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| fire insurance for business: Fire Insurance Edward Augustus Ketcham, 1916 |
| fire insurance for business: Fire Insurance Edward Augustus Ketcham, 2022-10-27 This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant. |
| fire insurance for business: Essentials of the Fire Insurance Business Edward Augustus Ketcham, Mrs. Murray Ketcham Kirk, 1922 |
| fire insurance for business: Fire Insurance Edward Augustus Ketcham, 2015-06-15 Excerpt from Fire Insurance: The Essentials of the Fire Insurance Business Those divisions, relating to the controversial subjects of government insurance and federal supervision of insurance, have been treated from the historical standpoint, in which the author has been careful to give the arguments on both sides of these questions. The subject of fire hazards and the closely related topic of rating have been treated in such a manner as to set forth the essential features of these topics. The underlying principles of schedule rating, as shown in the Mercantile schedules and the Dean schedules, have been quite fully developed owing to the fact that there is much in these subjects which still demand the careful attention of all students who wish to gain a knowledge of the fire insurance business. While there will undoubtedly be modifications of the system of schedule rating, so as to introduce a new factor for the conflagration hazard, still it is doubtful whether there will be many changes in the underlying principles which their authors have already developed. The rating and grading schedules that have lately been evolved by Mr. E. G. Richards, Chairman of the Actuarial Committee of the National Board of Fire Underwriters, have also received due treatment. The author believes that the time is near at hand when a system of rating risks will be based upon the experience of the companies. Mr. Richards' efforts are an attempt in the right direction, and his method has been set forth at considerable length in the hope that it may induce others to help solve the problem. That part of the theme relating to fire prevention, which treats of the means of egress from public buildings, has received its proper share of attention. A large number of lives are lost every year through inadequate means of escape from burning buildings. This is unnecessary and a crime against society. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works. |
| fire insurance for business: How to Sell More Fire Insurance , 1909 |
| fire insurance for business: Fire Insurance Edward Augustus Ketcham, 2015-02-17 This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant. |
| fire insurance for business: Fire Insurance: Its Importance National Board of Fire Underwriters, 1899 |
| fire insurance for business: Commercial Property Risk Management and Insurance American Institute for Chartered Property Casualty Underwriters, 2010-08 |
| fire insurance for business: Report on Insurance Business in the United States at the Eleventh Census, 1890: Fire, marine, and inland insurance United States. Census Office. 11th census, 1890, 1894 |
| fire insurance for business: Business Interruption Insurance and Extra Expense Insurance Henry C. Klein, 1953 |
| fire insurance for business: Fire Insurance Edward Augustus Ketcham, 2017-12-23 Excerpt from Fire Insurance: The Essentials of the Fire Insurance Business The author has endeavored to bring this out in as clear a man ner as possible, and at the same time to make suggestions which have received the sanction of engineers on this. Subject. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works. |
| fire insurance for business: Abstracts of the Statements of Fire Insurance Companies Authorized to Transact Business in New Jersey Showing Their Condition on December 31, 1876 New Jersey. Department of State, 1877 |
| fire insurance for business: Commercial Insurance Arthur L. Flitner, Jerome Trupin, 2007-01-01 |
| fire insurance for business: Counseling Unmarried Couples Frederick Hertz, 2014 Counseling Unmarried Couples will give you the tools you need to serve the legal needs of this growing segment of society. It's not just about knowing the legal rules and writing competent agreements; as a lawyer working for unmarried couples, you will need to know how to integrate and interpret the legal rules for your clients in a realistic, comprehensible, and meaningful manner. Only by doing so can you effectively guide your clients, straight and gay, in making wise decision about their homes, their children, and their assets. The fourteen chapters discuss everything that an unmarried couple is likely to encounter, including: living apart, living together, and the option of marriage; financial assets, debts, and insurance; tax consequences, liabilities, and benefits; real estate ownership and management; cohabitation and financial agreements; the rules and practices of parentage; illness and disability planning; estate planning concerns and practices; breaking up: substantive doctrines and procedural tasks. The second edition also features completely new and updated sections covering federal recognition of same-sex marriage, the DOMA ruling, and California's Proposition 8, as well as an entirely revised state law chart. Included is a CD-ROM containing all the documents you'll need to represent these couples, from co-ownership agreements to co-parenting adoptions to sample wills--Unedited summary from book cover. |
