Value § The chapter also explores the power of compounding and various discounting methods, providing practical applications such as sinking fund problems, capital recovery, growth rate, interest rate, and deferred payments § Solved problems, review questions and practical exercises are included to reinforce understanding • Banking and Digital Payment o Banking Products and Services § This chapter provides an overview of banking products and services, explaining different types of banking activities, including retail and corporate banking. It also discusses the marketing of digital banking products § The chapter includes review questions and practical exercises to help readers apply the concepts learned o Digitization of Financial Transactions § The chapter explores the impact of digitization on financial services, providing a critical analysis of its benefits and challenges § It covers various digital payment methods, including credit cards, debit cards, prepaid cards, Aadhaar Enabled Payment System (AEPS), net banking, Unified Payment Interface (UPI), and digital wallets § Review questions and practical exercises help readers practice using digital transactions o Protection Against Banking and Financial Fraud § This chapter emphasizes the importance of protecting oneself against financial fraud. It explains different types of financial frauds, including Ponzi schemes and online frauds, and provides measures for protection and security § Review questions and practical exercises are included to test knowledge and apply fraud prevention techniques • Investment Planning and Management o Investment Planning and Management § The chapter introduces the basics of investment planning, defining investment and its objectives § It covers the steps and benefits of investment planning, the concepts of risk and return, and techniques for managing investment portfolios § Various investment alternatives, such as stocks, bonds, mutual funds, real estate, and gold, are discussed § Solved problems, review questions and practical exercises are provided to help readers apply investment planning principles. o Mutual Funds § This chapter overviews mutual funds, discussing types, costs, and benefits. It explains the Net Asset Value (NAV) and addresses common misconceptions § The chapter covers different mutual fund schemes, including systematic investment and withdrawal plans, and provides key points to remember before investing. Tax implications of mutual funds are also discussed § Solved problems, review questions and practical exercises are included to reinforce understanding o Life and General Insurance § This chapter explains the principles of life and general insurance, covering the types of risks included and the benefits of having insurance § It details the different types of life insurance policies, the claim settlement process, and the importance of general insurance § Review questions and practical exercises are provided to help readers understand and apply insurance concepts o Health Insurance § The chapter discusses the importance of health insurance, the types of health insurance policies available, including government-sponsored schemes, and what they cover § It explains the claim settlement process and what to consider before buying health insurance § Review questions and practical exercises are included to reinforce learning • Tax Planning o Personal Tax Planning § This chapter introduces personal tax planning, explaining its importance and benefits. It covers the different types of tax planning, tax management, and the differences between tax avoidance and tax evasion § Review questions and practical exercises are provided to help readers practice tax planning strategies. o Taxation in India § The chapter provides an overview of the taxation system in India, explaining direct and indirect taxes and discussing the Goods and Services Tax (GST) § It covers the taxation of individual income, the different heads of income, and the new and old tax regimes § Solved problems, review questions and practical exercises are included to help readers understand tax implications o Deductions and Exemptions § This chapter explains tax deductions and exemptions, listing various types available to taxpayers § It discusses conditions for opting for the new tax regime and effective tax-saving schemes § Solved problems, review questions and practical exercises are provided to help readers apply tax-saving strategies o E-Filing of Income Tax Return § The chapter introduces the e-filing of income tax returns, explaining different types of return forms and the modes of filing § It covers the advantages of electronic filing and provides precautions to take while filing § Review questions and practical exercises are included to help readers practice e-filing |
| financial literacy course syllabus: Innovations in Economic Education Mary Beth Henning, 2016-11-25 Innovations in Economic Education addresses the growing issue of financial illiteracy by showing how economics can be successfully integrated into classrooms from kindergarten through higher education. Pre-service teachers, experienced educators, curriculum leaders, parents, and school administrators will find practical ideas to improve economic understanding. At the elementary level, the book provides creative ways of introducing young students to the basic concepts of economics, financial justice, and social action. For higher grade levels, the book offers ideas to integrate economics into current history, civics, and math curricula. The final portion of the book features recommendations by leading economic educators on how economics can play a greater role in teachers’ professional development. The pedagogical tools presented in each chapter include lesson plans and practical insights, and are designed to meet the NCSS, C3 Framework, and Common Core State Standards for Social Studies. This book is a timely and valuable resource for all educators interested in improving their students’ economic literacy and financial decision-making. |