| fire insurance for business: Testing Fire Risks for Rates: Also, a Reprint of the Little Paragraphs William H. Frazier, 1901 |
| fire insurance for business: Practical Remarks on the Present State of Fire Insurance Business Fredk; G. Smith, 2015-06-25 Excerpt from Practical Remarks on the Present State of Fire Insurance Business: The Evils of Competition Pointed Out; With Hints for Improvement Acting under a sense of this obligation, I have presumed to submit the following remarks to your consideration, as I conceive the present time to be peculiarly adapted for effecting some improvement on the fire insurance business. Gentlemen, you are all well acquainted with the ruinous system which has so long prevailed in this business, and the remedy is with yourselves. The object which led to the reduction of rates and competition having, it is presumed, been in a great degree attained by compelling numerous offices to relinquish the fire business, it is but reasonable to look forward to some improvement, particularly when consequences are experienced which were never contemplated, and which are pointed out in these remarks. The great benefit to be derived from an unanimity between all the offices as to rates must be apparent; and I trust a calm consideration of all the evils attendant on the present competing system will lead to something being attempted for the improvement of the business. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works. |
| fire insurance for business: Practical Remarks on the Present State of Fire Insurance Business: the Evils of Competition Pointed Out, with Hints for Improvement Frederick G. Smith, 1832 |
| fire insurance for business: Fire Insurance Laws, Taxes and Fees , 1903 Containing a digest of the statutory requirements in the United States and Canada relating to fire insurance companies and agents, with many quotations from the statutes, also a compilation of county and municipal taxes. |
| fire insurance for business: Risks We Face Laurence J. Ackerman, Ralph W. Bugli, 1944 |
| fire insurance for business: Ask a Manager Alison Green, 2018-05-01 From the creator of the popular website Ask a Manager and New York’s work-advice columnist comes a witty, practical guide to 200 difficult professional conversations—featuring all-new advice! There’s a reason Alison Green has been called “the Dear Abby of the work world.” Ten years as a workplace-advice columnist have taught her that people avoid awkward conversations in the office because they simply don’t know what to say. Thankfully, Green does—and in this incredibly helpful book, she tackles the tough discussions you may need to have during your career. You’ll learn what to say when • coworkers push their work on you—then take credit for it • you accidentally trash-talk someone in an email then hit “reply all” • you’re being micromanaged—or not being managed at all • you catch a colleague in a lie • your boss seems unhappy with your work • your cubemate’s loud speakerphone is making you homicidal • you got drunk at the holiday party Praise for Ask a Manager “A must-read for anyone who works . . . [Alison Green’s] advice boils down to the idea that you should be professional (even when others are not) and that communicating in a straightforward manner with candor and kindness will get you far, no matter where you work.”—Booklist (starred review) “The author’s friendly, warm, no-nonsense writing is a pleasure to read, and her advice can be widely applied to relationships in all areas of readers’ lives. Ideal for anyone new to the job market or new to management, or anyone hoping to improve their work experience.”—Library Journal (starred review) “I am a huge fan of Alison Green’s Ask a Manager column. This book is even better. It teaches us how to deal with many of the most vexing big and little problems in our workplaces—and to do so with grace, confidence, and a sense of humor.”—Robert Sutton, Stanford professor and author of The No Asshole Rule and The Asshole Survival Guide “Ask a Manager is the ultimate playbook for navigating the traditional workforce in a diplomatic but firm way.”—Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together |
| fire insurance for business: Business Income Insurance Demystified: The Simplified Guide to Time Element Coverages (Third Edition) Christopher J. Boggs, 2013-04-25 Business Income Insurance Demystified: The Simplified Guide to Time Element Coverages (Third Edition) details the purpose, processes, and intricacies of business income coverage; and like the title suggests, simplifies business income for the insurance professional. This book walks you through the basics of business income, details and simultaneously simplifies the business income report/worksheet (the form that scares those who have not read this book), teaches you what is required to calculate the period of restoration and coinsurance percentage (these are actually related), clarifies coverage provisions contained in the loss determination section, discusses dependent property exposures and coverage, presents the three non-coinsurance options, and expounds on extra expense coverage. In addition, the book provides a business income checklist and guides you step by step through the business income application. |
| fire insurance for business: General Liability Insurance Coverage Randy J. Maniloff, Jeffrey W. Stempel, 2012-03-22 Insurance coverage disputes raise issues in which laws and outcomes regularly vary from state to state. Whether a claim is covered can depend a great deal on whether the case arises on one side of the street or another. It is imperative that insurance claims professionals, lawyers, brokers, risk managers, risk consultants, regulators and judges have adequate access to comparative state-law research. This book is designed to give the stakeholders in the claims process ready access to the law of all 50 states on the most important liability insurance issues to quickly learn and assess state law relevant to coverage disputes. The Second Edition includes nearly 800 new cases covering all 50 states and the District of Columbia, and adds a new chapter addressing Coverage for Pre-Tender Defense Costs. |
| fire insurance for business: Fire Insurance: Anti-compact Legislation , 1907 |
| fire insurance for business: Property and Liability Insurance Solomon Stephen Huebner, 1982 |
| fire insurance for business: Agent's Fire Insurance Guide (right to the Point) , 1953 |
| fire insurance for business: Medical and Dental Expenses , 1990 |
| fire insurance for business: Risk Management and the Environment: Agriculture in Perspective B.A. Babcock, R.W. Fraser, J.N. Lekakis, 2013-03-09 Risk Management and the Environment: Agriculture in Perspective is a modern academic work that seeks to bring out both to the private and the policy sectors the importance of risk management in relation to the envi ronment in agriculture, as the world moves towards freer markets. Many efforts were pooled together in making this book. Three years ago, an attempt was made by one of the editors to get a project on 'Agri cultural Risk Management and Sustainabilty' (ARMAS) funded by the European Commission. Probably deeming the proposal as prematurely novel for Europe, the Commission's screening experts abandoned its evaluation. Following that experience it became apparent that the literature on the theme ought to be strengthened and emphasized through a book by a well known publishing house. The editorial team was formed relatively quickly and an invitation to known experts in the field for contributions was issued. Subsequently, Kluwer Academic Publishers, evaluated an edited volume proposal package, and final revisions were made prior to submitting the entire manuscript for publication. We are gratefully acknowledging the moral support of several individu als as well as the patience of our publishers. |
| fire insurance for business: Insurance for Dummies Jack Hungelmann, 2009-06-09 Now updated — your guide to getting the best insurance policy Are you intimidated by insurance? Have no fear — this easy-to-understand guide explains everything you need to know, from getting the most coverage at the best price to dealing with adjusters, filing claims, and more. Whether you're looking for personal or business insurance, you'll see how to avoid common pitfalls, lower your costs, and get what you deserve at claim time. Get to know the basics — understand how to make good insurance decisions and reduce the chances of a financial loss in your life Take your insurance on the road — manage your personal automobile risks, handle special situations, insure recreational vehicles, and deal with insurance adjusters Understand homeowner's and renter's insurance — know what is and isn't covered by typical policies, common exclusions and pitfalls, and how to cover yourself against personal lawsuits Buy the right umbrella policy — discover the advantages, and coordinate your policies to cover the gaps Manage life, health, and disability risks — explore individual and group policies, understand Medicare basics, and evaluate long-term disability and long-term-care insurance Open the book and find: The best life, health, home, and auto policies Strategies for handling the claims process to get what you deserve Tips on adjusting your deductible to suit your lifestyle How to navigate healthcare policies Ways to reduce your risk and your premiums Common traps and loopholes Considerations for grads, freelancers, and remote workers |
| fire insurance for business: Insurance United States. Congress. House. Committee on the Judiciary, 1943 Considers (78) S. 1362, (78) H.R. 3269, (78) H.R. 3270. |