| financial literacy course syllabus: Changing Senario of Business and E-Commerce , |
| financial literacy course syllabus: Financial Literacy and Adult Education Karin Sprow Forté, Edward W. Taylor, Elizabeth J. Tisdell, 2014-03-19 Many adults attend financial education classes to help them make more informed financial decisions, based on their knowledge of their financial situation available cash or funds planned expenditures. This volume brings together scholars from the fields of adult education and financial literacy and covers topics that reveal the interrelatedness of the two fields. They show how concepts and knowledge about adult education can be utilized in and illuminate financial education, and they offer insights about how financial education, as an eminently practical subject, shows adults learning and putting their new knowledge into action. This is the 141st volume of this Jossey-Bass series. Noted for its depth of coverage, it explores issues of common interest to instructors, administrators, counselors, and policymakers in a broad range of adult and continuing education settings, such as colleges and universities, extension programs, businesses, libraries, and museums. |
| financial literacy course syllabus: 300+ WAYS TO MAKE MONEY WITH CHATGPT D. L. Bailey, 2024-08-01 Discover the ultimate guide to leveraging Chat GPT for financial success in 300+ Ways to Make Money With Chat GPT. This comprehensive ebook provides over 300 creative and practical methods to harness the power of Chat GPT to generate income. Whether you're a seasoned entrepreneur or just starting, you'll find actionable strategies, tips, and real-world examples to turn your Chat GPT interactions into lucrative ventures. Unlock the potential of AI and start your journey towards financial independence today! |
Personal Financial Literacy (PFL) Syllabus - Texas Tech …
In this course, you will grow your financial knowledge by beginning with the basics of money management and how to become a smart earner, spender, and investor. Personal Financial …
Course Syllabus 2024-2025 - SCHOOLHOUSE PORTAL
• Relate personal income goals and financial goals to life events. • Identify the opportunity cost of various financial decisions, including the costs of time, risk and resources. • Explain the effects …
Financial Literacy Course Description - s3.amazonaws.com
1. Identify and define examples of financial goals and the impact life events has on these goals. 2. Identify possible sources of income to assist in creating financial goals. 3. Explain the …
Financial Literacy (160345) - Louisiana Department of Education
This course is designed to prepare students to make well-informed decisions regarding finances including debt management, building and improving credit, and practical financial decision …
Everfi Personal Financial Literacy-Course Syllabus
The interactive lessons in this financial literacy course translates complex financial concepts and help students develop actionable strategies for managing their finances.
Value Added Course I Sem Basics of Financial Literacy
Key aspects to financial literacy include knowing how to create a budget, plan for retirement, manage debt, and track personal spending. Financial literacy can be obtained through reading …
Financial Literacy Syllabus - Elk Grove Unified School District
Apply reliable information and systematic decision making to personal financial decisions. Develop strategies to control and manage credit and debt. Use a career plan to develop …
Financial Literacy Syllabus and Learning Objectives
Financial Literacy Semester 1 equips students with the essential tools and knowledge to manage their finances effectively and make wise financial decisions. By exploring topics such as …
VACI: FINANCIAL LITERACY 02 1 0 1 1lh - Delhi University
The Learning Objectives of this course are as follows: • Familiarity with different aspects of financial literacy such as savings, investment, taxation, and insurance • Understand the …
051818 Course Syllabus Personal Financial Literacy
Personal Financial Literacy Course Description Personal Financial Literacy is a course that will develop citizens who have the knowledge and skills to make sound, informed financial …
Core Financial Literacy - Edmentum
Financial Literacy helps students recognize and develop vital skills that connect life and career goals with personalized strategies and milestone-based action plans.
A 'Standard' Personal Finance Curriculum - Federal Reserve …
Each unit lists a variety of resources on the given topic(s) for use over multiple class periods or out-of-class assignments. All resources are available online for free. The time required to use …
Financial Literacy Curriculum Guide - Federal Reserve Bank of …
Cars, Cards, and Currency Lesson 1: Financial Literacy: In this lesson, students play a game to test their current level of financial knowledge. Students discuss their understanding of financial …
Veterans High School Financial Literacy Course Syllabus
Financial Literacy is an engaging and relevant curriculum to help senior students master the foundational elements of personal finance and to prepare for life on their own. This course will …
Financial Literacy (Value Addition Course) - taxclasses.in
Syllabus of Financial literacy (Lecture +Practical) Unit I: Financial Planning and Financial products: 3L+3P • Introduction to Saving • Time value of money • Management of spending …
Financial Literacy | Syllabus - Amazon Web Services, Inc.
Financial Literacy | Syllabus Course Description: This .5 credit course will equip you with personal financial skills and help you to make well-informed purchasing decisions. Time Requirements: …
Template for Course Syllabus for NEP implementation
Course Name: Financial Literacy and Banking Brief Course Description: A financial literacy and banking course equips students with essential knowledge to make informed financial …
Personal Finance - Alabama State Department of Education
Personal Finance is a foundational course that introduces students to the principles of financial literacy for achieving personal goals. This course is designed to inform students about how the …
Economics and Financial Literacy - lexschools.org
Course Objective: 1) Explain and apply basic methods to save and budget their finances. 2) Explain and understand the purpose of credit and the dangers of debt.
Veterans High School Financial Literacy Course Syllabus
Financial Literacy is an engaging and relevant curriculum to help senior students master the foundational elements of personal finance and to prepare for life on their own. This course will …
Personal Financial Literacy (PFL) Syllabus - Texas Tech …
In this course, you will grow your financial knowledge by beginning with the basics of money management and how to become a smart earner, spender, and investor. Personal Financial …
Course Syllabus 2024-2025 - SCHOOLHOUSE PORTAL
• Relate personal income goals and financial goals to life events. • Identify the opportunity cost of various financial decisions, including the costs of time, risk and resources. • Explain the effects of …
Financial Literacy Course Description - s3.amazonaws.com
1. Identify and define examples of financial goals and the impact life events has on these goals. 2. Identify possible sources of income to assist in creating financial goals. 3. Explain the advantages …
Value Added Course I Sem Basics of Financial Literacy
Key aspects to financial literacy include knowing how to create a budget, plan for retirement, manage debt, and track personal spending. Financial literacy can be obtained through reading …
Everfi Personal Financial Literacy-Course Syllabus
The interactive lessons in this financial literacy course translates complex financial concepts and help students develop actionable strategies for managing their finances.
Financial Literacy Syllabus - Elk Grove Unified School District
Apply reliable information and systematic decision making to personal financial decisions. Develop strategies to control and manage credit and debt. Use a career plan to develop personal income …
Financial Literacy Syllabus and Learning Objectives
Financial Literacy Semester 1 equips students with the essential tools and knowledge to manage their finances effectively and make wise financial decisions. By exploring topics such as …
VACI: FINANCIAL LITERACY 02 1 0 1 1lh - Delhi University
The Learning Objectives of this course are as follows: • Familiarity with different aspects of financial literacy such as savings, investment, taxation, and insurance • Understand the relevance and …
051818 Course Syllabus Personal Financial Literacy
Personal Financial Literacy Course Description Personal Financial Literacy is a course that will develop citizens who have the knowledge and skills to make sound, informed financial decisions …
Core Financial Literacy - Edmentum
Financial Literacy helps students recognize and develop vital skills that connect life and career goals with personalized strategies and milestone-based action plans.
A 'Standard' Personal Finance Curriculum - Federal Reserve …
Each unit lists a variety of resources on the given topic(s) for use over multiple class periods or out-of-class assignments. All resources are available online for free. The time required to use each …
Financial Literacy (160345) - Louisiana Department of …
This course is designed to prepare students to make well-informed decisions regarding finances including debt management, building and improving credit, and practical financial decision …
Financial Literacy Curriculum Guide - Federal Reserve Bank of …
Cars, Cards, and Currency Lesson 1: Financial Literacy: In this lesson, students play a game to test their current level of financial knowledge. Students discuss their understanding of financial …
Veterans High School Financial Literacy Course Syllabus
Financial Literacy is an engaging and relevant curriculum to help senior students master the foundational elements of personal finance and to prepare for life on their own. This course will …
Financial Literacy | Syllabus - Amazon Web Services, Inc.
Financial Literacy | Syllabus Course Description: This .5 credit course will equip you with personal financial skills and help you to make well-informed purchasing decisions. Time Requirements: …
Financial Literacy (Value Addition Course) - taxclasses.in
Syllabus of Financial literacy (Lecture +Practical) Unit I: Financial Planning and Financial products: 3L+3P • Introduction to Saving • Time value of money • Management of spending and financial …
Template for Course Syllabus for NEP implementation
Course Name: Financial Literacy and Banking Brief Course Description: A financial literacy and banking course equips students with essential knowledge to make informed financial decisions. It …
Economics and Financial Literacy - lexschools.org
Course Objective: 1) Explain and apply basic methods to save and budget their finances. 2) Explain and understand the purpose of credit and the dangers of debt.
financial literacy syllabus
Identify the foundations of Financial Literacy • Define terms such as Saving, Budget, Opportunity Cost, Inflation. • Determine appropriate decisions in personal finance
FYE 105 Financial Literacy Curriculum Unit - Federal Reserve …
Define human capital and investment in human capital. Give examples of investment in human capital. Describe the relationship between a person’s level of education and income-earning …