| fire insurance for business: Fire Insurance Development on the Pacific Coast Herbert H. Kirschner, 2015-06-28 Excerpt from Fire Insurance Development on the Pacific Coast It is doubtful whether any business has had a greater influence upon the industrial growth of the Pacific Coast, and San Francisco in particular, than that of fire underwriting. As an example: Had it not been for the insurance indemnity afforded the community of San Francisco at the time of the 1906 conflagration, the great metropolis of the West might have been wiped out. never to be reconstructed. From the ashes, dust and ruins, insurance restored the baker, the butcher and the tailor. Figuratively, it put each and every line of endeavor on its feet again. So. over the entire Pacific Coast, the extension of fire coverage has been the business savior and stabilizer. Inasmuch as fire underwriting has been so prominently interlinked with the history of the West, the growth of fire insurance practices on the Pacific Coast has been flavored with that color and picturesqueness that have marked the development of this section of the country. East is East, and West is West, and ne'er the twain shall meet, said Rudyard Kipling, world-renowned author. From its inception, fire underwriting development on this Coast has been distinctively different from the growth of the business in Eastern centers. Even today the business is conducted in the East - the Eastern way; in the West - the Western way. Perhaps because East is East, and West is West (although Kipling had in mind the Orient and the Occident). The foregoing is our introduction to the following chapters devoted to the history of fire underwriting on the Pacific Coast. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works. |
| fire insurance for business: The Insurance Industry United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust and Monopoly, 1958 |
| fire insurance for business: Commercial Liability Insurance and Risk Management Donald S. Malecki, American Institute for Chartered Property Casualty Underwriters, 1995-08-01 |
| fire insurance for business: Insuring the Industrial Revolution PROFESSOR OF ECONOMIC HISTORY ROBIN. PEARSON, Robin Pearson, 2017-05-16 Fire had always been one of the greatest threats to an early modern British society that relied on the naked flame as the prime source of heating, lighting and cooking. Yet whilst the danger of fire had always been taken seriously, it was not until the start of the eighteenth century that a sophisticated system of insurance became widely available. Whilst a number of high profile fires during the seventeenth century had drawn attention to the economic havoc a major conflagration could wreak, it was not until the effects of sustained industrialization began to alter the economic and social balance of the nation, that fire insurance really took off as a concept. The culmination of ten years of research, this book is the definitive work on early British fire insurance. It also provides a foundation for future comparative international studies of this important financial service, and for a greater level of theorising by historians about the relationship between insurance, perceptions of risk, economic development and social change. Through a detailed study of the archives of nearly 50 English and Scottish insurance companies founded between 1696 and 1850 - virtually all the records currently available - together with the construction of many new datasets on output, performance and markets, this book presents one of the most comprehensive histories ever written of a financial service. As well as measuring the size, market structure and growth rate of insurance, and the extent to which the first industrial revolution was insured, it also demonstrates ways in which insurance can be linked into wider issues of economic and social change in Britain. These range from an examination of the joint-stock company form of organization - to an analysis of changing attitudes towards fire hazard during the course of the eighteenth century. The book concludes by emphasising the ambivalent character of fire insurance in eighteenth and early nineteenth century Britain, contras |
| fire insurance for business: Summary of Insurance Business in Nebraska Nebraska. Department of Insurance, 1950 |
| fire insurance for business: The Weekly Underwriter , 1883 |
| fire insurance for business: 1853, 1883 Rutgers fire insurance company, 1883 |
| fire insurance for business: Negotiate the Best Lease for Your Business Janet Portman, 2020-11-24 Tenants are often handed a long, dense lease with incomprehensible language and told to just sign it. Even if they’re unable to negotiate better terms, they need to understand the rules that they’re agreeing to play by. |
| fire insurance for business: Principles of Insurance: Fire William Franklin Gephart, 1917 |
| fire insurance for business: Premiums and Losses , 1921 |
| fire insurance for business: Report on Insurance Business in the United States at the Eleventh Census, 1890: Fire, marine, and inland insurance Charles A. Jenney, 1894 |
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MERRIMACK MUTUAL FIRE INSURANCE COMPANY
the Commonwealth of Massachusetts and commenced business on April 8, 1828. The Bay State Mutual Fire Insurance Company and the Lynn Manufacturers and Merchants Insurance …
EFLECTIONS OF THE AST - City of Frederick, MD
Dec 11, 2009 · Sign Text: Peoples Fire Insurance Building 1808 1908 Condition: Excellent Date: c. 1908 The People’s Fire Insurance Company was incorporated in 1907 for the purpose of …
COMMERCIAL FIRE INSURANCE RATEMAKING PROCEDURES
I. Some background in the development of fire insurance rates. 2. The changing nature and function of the fire insurance rate in modern times. Maintenance of fire insurance rates in the …
